Comparison

Wave Merchant vs SplitX

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wave Merchant

This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.

Highlights
  • Dynamic QR code payments
  • Real-time transaction history
  • Business analytics
  • Bank settlement
  • Secure over-the-counter payments
Features
Read full description

Fast, Easy, and Safe Online Payments - Myanmar's Leading Mobile Financial Service. Introduced by Wave Money, the Wave Merchant app brings fast, easy, and secure over-the-counter payment solutions not only for merchants and shops to track each transaction and analyze financial data but also for customers to make payments easier and more convenient. The app includes the following features: Dynamic QR: Customers can now enjoy the most convenient "Scan and Pay" functionality. The cashier keys in the specific payment amount, and customers can effortlessly and conveniently complete their payment by scanning the Dynamic QR code provided by the Wave Merchant app. Real-Time Transaction History Detail & Analytics: Merchants receive real-time transaction notifications and gain access to detailed transaction information. Additionally, the app provides a business analytics tool, allowing merchants to view their total transactions, sales, average daily transactions, average daily sales, etc. Bank Settlement: Merchants can seamlessly settle payments to their linked bank accounts. The app facilitates both cashing into the linked bank account and cashing out from it.

About

SplitX

Features
Read full description

SplitX is the smartest and easiest way to split bills, share expenses, and track costs with your friends, family, or roommates. Say goodbye to the math and the awkward "who owes who" conversations! Whether you are planning a group trip, splitting the dinner check, or managing household expenses with roommates, splitX keeps all your shared costs perfectly organized in one beautiful app. Why you'll love splitX: Effortless Bill Splitting: Add expenses in seconds and let splitX calculate exactly who owes what. Beautiful New Design: Enjoy a completely redesigned, user-friendly interface that makes managing money a breeze. Flexible Splitting Options: Split costs evenly, by exact amounts, or by percentages. Settle Up Easily: Keep a clear record of balances so everyone knows when it's time to pay up. Perfect for Any Occasion: Ideal for travel, dining out, shared apartments, couples, and more. Stop stressing over shared expenses. Download splitX today and keep your friendships focused on fun, not finances!

Screenshots

Wave Merchant4 screens
SplitX4 screens

Verdict

The call

The clearest difference is update cadence: SplitX at monthly against Wave Merchant's every 4 months. Wave Merchant's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Wave Merchant ships an update every 4 months, SplitX monthly. The most recent releases landed on August 21, 2026 and September 14, 2026 respectively.

Scorecard2 real differences · 8 level
Wave Merchant versus SplitX: the parameters behind the verdict, then further details
ParameterWave MerchantSplitX
PriceFreeFree
Rating4.2 (10 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings10 — better—
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size69 MB83 MB
Age rating17+4+
DeveloperWave MoneyVaibhav Vishal

In-app purchases

None

Wave Merchant

No in-app purchases

None

SplitX

No in-app purchases

Questions

Is Wave Merchant free?
Wave Merchant is free to download, with no in-app purchases.
Is SplitX free?
SplitX is free to download, with no in-app purchases.
Do Wave Merchant or SplitX have ads?
Neither Wave Merchant nor SplitX shows ads.
Which is updated more often, Wave Merchant or SplitX?
Wave Merchant ships an update every 4 months, and SplitX monthly. Most recently, Wave Merchant was updated on August 21, 2026 and SplitX on September 14, 2026.

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