Amigo AI vs SplitBear

Amigo AI is your intelligent personal finance assistant, designed to simplify financial management on iOS. Whether you're tracking transactions, creating budgets, managing bills, or seeking personalized advice, Amigo AI combines the power of AI with secure data handling to provide clear, actionable insights. Key Features: - Automated Transaction Logging: Syncs transactions and categorizes them automatically, so you don't have to worry about manual entry. - Dynamic Budgeting: Real-time budget adjustments based on spending patterns help you stay on track with your financial goals. - Split Expenses: Easily divide costs with friends, family, or roommates and track who owes what. - Debt Management: Monitor and manage your debts with smart repayment strategies and progress tracking. - Bills Management: Never miss a payment with automated bill tracking, reminders, and payment scheduling. - Currency Converter: Access real-time exchange rates and convert between currencies instantly for international transactions. - Smart Calculator: Built-in calculator with integrated currency conversion for quick financial calculations on the go. - Personalized Financial Guidance: Tailored advice on budgeting, spending, and investing supports your long-term financial health. - Privacy & Security: Your data is safely stored in iCloud using CloudKit, giving you full control and ensuring only you have access. - Customizable Experience: Amigo AI adapts to your unique needs, offering options to personalize with your own OpenAI key, tone, and more. PERFECT FOR: - Couples sharing household expenses and tracking joint budgets - Students managing limited budgets and splitting costs with roommates - Freelancers tracking business expenses and tax deductions - Travelers converting currencies and tracking international spending - Anyone seeking a Mint alternative with enhanced AI capabilities WHAT MAKES US DIFFERENT: Unlike traditional budget apps, Amigo AI learns your unique spending habits and provides proactive insights. Our AI assistant anticipates your needs, suggests savings opportunities, and helps you avoid overdrafts before they happen. LOVED BY OUR USERS: ***** "App for the AI era!! Voice Siri to add expenses enables lazy people like me to track easily" - Eesansiva ***** "The financial insights section is amazing, helped me track my expenses and keep watch" - Avnish S. ***** "Made a significant change in my expense tracking and helps me follow budget goals" - Nadz04 ***** "User friendly design and AI driven insights make tracking expenses a breeze" - Nikitarao NEW IN 2025: - Smart Debt Management - Track multiple debts with snowball & avalanche calculators - Advanced Bills Tracker - Never miss payments with intelligent reminders & auto-scheduling - Real-time Currency Converter - Live exchange rates for 150+ currencies - Financial Calculator Pro - Built-in currency conversion for instant international calculations - Gmail Receipt Scanner - Auto-import and categorize email receipts from any bank - Bank Statement Import - Upload CSV/PDF files for instant AI categorization - Expense Splitting - Divide costs with friends and track who owes what - Voice Commands - Add expenses hands-free with Siri integration Why Amigo AI? Founded by indie developer Tirupati Balan, Amigo AI was created to address the challenges of managing finances on iOS without SMS synchronization or manual logging. With an intuitive design and advanced machine learning, Amigo AI turns financial management into an effortless experience. Secure and Private Amigo AI prioritizes your privacy, ensuring compliance with GDPR standards, routine audits, and secure access through Apple's DeviceCheck API. From end-to-end encryption to customizable financial insights, your security is at the forefront of everything we do. For inquiries, reach out to Tirupati Balan at hello@amigo.finance. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Tired of awkward "you owe me" conversations? SplitBear makes splitting expenses effortless. Whether you're sharing rent with roommates, splitting a dinner tab, or tracking costs on a group trip, SplitBear handles the math so you can focus on the fun. ADD AN EXPENSE IN SECONDS Tap the amount, pick who paid, and you're done. SplitBear splits it evenly by default, or customize the split by percentage or individual items. Import recent Apple Pay transactions with one tap, or snap a receipt and SplitBear reads the total automatically. SEE WHO OWES WHAT — INSTANTLY Open any group to see your balance at a glance. SplitBear uses a smart algorithm that minimizes the number of payments needed, so instead of everyone paying everyone, you settle up in fewer steps. Send friendly payment reminders with a tap when balances are overdue. BUILT FOR EVERY GROUP Create unlimited groups for different circles — roommates, trips, couples, friend dinners. Multi-currency support with live exchange rates for international trips. Save expense templates for recurring bills like rent and utilities. Set balance threshold alerts so you know when debts are getting large. Export expenses to CSV for your records. SMART FEATURES THAT SAVE TIME Receipt scanner reads totals, merchant names, and dates automatically. Quick-add from your home screen with long-press shortcuts. Spending insights with charts showing where your money goes. Smart settle-up suggestions based on your group's patterns. DESIGNED FOR PRIVACY No ads. No tracking. No data collection. Your expenses are processed entirely on your device and never shared with third parties. Optional sync keeps groups updated across devices. Free covers up to three active groups, with ten expenses in each. SplitBear Pro ($3.99/month) lifts the expense limit on up to three groups — and you can split the subscription cost with your group right from the app. Terms of Use: https://splitbear.app/terms.html Privacy Policy: https://splitbear.app/privacy.html