OttoRewards vs Refundly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OttoRewards
This app helps you build credit card rewards by automating payments, preventing debt. It connects to your bank and credit cards, offering both automatic and manual payment options. Track your credit score to maintain or improve your financial health.
- Connect bank accounts and credit cards
- Automatic credit card payments
- Manual credit card payments with approval
- Credit score tracking
- Rewards maximization
- Debt prevention
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Automatically pay credit card charges so you can build rewards, not debt. APP FEATURES: - Connect your Bank Account & Credit Card - Pay credit card charges on an Automatic or a Non-Automatic basis. Automatic Payment: - App Pays charges you've made over a 15 day window automatically Non-Automatic Payment: - App Pays charges made over a 15 day window with your permission, fast & easy with a single tap via a push notification CREDIT SCORE TRACKING - Track your credit score so you can keep or build a good score! PRICING (monthly renewing subscription) How many cards do you want to track? Personal Tier: 1 card: $6.49/mo with 1 Week FREE TRIAL (renewing subscription) 2 cards: $10.49/mo (renewing subscription) 3 cards: $14.49/mo (renewing subscription) 4 cards: $18.49/mo (renewing subscription) 5 cards: $22.49/mo (renewing subscription) Business Tier: 10 cards: $43.49/mo (renewing subscription) 15 cards: $62.49/mo (renewing subscription) Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ OttoRewards bridges the gap between your bank and your credit card so you can pay automatically so you can keep the rewards and not the debt. **Only available in the United States**
Refundly
This app automates the process of tracking online returns, monitoring refund statuses, and alerting users when their money is credited. It helps users manage returns from various retailers and visualize their total refunded amounts.
- Track online returns automatically
- Monitor refund status in real-time
- Receive instant refund notifications
- Visualize total refunded amounts
- Manage returns from any retailer
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Refundly takes the guesswork out of online returns by tracking what you sent back, how much you’re owed, and notifying you the moment your refund is credited to your account. - Track every return. Automatically log returns from your email receipts and monitor refund status. - Get notified when refunds hit. Receive real-time alerts when your money comes back. - See your total refunded. Understand your return behavior with easy-to-read visuals. - Never miss a refund. Refundly catches what falls through the cracks. Whether you’re managing returns from Amazon, Nordstrom, Target, or anywhere else, Refundly helps you stay in control—and get your money back faster. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: OttoRewards at 5.0 against Refundly's 4.4. OttoRewards also leads on review sentiment (100% vs 63%) and ads (none vs shown). Refundly's advantage is monetization model (free with in-app purchases vs subscription) and update cadence (every 2 weeks vs every 6 weeks). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. OttoRewards sells 10 in-app purchases, starting at $6.49 per month and Refundly sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.
OttoRewards holds the better App Store score, 5.0 against 4.4. Both are backed by a comparable volume of ratings — 8 and 20 respectively. Written reviews point the same way: 100% of OttoRewards's written reviews are positive against 63% of Refundly's.
OttoRewards ships an update every 6 weeks, Refundly every 2 weeks. The most recent releases landed on October 11, 2026 and October 1, 2026 respectively.
| Parameter | OttoRewards | Refundly |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (8 ratings) — better | 4.4 (20 ratings) |
| Positive reviews | 100.0% of reviews — better | 62.5% of reviews |
| Number of ratings | 8 | 20 — better |
| Update frequency | Every 6 weeks | Every 2 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Subscription | Free with in-app purchases — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 97 MB | 52 MB |
| Age rating | 17+ | 4+ |
| Developer | Specs And Lead, LLC | Oshri |
Customer experience
OttoRewards
Refundly
In-app purchases
OttoRewards
- SubscriptionPlans7 Days trial$6.491 Month
- SubscriptionPlans$10.491 Month
- SubscriptionPlans$14.491 Month
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- SubscriptionPlans$18.491 Month
- SubscriptionPlans$22.491 Month
- SubscriptionPlans$43.491 Month
- SubscriptionPlans$62.001 Month
- Otto_Rewards_Subscription_plan$8.99
- Otto_Rewards_Subscription_plan$33.99
- Otto_Rewards_Subscription_plan$65.99
Refundly
- Plus - Monthly Subscription3 Months trial$6.991 Month
- Plus - Annual Subscription3 Months trial$70.001 Year
