Comparison

Moniepoint Personal Banking vs e

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moniepoint Personal Banking

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Highlights
  • Open bank account instantly
  • Send and receive money fast
  • Earn up to 18% interest on savings
  • Convenient bill payments
  • Buy airtime with cashback
  • Request debit card
  • Secure online banking
Features
Currently charting
Read full description

Experience banking that simply works. Moniepoint Personal Banking gives you fast, 99.9% reliable transfers, high-yield savings accounts, and seamless everyday payments built for your lifestyle. Join millions of Nigerians who trust Moniepoint for their daily financial needs. --- WHY CHOOSE MONIEPOINT? Seamless, Reliable Money Transfers • Experience instant transfers that never leave you stranded. • Enjoy 99.9% transaction uptime with real-time debit and credit alerts. • Free monthly transfers for eligible young adults (ages 16–24). High-Yield Savings That Grow With You • Earn competitive interest rates of up to 20% per annum on your savings. • Find a savings plan that suits you: - Save As You Transact (SAYT): Automatically set aside a percentage every time you spend. - Target Savings: Build disciplined funds for school fees, rent, or special projects. - Flexible Savings: Save for emergencies and withdraw anytime you need it. - Fixed Savings: Lock funds securely and lock in guaranteed returns. Fast Debit Card Delivery • Request a Moniepoint debit card directly from the app. • Fast delivery straight to your doorstep within 48 hours. • Use your card seamlessly at any POS, ATM, or web checkout across Nigeria. Offline USSD Banking (*5573#) • No internet? No problem. Transfer money, buy airtime, and check your balance using our *5573# USSD code from any phone. Effortless Bill & Utility Payments • Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet bundles in seconds. • Buy airtime and mobile data across all major networks with instant cashback rewards. --- BANK-GRADE SECURITY & COMPLIANCE Your Funds Are Safe & Insured • Fully licensed by the Central Bank of Nigeria (CBN). • All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC). • Advanced security with biometric login, end-to-end encryption, and 24/7 fraud monitoring. --- NEED HELP? WE ARE HERE FOR YOU Our dedicated support team is available 24/7 to assist with any questions or account requests: • In-App Live Chat: Available 24/7 directly within the app • Helpline: 01 888 9990 • Website: www.moniepoint.com • WhatsApp: +234 908 843 0803 • Social Media: @moniepointmfb • Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria Download Moniepoint Personal Banking today and take full control of your money!

About

e

Features
Read full description

How the application helps you keep track of your accounts and budgets: - Enter your transactions by month and reconcile them with your bank statements (manage one-off and recurring transactions), - Balance monitoring by account and calendar year, - Identification of expenditure budgets (up to 5 different budgets) and tracking by gauge, - Identification of transaction categories and sub-categories, - Estimation of your CO₂ consumption based on the calculation of equivalents (Search for values by API key, with a paying OpenAI© subscription or use the equivalents included in the software and updated according to your estimates), - View your annual CO₂ balance sheet, - Visualisation of expenditure and income by category and month, - Optimisation of your expenditure thanks to the calculation of statistics on your operations, and a calendar view of your operations, - Search by amount and name of your transactions, - Archiving of accounts by year, - Import and export transactions in CSV format, - Encrypted backup and restore of your data, - ... Subscription : Subscription is mandatory to use the application. Three subscriptions are available: 1 week, 1 month, 1 year. They are not automatically renewable. Need more information? We look forward to hearing from you. Please take a minute to share a review via the “Ratings & Reviews” section of the App Store©. This will help us to create applications that are better adapted to your needs. Terms of use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy policy : https://www.vipcoaching.fr/_files/ugd/136395_7cf5fe28e2ac45a0851ef5c2121d156b.pdf

Screenshots

Moniepoint Personal Banking4 screens
e4 screens

Verdict

The call

The clearest difference is in-app purchases: Moniepoint Personal Banking at none against e's 3. Moniepoint Personal Banking also leads on chart position (#144 vs unranked) and iOS requirement (14.0 vs 17.4). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. e sells 3 one-off in-app purchases. Moniepoint Personal Banking asks for nothing beyond the download.

Scorecard3 real differences · 8 level
Moniepoint Personal Banking versus e: the parameters behind the verdict, then further details
ParameterMoniepoint Personal Bankinge
PriceFreeFree
Rating4.6 (33K ratings) — better—
Positive reviews51.0% of reviews—
Number of ratings33K — better—
Update frequencyFortnightly—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
Best chart rank#144 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better17.4
Further details — not scored
Size267 MB3 MB
Age rating17+4+
DeveloperMoniepointPhilippe VINCENT

Bugs and requests

Moniepoint Personal Banking

Reported bugs

3 issues
  • App crashes on login
  • Delayed money transfers
  • Account verification delays

Requested features

3 requests
  • Hide account balance option
  • Expand supported payment platforms
  • Improve customer support responsiveness

e

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Moniepoint Personal Banking

No in-app purchases

3 purchases

e

One-time3
  • 1 week subscription$0.99
  • 1-month subscription$1.99
  • 1-year subscription$3.99

Questions

Is Moniepoint Personal Banking free?
Moniepoint Personal Banking is free to download, with no in-app purchases.
Is e free?
e is free to download, with in-app purchases available.
Do Moniepoint Personal Banking or e have ads?
Neither Moniepoint Personal Banking nor e shows ads.

Other comparisons