JOI vs SendEva
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
JOI
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“Just Own It" is an e-commerce application with a special offering of an instant asset financing process that aggregates credit offerings from different banks in one platform. The Application is available to all customers of registered Bank(s) on the Platform. Users can browse through and purchase products available on the platform either outright (one-off) or by using an installment payment (monthly repayment) option provided by partnering BNPL payment gateways. The Application helps customers enjoy the following: - Access to devices and appliances through a robust loan Asset acquisition process. - Attractive rates for Assets of choice and options for delivery. - Flexible Repayment Plan These assets are in the category of: · Mobile · Consumer Electronics · Computing · Software · Power · Prints and more. To enjoy the App simply do the following below: 1. Download the App 2. Click on Signup 3. Login 4. View devices and make a request 5. Select bank of choice 6. Select delivery type 7. Submit a request 8. Receives an OTP for validation 9. Bank does KYC 10. Notification of Asset loan approval 11. Disbursement
SendEva
This app consolidates your daily needs into a single platform. Order groceries, pharmacy items, and food, or send parcels without leaving home.
- Grocery shopping
- Pharmacy item ordering
- Food delivery
- Parcel sending
- Home delivery
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SendEva is a one-stop shop for all your daily necessities. You can shop for groceries, and pharmacy items, order food, and send important parcels from one place to another from the comfort of your home.
Screenshots
Verdict
The clearest difference is iOS requirement: JOI at 12.0 against SendEva's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
JOI ships an update every 2 months, SendEva every 6 weeks. The most recent releases landed on September 24, 2026 and October 10, 2026 respectively.
| Parameter | JOI | SendEva |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 76 MB | 80 MB |
| Age rating | 17+ | 17+ |
| Developer | Technology distributions Ltd | SENDEVA TECHNOLOGIES LTD |
In-app purchases
JOI
No in-app purchases
SendEva
No in-app purchases









