Money Talks vs SplitBear

Voice Expense Tracking — Simply speak your spending, and it will be automatically categorized and recorded. Receipt Scanning — Take a photo of invoices or receipts, and AI will automatically recognize the amount and purchased items. AI Financial Assistant — A conversational AI that helps you understand your spending habits. Free vs. Pro Version This app offers both a Free version and a subscription-based Pro version: The Free version includes basic expense tracking features, along with a limited number of daily uses for voice input, receipt scanning, and AI analysis. The Pro version unlocks full features, including unlimited voice expense tracking, receipt scanning, and AI-powered analysis. Users can clearly view subscription pricing, duration, and related details within the app. Whether for daily expenses or personal financial management, this app helps you easily track your cash flow and understand exactly where your money is going. Download now and start managing your finances with voice and AI! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://www.notion.so/2904d92eda8680b58fa0f58ddc39824d?source=copy_link Customer Support: https://www.notion.so/Support-URL-2904d92eda8680539b22edc91c29cf1f?source=copy_link

Tired of awkward "you owe me" conversations? SplitBear makes splitting expenses effortless. Whether you're sharing rent with roommates, splitting a dinner tab, or tracking costs on a group trip, SplitBear handles the math so you can focus on the fun. ADD AN EXPENSE IN SECONDS Tap the amount, pick who paid, and you're done. SplitBear splits it evenly by default, or customize the split by percentage or individual items. Import recent Apple Pay transactions with one tap, or snap a receipt and SplitBear reads the total automatically. SEE WHO OWES WHAT — INSTANTLY Open any group to see your balance at a glance. SplitBear uses a smart algorithm that minimizes the number of payments needed, so instead of everyone paying everyone, you settle up in fewer steps. Send friendly payment reminders with a tap when balances are overdue. BUILT FOR EVERY GROUP Create unlimited groups for different circles — roommates, trips, couples, friend dinners. Multi-currency support with live exchange rates for international trips. Save expense templates for recurring bills like rent and utilities. Set balance threshold alerts so you know when debts are getting large. Export expenses to CSV for your records. SMART FEATURES THAT SAVE TIME Receipt scanner reads totals, merchant names, and dates automatically. Quick-add from your home screen with long-press shortcuts. Spending insights with charts showing where your money goes. Smart settle-up suggestions based on your group's patterns. DESIGNED FOR PRIVACY No ads. No tracking. No data collection. Your expenses are processed entirely on your device and never shared with third parties. Optional sync keeps groups updated across devices. Free covers up to three active groups, with ten expenses in each. SplitBear Pro ($3.99/month) lifts the expense limit on up to three groups — and you can split the subscription cost with your group right from the app. Terms of Use: https://splitbear.app/terms.html Privacy Policy: https://splitbear.app/privacy.html