Blaze vs HarrenaPay

Blaze is your go-to app for seamless global payments, built for digital nomads, expats, and anyone who moves money across borders. Now with stablecoin support across 5 blockchains — send USDC and USDT on Ethereum, Solana, Base, Polygon, and Arbitrum. Send Money to 80+ Countries Transfer money globally with real exchange rates and transparent fees. From Mexico to Morocco, Brazil to Berlin, Philippines to France — your money goes where you go. Real Rates, Low Fees We use the real mid-market exchange rate (the one you see on Google) plus a flat 0.5% conversion fee. No hidden markups. No surprises. Bank Like a Local Your Blaze account comes with three bank accounts: • US Account (ACH, Zelle, direct deposits) • EU Account (IBAN for SEPA transfers) • Mexico Account (CLABE for SPEI transfers) Get paid like a local, from anywhere in the world. Stablecoins on 5 Blockchains Send USDC and USDT across: • Ethereum (ETH) • Solana (SOL) • Base • Polygon (MATIC) • Arbitrum Fast, secure, and nearly free transfers using stablecoins. Payment Links Create a payment link, share it anywhere, and get paid. Perfect for freelancers, small businesses, or splitting costs with travel crews. No app required for your payer. Blaze Card Spend anywhere Visa is accepted. Plastic or metal options available. Why Blaze? • Simple: Financial services should be simple and accessible to everyone, everywhere. • Transparent: No hidden fees. You'll always know exactly what you're paying. • Community: We're building for people who live globally — because we live globally too. Backed by Y Combinator Join thousands of digital nomads, expats, and remote workers who trust Blaze for their global payments. Download Blaze. Pay anyone, anywhere.

HarrenaPay is escrow infrastructure for buyers and sellers who want certainty on every transaction. Whether you're paying for goods, services, or freelance work, HarrenaPay holds funds in regulated escrow until both parties confirm delivery. No risky upfront bank transfers. No “send first, hope for the best.” KEY FEATURES • Escrow payments — money is held safely until you approve release • Wallet — fund your account via bank transfer and pay from your balance • Milestone payments — split large projects into stages • Payment links — share a link and get paid securely • Dispute protection — funds stay locked while issues are resolved • Naira-native — built for Nigeria, settled in seconds HOW IT WORKS 1. Create or accept an escrow payment 2. Buyer funds the transaction 3. Seller delivers goods or services 4. Buyer confirms — funds release to the seller instantly WHO IT'S FOR • Online buyers and sellers • Freelancers and contractors • Small businesses and merchants • Anyone sending money to someone they haven't met in person PRICING Starter plan is free. Transparent split fees on escrow (sender + receiver). Wallet-to-wallet transfers are free. See harrenapay.com/pricing for full details. HarrenaPay is operated by Harrena Africa Synergy LTD. We are not a bank. Escrow funds are held with our licensed partner bank until release. Support: support@harrenapay.com Privacy: harrenapay.com/privacy Terms: harrenapay.com/terms