Robinhood Banking vs Pattern Praxis

The power of private banking paired with the only credit card you’ll need. GOLD CARD • Earn 3% cash back on all categories². • Use virtual cards with disposable card numbers for smarter, more private spending. • Securely manage your account—track spending, report suspicious transactions quickly, and freeze or unfreeze your card at any time. • Build your family's credit with the option to add cardholders of any age and track spending, set spending limits, and lock lost cards. • Enjoy no annual fee for Robinhood Gold members². • Travel, shop, and spend confidently with built-in protections, extended warranties, and 24/7 concierge support through Visa Signature. ROBINHOOD BANKING • Explore elevated essentials for modern banking like high-yield Savings accounts, 35,000 no-fee ATMs, 24/7 customer support, and more.¹ • Get full-service banking—wire transfers, check services, premium checkbooks—without ever visiting a branch. • Unlock premier banking benefits like high-yield on Checking, free wire transfers, and no-fee ATMs including out-of-network rebates with an eligible direct deposit, over $100K in assets across Robinhood, and a Robinhood Gold membership. Disclosures: Robinhood Gold Visa® Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (RCT), is a financial technology company, not a bank. Individual credit limits will vary by applicant and are subject to credit approval and underwriting. See if you’re approved with no impact to your credit score. Your credit will not be impacted unless you decide to accept the card offer. ¹All features and benefits require a monthly direct deposit amount of at least $1,000 into a Robinhood Checking account. Try benefits without direct deposit for a limited preview of 60 days. Transaction limits and fees may apply and depend on your relationship tier. An active Robinhood Gold subscription is required for Robinhood Banking. The Annual Percentage Yield (APY) is accurate as of January 29, 2026, and may change at any time before or after account opening. ²See full rates and fee details. Some limitations or conditions may apply. Must have Robinhood Financial brokerage account to redeem cash back. See rewards program terms for details. Rewards program terms are subject to change. To earn three (3) Points for each dollar of Eligible Purchases, the Robinhood Gold Card requires an active annual Robinhood Gold subscription and does not include a 30 day free trial. Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (RHG). RCT and RHG are subsidiaries of Robinhood Markets, Inc. (Robinhood). Robinhood Banking is a financial services platform offered by Robinhood Money, LLC (RHY). RHY is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. RHY is a subsidiary of Robinhood. Robinhood, 85 Willow Road, Menlo Park, CA 94025. © 2026 Robinhood. All rights reserved.

Pattern Praxis — Trading Journal & Coach Most traders lose money not because of bad strategies — but because they never study themselves. Pattern Praxis is the trading journal that turns your trade history into self-knowledge. Log every trade in seconds. Then let Pattern Praxis do the work. JOURNAL YOUR TRADES, MASTER YOUR PROCESS Log entries, exits, P&L, emotions, screenshots, and notes in a clean, fast interface built for active traders. Every trade you log becomes data that works for you. DISCOVER YOUR EDGE Find My Edge analyses your trade history across time of day, day of week, setup type, emotional state, and more — surfacing exactly where you win and where you leak money. Stop guessing. Start knowing. TRADER DNA Your personalized behavioral profile. Pattern Praxis identifies your strengths, weaknesses, and recurring patterns across hundreds of data points — giving you a clear picture of the trader you actually are, not the one you think you are. STRATEGY LAB Run what-if scenarios on your own trade data. Filter by any combination of conditions and instantly see how your results change. Test ideas before you risk capital. RULE ALIGNMENT & PLAYBOOK Define your trading rules and playbook setups. Every trade is graded against them. Over time you'll see exactly how much following your rules — or breaking them — is costing you. AI-POWERED CHALLENGES 64 challenges across discipline, consistency, risk management, patience, and emotional control. AI analyses your session reviews and trade data to surface the challenges most relevant to where you are right now. Complete them to earn XP and level up. RANK UP AS YOU GROW Earn XP for every trade logged, review written, plan completed, and challenge finished. Progress from Rookie to Master as your process improves. Your rank is tied to your account — it follows you across devices and reinstalls. PRO FEATURES Trader DNA profile Strategy Lab Find My Edge Playbook (unlimited setups) Advanced analytics AI Challenges Pattern Praxis is built for serious retail traders who want to stop repeating mistakes and start compounding their edge. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/