GXBank vs NextBill
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GXBank
Open personal and business accounts digitally in minutes. Access instant loans up to RM300,000, earn interest on savings, and manage spending with features like in-app insurance renewal and cashback. Enjoy secure login and instant account control.
- Digital account opening
- Instant loans up to RM300,000
- Earn interest on savings
- In-app insurance renewal
- 1% cashback on overseas payments
- Secure login and transaction approval
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Open a personal and business account in minutes without branch visits. Borrow up to RM300,000 in minutes and get cash instantly. PERSONAL BANKING • FlexiCredit: Apply and get a credit limit of up to RM150,000 at no cost. Drawdown cash instantly into your GX Account when you need. • Bonus Pockets: Earn up to 3.80% p.a. on your savings up to RM50,000 BUSINESS BANKING • GX Biz FlexiLoan: Apply and get a business loan of up to RM350,000. Flexible repayments from 2 to 36 months. • GX Biz Account: Open your business account in minutes. Earn 2.50% p.a. daily interest on your business deposits. SMARTER SPENDING • Road-Trip Ready: Renew car insurance & road tax in-app with just 3 taps. • Travel Protected: Get insurance covering everything from flight delays to scuba diving. • GX Card: Enjoy unlimited 1% cashback on all your overseas in-store payments with zero markups, plus earn 1x GrabCoins when you pay at Jaya Grocer stores with your physical card. • Grab User?: Earn 0.5x GrabCoins when you top up or transact on the Grab app with your linked GX Account. PEACE OF MIND, BUILT-IN. • Secure Login: Access your account with your Face ID or fingerprint. • Instant Control: Freeze your card or lock your account instantly, 24/7. • One-Tap Verification: Securely approve all transactions with GXsecure. Terms and conditions apply. Visit www.gxbank.my for more information. GXBank is a member of Perbadanan Insurans Deposit Malaysia. Deposits are protected by PIDM up to RM250,000 for each depositor. Minimum device requirements: - iOS version 15 and above
NextBill
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NextBill is an invoice management app built for Malaysian businesses. Create and send professional invoices in minutes, generate PDF, and track payment status — all from your phone. WHAT'S INSIDE • Create & send invoices instantly • Generate and share PDF invoices • LHDN e-Invoice submission via MyInvois • Batch e-Invoice management • Customer & product catalogue • TIN verification • Sales dashboard & monthly reports • Real-time push notifications • PIN & biometric app lock Built for Malaysia. Available in English and Bahasa Malaysia.
Screenshots
Verdict
The clearest difference is iOS requirement: NextBill at 13.0 against GXBank's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GXBank ships an update every 2 weeks, NextBill fortnightly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | GXBank | NextBill |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (11 ratings) — better | — |
| Positive reviews | 54.5% of reviews | — |
| Number of ratings | 11 — better | — |
| Update frequency | Every 2 weeks — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 133 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | GX Bank Berhad | Futuhul insan raman |
In-app purchases
GXBank
No in-app purchases
NextBill
No in-app purchases
Questions
Is GXBank free?
Is NextBill free?
Do GXBank or NextBill have ads?
Which is updated more often, GXBank or NextBill?
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