Comparison

JOI vs SendEva

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

JOI

Features
Read full description

“Just Own It" is an e-commerce application with a special offering of an instant asset financing process that aggregates credit offerings from different banks in one platform. The Application is available to all customers of registered Bank(s) on the Platform. Users can browse through and purchase products available on the platform either outright (one-off) or by using an installment payment (monthly repayment) option provided by partnering BNPL payment gateways. The Application helps customers enjoy the following: - Access to devices and appliances through a robust loan Asset acquisition process. - Attractive rates for Assets of choice and options for delivery. - Flexible Repayment Plan These assets are in the category of: · Mobile · Consumer Electronics · Computing · Software · Power · Prints and more. To enjoy the App simply do the following below: 1. Download the App 2. Click on Signup 3. Login 4. View devices and make a request 5. Select bank of choice 6. Select delivery type 7. Submit a request 8. Receives an OTP for validation 9. Bank does KYC 10. Notification of Asset loan approval 11. Disbursement

About

SendEva

This app consolidates your daily needs into a single platform. Order groceries, pharmacy items, and food, or send parcels without leaving home.

Highlights
  • Grocery shopping
  • Pharmacy item ordering
  • Food delivery
  • Parcel sending
  • Home delivery
Features
Read full description

SendEva is a one-stop shop for all your daily necessities. You can shop for groceries, and pharmacy items, order food, and send important parcels from one place to another from the comfort of your home.

Screenshots

JOI4 screens
SendEva4 screens

Verdict

The call

The clearest difference is iOS requirement: JOI at 12.0 against SendEva's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

JOI ships an update every 2 months, SendEva every 6 weeks. The most recent releases landed on September 24, 2026 and October 10, 2026 respectively.

Scorecard1 real difference · 9 level
JOI versus SendEva: the parameters behind the verdict, then further details
ParameterJOISendEva
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size76 MB80 MB
Age rating17+17+
DeveloperTechnology distributions LtdSENDEVA TECHNOLOGIES LTD

In-app purchases

None

JOI

No in-app purchases

None

SendEva

No in-app purchases

Questions

Is JOI free?
JOI is free to download, with no in-app purchases.
Is SendEva free?
SendEva is free to download, with no in-app purchases.
Do JOI or SendEva have ads?
Neither JOI nor SendEva shows ads.
Which is updated more often, JOI or SendEva?
JOI ships an update every 2 months, and SendEva every 6 weeks. Most recently, JOI was updated on September 24, 2026 and SendEva on October 10, 2026.

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