ShiftKey Wallet vs ShiftStub

ShiftKey users: Get paid instantly¹ and take control of your finances with ShiftKey Wallet, powered by Branch. Instant Access to Payments¹ Money lands in your account moments after your invoice is approved.¹ You get a digital debit card and business account⁴, without the hassle of minimum balances, credit checks, or monthly account fees. FDIC-backed Security Your hard-earned money is protected, thanks to FDIC deposit insurance from Evolve Bank & Trust. Financial Flexibility Make payments using your Mastercard debit card, or connect your digital card directly to Apple Pay. You can also link to your favorite apps, like Venmo and PayPal. With ShiftKey Wallet, you can: • Easily manage your budget, pay bills, and achieve savings goals • Earn cash back rewards for everyday purchases • Use your ShiftKey Card wherever Mastercard is accepted⁴ • Easily withdraw cash at any of the 55,000+ ATMs in the Allpoint Network² • Transfer money to another bank account or debit card³ Start your account setup in the ShiftKey App. Disclosures ¹ Timing of payments may vary based on invoice approvals and are subject to a $2.95 fee per payment from ShiftKey. Manual review of an invoice usually takes less than 24 hours but can take up to a week. Once your invoice is approved, we can start processing your payment. ² There are no in-network ATM fees for the first 8 transactions per month. A $2 ATM fee will apply for any in-network ATM withdrawal after the eighth transaction within any given month. ³ There is no cost to use the ShiftKey Wallet app or debit card. However, you may incur a small fee if you choose to instantly transfer your funds to an external debit card or account. ⁴ Banking services are provided by Evolve Bank & Trust, Member FDIC. ShiftKey Wallet, powered by Branch, is a Mastercard business debit card and account issued by Evolve Bank & Trust, pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted subject to certain restrictions, local laws, and regulations.

Know your next check before it lands. ShiftStub tracks your shifts and shows what they add up to — with the math on screen, line by line, so you can see where every dollar came from. WHAT IT DOES • Paint your whole rotation in minutes. Tap the days you work, or set up a repeating pattern once — 2-2-3, 4 on 4 off, Panama, whatever yours is — and the calendar fills itself. • See your next check. The number updates as you work, and the forecast tells you where the period is heading. • Show the math. Every figure opens into the arithmetic behind it: hours, rate, overtime, differentials, unpaid breaks. Nothing is a black box. • Overtime, in all the shapes it comes in. Time and a half, double time, daily overtime, the seventh consecutive day, the hospital 8/80 rule. Pick your state and the rules come set up; 8/80 and longer work periods are one tap away under Pay rules. • Night and weekend differentials, and shift premiums, priced into every hour they apply to. • Clock in and out, with a running clock on your lock screen and a widget on your home screen. • Import your schedule. Drop in a calendar file from your work portal, or paste the text your manager sent. ShiftStub reads it and asks about anything unclear. • Track your tips. Cash, card, and what you tipped out — with what you actually kept, per shift and per hour. • Check your check. Type in what your pay stub says and ShiftStub tells you where it differs from what it counted, line by line, with the arithmetic behind each one. WHAT IT DOESN'T DO No account. No sign-up. No ads. No tracking. Your hours, your rate and your pay never leave your phone. There is no server holding your pay data, because there is no server. Everything is worked out on the device in your hand, and it all works with no signal at all. FREE, AND STAYING FREE The pay math is free forever. So is the calendar, the clock, the widgets, the timesheet, the schedule import, the tip tracking, the paycheck check, the plain-text export of your hours, and the encrypted backup of everything. ShiftStub Pro adds spreadsheet (CSV) exports, up to five jobs, and tip comparisons across pay periods. $4.99 a month, $29.99 a year, or $49.99 once. If it lapses, nothing is deleted, hidden or locked — you keep every figure you entered, and every way of getting it out that was free before. HONEST ABOUT WHAT IT IS ShiftStub is a calculator, not your employer's payroll system, and not legal advice. Its figures are estimates based on what you tell it about your job. When it thinks a check looks short, it says so with the arithmetic and suggests asking your employer — it never tells you what you are owed, because it cannot know that. Built for nurses, servers, EMS, warehouse and retail workers, and anyone else paid by the hour on a schedule that moves. Terms of Use: https://shiftstub.com/terms Privacy Policy: https://shiftstub.com/privacy End User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/