cashpace vs Finami
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
cashpace
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Cashpace: Smart daily budgeting! With Cashpace, managing finances becomes simpler and more efficient. Instead of tracking your expenses at the end of the month, you set your budget in advance and monitor it in real time. With Cashpace, you'll always be in the know about your finances. Plan, save, and control your expenses with a smart daily budget. • Flexible planning: Set an amount and period, and Cashpace will distribute your budget daily. • Auto-budget adjustment: Didn’t spend it all today? You can spend more tomorrow! And vice versa. • Budget always at hand: A handy widget on the main screen shows your daily budget. • Offline mode: Cashpace doesn’t require an internet connection, so your budget is always with you wherever you go. Cashpace - your daily financial strategy in one app. Download now and keep your finger on the pulse of your finances! Premium: - Create multiple wallets - Dark theme Price may vary by location. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. You will not be able to cancel the subscription once activated. Manage your subscriptions in Account Settings after purchase. Any unused portion of a free trial period will be forfeited when the user purchases a subscription. Terms - http://cashpace.org/terms Privacy Policy - http://cashpace.org/privacy
Finami
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Your money stays on your phone and nowhere else. Finami keeps your accounts, transactions and debts encrypted on the device itself, and only your PIN opens them. Log an expense in seconds, see what you actually have left, and reach the end of the month without surprises. WHAT YOU CAN DO • Record income and expenses with account, category and amount • See the combined balance of every account by week, month, half-year or year • Handle cash, bank and wallet accounts in several currencies, with conversion • Track debts and count every payment down until they are closed • Move money between your own accounts without double-counting it • Set reminders and get the alert before the due date • Organize your categories your way • Export an encrypted backup whenever you want ZERO-KNOWLEDGE ENCRYPTION The database on your phone is encrypted, and the key is derived from your PIN on the device itself, so it never leaves it. Neither the server nor we can read your finances. Unlock with Face ID or Touch ID if you prefer. When you create the vault you write down a twelve-word recovery phrase, and that phrase is the only thing that gets your data back if you forget the PIN. READ THIS BEFORE YOU INSTALL This first release works on your phone only. There is no sync between devices and no automatic cloud backup, so losing the phone means losing the data. That is what the encrypted export is for: you create it, and you keep it wherever you want. Do it every now and then. WHO IT IS FOR For anyone who wants to know where their money goes without handing the details of their financial life to someone else's server. No bank connection, no message access, no ads. English and Spanish, light and dark themes, and several currencies at once. Terms and conditions: www.finami.app/en/terms-conditions Privacy policy: www.finami.app/en/privacy-policy
Screenshots
Verdict
The clearest difference is in-app purchases: Finami at none against cashpace's 7. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. cashpace sells 7 in-app purchases, starting at $0.99 per month. Finami asks for nothing beyond the download.
| Parameter | cashpace | Finami |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 13 MB | 52 MB |
| Age rating | 4+ | 12+ |
| Developer | Timur Sitnikov | Software Empire Inc |
In-app purchases
cashpace
- Premium (1 month)$0.991 Month
- Premium (1 month)7 Days trial$0.991 Month
- Premium (1 month)$1.991 Month
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- Premium (1 year)14 Days trial$9.991 Year
- Premium (1 year)7 Days trial$9.991 Year
- Premium (1 year)$9.991 Year
- Premium (1 year)$19.991 Year
Finami
No in-app purchases









