Lenote vs Finami
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lenote
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Lenote – Personal Loan Tracker Do you lend money to friends, family, or colleagues? Lenote helps you keep track of every personal loan in one place. Record who you've lent money to, monitor repayments, and receive reminders before payments are due—so you never lose track of your money. Key Features Record every loan Save borrower information, loan amount, loan date, due date, payment method, notes, and repayment history. Track repayment status See whether a loan is unpaid, partially paid, or fully repaid, and monitor all outstanding loans at a glance. Smart payment reminders Get notified before repayment due dates so you never miss an expected payment. Borrower management Keep borrower contact information and easily review their lending history. Secure & private Your data is securely stored on your device and remains under your control. Why choose Lenote? Save time by managing all your personal loans in one place. Never forget who owes you money. Stay organized with a clear overview of your outstanding loans. Simple, clean, and easy to use. Download Lenote today and take control of your personal lending. Privacy Policy: https://hiepnguyen98.github.io/SoghinoPrivacyPage/en Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Finami
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Your money stays on your phone and nowhere else. Finami keeps your accounts, transactions and debts encrypted on the device itself, and only your PIN opens them. Log an expense in seconds, see what you actually have left, and reach the end of the month without surprises. WHAT YOU CAN DO • Record income and expenses with account, category and amount • See the combined balance of every account by week, month, half-year or year • Handle cash, bank and wallet accounts in several currencies, with conversion • Track debts and count every payment down until they are closed • Move money between your own accounts without double-counting it • Set reminders and get the alert before the due date • Organize your categories your way • Export an encrypted backup whenever you want ZERO-KNOWLEDGE ENCRYPTION The database on your phone is encrypted, and the key is derived from your PIN on the device itself, so it never leaves it. Neither the server nor we can read your finances. Unlock with Face ID or Touch ID if you prefer. When you create the vault you write down a twelve-word recovery phrase, and that phrase is the only thing that gets your data back if you forget the PIN. READ THIS BEFORE YOU INSTALL This first release works on your phone only. There is no sync between devices and no automatic cloud backup, so losing the phone means losing the data. That is what the encrypted export is for: you create it, and you keep it wherever you want. Do it every now and then. WHO IT IS FOR For anyone who wants to know where their money goes without handing the details of their financial life to someone else's server. No bank connection, no message access, no ads. English and Spanish, light and dark themes, and several currencies at once. Terms and conditions: www.finami.app/en/terms-conditions Privacy policy: www.finami.app/en/privacy-policy
Screenshots
Verdict
The clearest difference is in-app purchases: Finami at none against Lenote's 2. Finami also leads on ads (none vs shown). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Lenote sells 2 in-app purchases, starting at $1.99 per month. Finami asks for nothing beyond the download.
| Parameter | Lenote | Finami |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | — |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 | 16.4 |
| Further details — not scored | ||
| Size | 69 MB | 52 MB |
| Age rating | 4+ | 12+ |
| Developer | Hiep Nguyen Ba | Software Empire Inc |
In-app purchases
Lenote
- Monthly Supscription$1.991 Month
- Annually Subscription$19.991 Year
Finami
No in-app purchases









