Comparison

Altbank vs Cleva App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Altbank

This finance app offers interest-free banking with features to help users grow wealth. It allows for quick account opening, access to interest-free credit lines, personalized financial products, and tools for budget planning and bill payments. Users can also manage their virtual and physical cards within the app.

Highlights
  • Interest-free credit line
  • Personalized financial products
  • Budget planning tools
  • In-app bill payment
  • Virtual and physical card management
  • Quick account opening
Features
Read full description

AltBank brings a whole new experience to the Interest free banking space. This app was built with our customers in mind, with features and benefits that empower users to grow wealth right from their banking app. Benefits and features Account Opening- Open and account in less than 5 minutes with a few easy steps right from the altbank app Interest Free Credit Line- access financing of up to 10% of your monthly turnover, interest free for up to 30 days. Personalized Financial Products- explore the althub, an innovative, personalized financial products and services tailored to meet your diverse needs, right from your phone. Asset financing, vehicle financing, investment and much more Bill Payment- take control of all your payments with the easy in-app bill payment feature. Enjoy the peace of mind that comes with having control over your payments, all in one place Cards- simplify card management with just a tap. Manage your virtual and physical cards from the altbank app. You can request, block and unblock your card and modify your card limit on the altbank app Altbank goes beyond banking, here is your invitation to Bank Different

About

Cleva App

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

Highlights
  • Send money internationally
  • Receive USD payments
  • Receive stablecoins
  • Convert currencies
  • Virtual USD card
  • Hold funds in USD
  • Earn Cleva Points
Features
Read full description

On Cleva, your money has no boundaries. Here’s why over 1M people trust Cleva: 1. Swift onboarding 2. Competitive exchange rates 3. Transparent pricing, no hidden or monthly fees 4. Fast, reliable, and secure experience Send money across borders Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately. Receive USD payments Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle. Receive stablecoins with ease Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money. Transfer to friends on Cleva Instantly transfer to your friends on Cleva for FREE. Convert at the best rates Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE. Spend globally with a virtual USD card Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card. Protect your money from volatility Save and hold your funds in USD. Exchange only when you want to, at the best rates. Earn and redeem Cleva Points Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more. Refer and earn Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely. 24/7 Support Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels: Twitter: @clevabanking Instagram: @clevabanking Linkedin: @cleva-banking [:mav: 2.4.5]

Screenshots

Altbank4 screens
Cleva App4 screens

Verdict

The call

The clearest difference is rating: Cleva App at 4.7 against Altbank's 3.6. Cleva App also leads on review sentiment (59% vs 25%) and update cadence (every 9 days vs every 2 months). Altbank's advantage is iOS requirement (13.0 vs 15). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cleva App holds the better App Store score, 4.7 against 3.6. That said, the two scores are not equally well evidenced: Cleva App has 1.5K ratings behind it against 46, so its average is the more settled of the two. Written reviews point the same way: 25% of Altbank's written reviews are positive against 59% of Cleva App's.

UpkeepUpdate frequency

Altbank ships an update every 2 months, Cleva App every 9 days. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

Scorecard5 real differences · 5 level
Altbank versus Cleva App: the parameters behind the verdict, then further details
ParameterAltbankCleva App
PriceFreeFree
Rating3.6 (46 ratings)4.7 (1.5K ratings) — better
Positive reviews25.0% of reviews59.2% of reviews — better
Number of ratings461.5K — better
Update frequencyEvery 2 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15
Further details — not scored
Size121 MB220 MB
Age rating4+4+
DeveloperSterling Bank PlcCleva Technologies, Inc.

Customer experience

Altbank

All ratings44 ratings
Positive59.1%
Neutral6.8%
Negative34.1%
Written reviews16 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Cleva App

All ratings1,531 ratings
Positive91.4%
Neutral3.1%
Negative5.6%
Written reviews98 reviews
Positive59.2%
Neutral6.1%
Negative34.7%

Bugs and requests

Altbank

Not enough reviews yet to summarise bugs or requests.

Cleva App

Reported bugs

3 issues
  • Rejected transactions with new bank partner
  • Delayed or missing fund transfers
  • Inability to access old account numbers

Requested features

4 requests
  • Reinstate Wells Fargo bank integration
  • Add support for international wire transfers
  • Introduce push notifications for account credits
  • Enable withdrawal from virtual cards

In-app purchases

None

Altbank

No in-app purchases

None

Cleva App

No in-app purchases

Questions

Is Altbank free?
Altbank is free to download, with no in-app purchases.
Is Cleva App free?
Cleva App is free to download, with no in-app purchases.
Which has better reviews, Altbank or Cleva App?
Cleva App is rated higher. Altbank averages 3.6 out of 5 from 46 ratings, while Cleva App averages 4.7 from 1.5K ratings.
Do Altbank or Cleva App have ads?
Neither Altbank nor Cleva App shows ads.
Which is updated more often, Altbank or Cleva App?
Altbank ships an update every 2 months, and Cleva App every 9 days. Most recently, Altbank was updated on October 26, 2026 and Cleva App on October 27, 2026.

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