Finami vs I Vayvnd

Your money stays on your phone and nowhere else. Finami keeps your accounts, transactions and debts encrypted on the device itself, and only your PIN opens them. Log an expense in seconds, see what you actually have left, and reach the end of the month without surprises. WHAT YOU CAN DO • Record income and expenses with account, category and amount • See the combined balance of every account by week, month, half-year or year • Handle cash, bank and wallet accounts in several currencies, with conversion • Track debts and count every payment down until they are closed • Move money between your own accounts without double-counting it • Set reminders and get the alert before the due date • Organize your categories your way • Export an encrypted backup whenever you want ZERO-KNOWLEDGE ENCRYPTION The database on your phone is encrypted, and the key is derived from your PIN on the device itself, so it never leaves it. Neither the server nor we can read your finances. Unlock with Face ID or Touch ID if you prefer. When you create the vault you write down a twelve-word recovery phrase, and that phrase is the only thing that gets your data back if you forget the PIN. READ THIS BEFORE YOU INSTALL This first release works on your phone only. There is no sync between devices and no automatic cloud backup, so losing the phone means losing the data. That is what the encrypted export is for: you create it, and you keep it wherever you want. Do it every now and then. WHO IT IS FOR For anyone who wants to know where their money goes without handing the details of their financial life to someone else's server. No bank connection, no message access, no ads. English and Spanish, light and dark themes, and several currencies at once. Terms and conditions: www.finami.app/en/terms-conditions Privacy policy: www.finami.app/en/privacy-policy

Make everyday money planning simpler with I Vayvnd. Keep your loans, expenses and savings goals together in one place. YOUR FINANCIAL OVERVIEW See your monthly income, expenses and remaining balance. Explore your financial health score and a 30-day forecast to help plan ahead. LOAN TRACKING Record your existing loans, interest rates and repayment terms. Use the calendar to see upcoming payments and keep track of what remains. EXPENSE PLANNING Add and edit expenses to understand your monthly commitments and how much room you have in your budget. SAVINGS GOALS Create goals, record contributions and follow your progress toward the things that matter to you. MADE FOR EVERYDAY USE Choose English or Vietnamese and display amounts in VND, USD or EUR. Your financial records are stored locally on your device. I Vayvnd is a personal finance tracking tool. It does not provide loans or process payments. Forecasts and financial health scores are estimates based on the information you enter.