Comparison

PayWage vs Nine2Five

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayWage

Access your earned income whenever you need it, offering a flexible way to manage your finances. This secure platform helps reduce financial stress and supports better expense planning by giving you control over your pay.

Highlights
  • Access earned income on demand
  • Improve financial wellbeing
  • Support expense planning
  • Discrete and immediate access
  • Reduce money-related stress
  • Safe and secure platform
Features
Read full description

The PayWage app provides employees with the sought-after workplace benefit of Salary on Demand (also called Earned Wage Access). From now on you have the power to access your already earned income anytime you want. PayWage allows for a better and more balanced management of your financial wellbeing and supports your expense planning. It is also discrete and immediate, reducing money-related stress in your daily routine. The experience provided by PayWage is safe and secure, fully complying with all local regulations. Please note, that you must log into our secure app using the details provided to you by your employer, a PayWage subscriber/partner.

About

Nine2Five

Track your real-time earnings, overtime, and payday countdown. Visualize your budget coverage and projected yearly income. Ideal for hourly workers and freelancers to manage their finances.

Highlights
  • Live earnings ticker
  • Overtime tracking
  • Payday countdown
  • Budget coverage visualization
  • Work history log
  • Projected yearly earnings calculator
Features
Read full description

Nine2Five offers a 7-day free trial. After the trial, a subscription is required to access all features: $2.99/month, $24.99/year, or $59.99 lifetime. Know exactly how much you've earned — down to the penny — while you work. Nine2Five is the pay clock calculator built for hourly workers, freelancers, and anyone paid by the hour. Clock in when your shift starts and watch your earnings tick up in real time. No more guessing, no more waiting for your paycheck to see if the hours add up. **LIVE EARNINGS TICKER** See your take-home pay grow second by second as you work. Set your hourly rate, configure your deductions, and Nine2Five handles the math automatically. **OVERTIME TRACKING** Set your OT threshold and multiplier. Nine2Five tracks your hours for the week and automatically switches to your overtime rate the moment you hit it — the app even turns amber so you know you're in OT. **PAYDAY COUNTDOWN** Always know how far away your next paycheck is. Nine2Five supports weekly, bi-weekly, semi-monthly, and monthly pay periods, with a customizable payday so the countdown is always accurate for your schedule. **BUDGET COVERAGE** Add your monthly bills and watch them get covered as you earn. Nine2Five shows exactly which expenses your paycheck has covered so far — rent, car payment, groceries and more — so you can see your money working in real time. **WORK HISTORY** Every session is logged automatically. Review your hours and earnings by day, week, or month. Add manual entries for days you forgot to clock in. **FUTURES CALCULATOR** See your projected yearly earnings based on your last 30 days. Set a savings goal and find out exactly what hourly rate you need to hit it. Whether you're working a 9-to-5, picking up shifts, or freelancing on the side — Nine2Five keeps your earnings visible, your budget covered, and your goals in sight. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

PayWage4 screens
Nine2Five4 screens

Verdict

The call

The clearest difference is rating: Nine2Five at 5.0 against PayWage's 3.5. Nine2Five also leads on update cadence (fortnightly vs every 5 weeks) and device support (3 vs 1). PayWage's advantage is in-app purchases (none vs 3). On price, ratings volume, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Nine2Five sells 3 in-app purchases, starting at $2.99 per month. PayWage asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Nine2Five holds the better App Store score, 5.0 against 3.5. Both are backed by a comparable volume of ratings — 2 and 3 respectively.

UpkeepUpdate frequency

PayWage ships an update every 5 weeks, Nine2Five fortnightly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
PayWage versus Nine2Five: the parameters behind the verdict, then further details
ParameterPayWageNine2Five
PriceFreeFree
Rating3.5 (2 ratings)5.0 (3 ratings) — better
Positive reviews8.0% of reviews—
Number of ratings23 — better
Update frequencyEvery 5 weeksFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size30 MB33 MB
Age rating4+4+
DeveloperPAYWAGE PHP INC.Benjamin Slapelis

Customer experience

PayWage

Written reviews50 reviews
Positive8.0%
Neutral4.0%
Negative88.0%

Nine2Five

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

PayWage

No in-app purchases

3 purchases

Nine2Five

Subscriptions2
  • Nine2Five Monthly7 Days trial$2.991 Month
  • Nine2Five Yearly7 Days trial$24.991 Year
One-time1
  • Nine2Five Lifetime$59.99

Questions

Is PayWage free?
PayWage is free to download, with no in-app purchases.
Is Nine2Five free?
Nine2Five is free to download, with in-app purchases available.
Which has better reviews, PayWage or Nine2Five?
Nine2Five is rated higher. PayWage averages 3.5 out of 5 from 2 ratings, while Nine2Five averages 5.0 from 3 ratings.
Do PayWage or Nine2Five have ads?
Neither PayWage nor Nine2Five shows ads.
Which is updated more often, PayWage or Nine2Five?
PayWage ships an update every 5 weeks, and Nine2Five fortnightly. Most recently, PayWage was updated on October 30, 2026 and Nine2Five on October 31, 2026.

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