BDO Pay vs CashinGuard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BDO Pay
This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.
- Scan QR Ph codes
- Send money for free to BDO accounts
- Pay bills with no service fees
- Request money from users
- Split bills
- Buy load
- QR withdrawals and deposits
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No fees on ALL transactions. No cash-in needed. No hassle. BDO Pay Mo Na! Pay directly from your BDO Bank Account or Credit Card and enjoy a seamless payment experience with BDO Pay. More reasons to love BDO Pay • Manage your BDO Credit Card and explore available Installment Offers. • View and redeem Rewards Points anytime, anywhere. • Enjoy exclusive BDO Deals and Promos for BDO Debit and Credit Cardholders. • Withdraw for free at any QR-enabled BDO ATM nationwide. • Lock or unlock your BDO Debit or Credit Card and manage limits with ease. • Open a Basic Account with no initial deposit and no maintaining balance required. BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas: https://www.bsp.gov.ph. For inquiries and concerns, please reach us through https://www.bdo.com.ph/consumer-assistance. Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.
CashinGuard
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CashinGuard is your digital shield against QR‑based scams. Designed for GCash users and merchants, the app scans QR codes to detect legitimate EMVCo payment strings, highlight suspicious marketplace accounts, and warn you before you pay. Disclaimer: CashinGuard is not affiliated with GCash or BSP. It does not process payments and is intended for educational and protective use only.
Screenshots
Verdict
The clearest difference is ads: BDO Pay at none against CashinGuard's shown. CashinGuard's advantage is iOS requirement (13.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | BDO Pay | CashinGuard |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.2K ratings) — better | — |
| Positive reviews | 30.8% of reviews | — |
| Number of ratings | 1.2K — better | — |
| Update frequency | Monthly | — |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 574 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | BDO Unibank, Inc. | Wilfred Cruz |
In-app purchases
BDO Pay
No in-app purchases
CashinGuard
No in-app purchases
