ULend vs Eddekhar

ULend is Saudi Arabia’s debt crowdfunding platform, licensed and regulated by the Saudi Central Bank (SAMA). We connect investors with carefully vetted SME financing opportunities through a secure, Shariah-Compliant, and fully compliant digital environment. Whether you're new to alternative investments or an experienced investor, ULend provides access to a curated marketplace of short-term private credit opportunities. Diversify your portfolio, define your investment preferences, and monitor performance in real time through an intuitive digital experience. Each opportunity undergoes a structured credit evaluation process using verified financial data sources and recognized credit bureaus to support informed decision-making. Key Features: • SAMA-regulated platform with strong governance and compliance standards • Short-term investment opportunities (3–12 months) • Competitive annual returns (not guaranteed) • Real-time portfolio tracking and performance insights • Transparent fee structure with clear disclosure Why ULend? As Saudi Arabia’s fintech ecosystem continues to evolve, ULend expands access to regulated alternative investments. Our technology-driven platform is designed to provide transparency, efficiency, and investor control — all within a trusted regulatory framework. Download ULend and explore regulated private credit opportunities in Saudi Arabia.

Build better financial habits through automatic saving, investing, and employee benefits. Eddekhar helps you save directly from your salary, grow your savings, and access benefits and discounts provided through your employer — all in one place. With Eddekhar, you can track your savings, manage your contribution rate, access Shariah-compliant investment opportunities, and work toward your financial goals through a simple and transparent experience. What can you do with Eddekhar? • Save automatically from your salary • Easily adjust your savings contribution • Track your savings and contributions • Invest through Shariah-compliant portfolios • Set financial goals and track your progress • Access employee discounts, offers, and benefits • View your transactions in one place Save automatically Choose the contribution rate that works for you and make saving a consistent part of your monthly salary. Invest for your future Invest your savings through professionally managed investment options designed to support your long-term financial goals. Access your benefits Discover discounts, offers, rewards, and employee benefits available to you through your employer. Track your progress View the value of your savings and investments, review your contribution and transaction history, and follow your financial progress with ease. Built for employees Eddekhar works with employers to provide workplace savings, investment, and financial benefit programs that help employees build better financial habits and strengthen their financial stability. Security and trust We apply security standards and procedures designed to protect your information and financial data while complying with relevant regulatory requirements. Start with Eddekhar today and build your financial future step by step. Disclaimer The value of investments may rise or fall, and past performance does not guarantee future results. Investment services are subject to applicable regulatory requirements and relevant terms and conditions.