Sem vs Shared Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sem
Easily manage your expenses, categorize spending, and track savings with this intuitive budgeting tool. Receive timely reminders for upcoming bills and generate detailed monthly financial statements to understand your spending habits.
- Add and manage expenses
- Categorize spending
- Monthly budget overviews
- Push notifications for due dates
- Generate monthly statements
- Light and Dark mode
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Take control of your finances with Sem, the user-friendly budgeting app designed for everyday users. Easily add and manage your expenses, categorize them, and stay on top of what matters most. With monthly budget overviews, push notifications to remind you of upcoming expenses, and the ability to generate detailed statements, managing your finances has never been simpler. Whether tracking savings, wants, or needs, Sem helps you see where your money goes. Key Features: • Add and manage expenses with name, status, due date, category, and notes. • Select any month for your budget. • Receive push notifications 3, 2, or 1 day before a expense is due. • Auto-generate and download monthly statements. • Multi-select and swipe to manage expenses. • Light and Dark mode support. • Budget overview by month. • User feedback integration. • Onboarding guide. Developed by a solo creator passionate about financial health, Sem is here to make personal finance easier for you. We welcome all feedback and suggestions through the Feedback button in Settings. Let Sem help you manage your finances effortlessly.
Shared Budget
Manage household finances with a group. Track income, expenses, budgets, and debts with clear charts and recurring transaction features. Ideal for couples, roommates, or families.
- Shared group creation and member invitation
- Quick income and expense logging
- Category spending visualization
- Monthly budget envelopes
- Debt tracking
- Recurring transaction setup
- Shared task management
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Shared Budget is a simple money management app for people living together. Whether you are a couple, roommates, or a family, Shared Budget helps everyone stay aligned on income, spending, and monthly goals. What you can do: Create a shared group and invite members with a code Add income and expenses in seconds See category spending with clear charts Set monthly budget envelopes and track overspending Track who owes whom with debt records Create recurring transactions for bills and routine payments Manage shared tasks and monthly to-dos View group activity history for full transparency Why Shared Budget: Clean, mobile-first experience (no complex spreadsheets) Built for shared household finances Fast daily tracking with clear monthly visibility Premium unlocks unlimited transactions, envelopes, and members Start today and always know where your money goes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Sem at none against Shared Budget's 2. Sem also leads on iOS requirement (12.0 vs 15.0). Shared Budget's advantage is update cadence (every 2 days vs every 4 months). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Shared Budget sells 2 in-app purchases, starting at $4.99 per month. Sem asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Sem against 5.0 for Shared Budget. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Sem ships an update every 4 months, Shared Budget every 2 days. The most recent releases landed on October 11, 2026 and October 10, 2026 respectively.
| Parameter | Sem | Shared Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 1 | 1 |
| Update frequency | Every 4 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 53 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Mark Mendoza | Ruby Game Studio LLC |
Customer experience
Sem
Shared Budget
In-app purchases
Sem
No in-app purchases
Shared Budget
- Shared Budget Premium Monthly$4.991 Month
- Shared Budget Premium$39.991 Year
