Telco Mobile vs Ripple CU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Telco Mobile
Access banking services on the go, including viewing balances, transferring funds, and paying bills. Manage your accounts with features like expense tracking, loan payments, and mobile check deposits. Securely manage your cards and set up account alerts.
- View account balances and activity
- Transfer funds
- Expense graph
- Pay loans and bills
- Set up account alerts
- Mobile check deposit
- Card management
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Discover Telco’s Digital Branch and access our banking services anytime, anywhere. Features: - View account balances and activity - Transfer funds between shares, accounts, and external financial institutions - Expense graph shows quick overview of your incoming funds and outgoing expenses - Pay loans - Pay bills with Bill Pay, the integrated service to make payments or set up recurring payments - Set up account alerts for important account information - Deposit checks quickly and easily using your mobile device or tablet - Ability to turn on, off, or capture your card in the event that it becomes misplaced, lost, or stolen Must be enrolled in Online Banking. Third-party standard data and messaging rates may apply.
Ripple CU Mobile
Manage your finances conveniently on the go. Check balances, review transaction history, transfer funds between accounts, and make loan or bill payments directly from your mobile device.
- Check account balances
- View transaction history
- Transfer funds
- Pay loans
- Pay bills
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Health Care Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Pay Bills
Screenshots
Verdict
The clearest difference is review sentiment: Telco Mobile at 47% against Ripple CU Mobile's 0%. Telco Mobile also leads on rating (4.7 vs 4.2) and ratings volume (4.7K vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Telco Mobile holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: Telco Mobile has 4.7K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 47% of Telco Mobile's written reviews are positive against 0% of Ripple CU Mobile's.
Telco Mobile ships an update every 18 months, Ripple CU Mobile every 10 months. The most recent releases landed on October 26, 2026 and September 30, 2026 respectively.
| Parameter | Telco Mobile | Ripple CU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (4.7K ratings) — better | 4.2 (5 ratings) |
| Positive reviews | 47.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 4.7K — better | 5 |
| Update frequency | Every 18 months | Every 10 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 16 | 15.1 — better |
| Further details — not scored | ||
| Size | 27 MB | 87 MB |
| Age rating | 4+ | 4+ |
| Developer | Telco Community Credit Union | Health Care Credit Union |
Customer experience
Telco Mobile
Ripple CU Mobile
Bugs and requests
Telco Mobile
Reported bugs
3 issues- App crashes on login
- Account access issues
- Incompatibility with certain devices
Requested features
4 requests- Mobile check deposit
- Improved app stability and performance
- Password reset option
- Apple Pay integration
Ripple CU Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Telco Mobile
No in-app purchases
Ripple CU Mobile
No in-app purchases
Questions
Is Telco Mobile free?
Is Ripple CU Mobile free?
Which has better reviews, Telco Mobile or Ripple CU Mobile?
Do Telco Mobile or Ripple CU Mobile have ads?
Which is updated more often, Telco Mobile or Ripple CU Mobile?
Other comparisons
