Comparison

DK Bank vs pay.bt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DK Bank

A digital banking application for Bhutanese citizens, offering seamless and secure financial management. It allows for easy account opening, 24/7 access to services, and intelligent features like daily interest accrual and real-time fund transfers.

Highlights
  • Effortless account opening
  • 24/7 banking access
  • Biometric authentication
  • Daily interest accrual
  • Real-time fund transfers
  • QR-based merchant payments
  • Foreign currency conversion
Features
Read full description

Introducing Digital Kidu (DK) – Your Gateway to Modern Banking in Bhutan! Experience the future of banking with Bhutan's pioneering digital bank – Digital Kidu. We're revolutionizing the way Bhutanese citizens manage their finances by offering a seamless, secure, and intelligent banking experience right at your fingertips. Simple, Streamlined Banking - Open your DK account effortlessly through our user-friendly app. - Gain direct access to essential banking services without the hassle. - Enjoy the convenience of banking services that are available 24/7, anywhere you are. Uncompromised Security - Exclusive login access for verified DK customers ensures your financial safety. - Embrace peace of mind with biometric authentication and advanced security features. Elevated Intelligence for Your Money - Watch your money grow with daily interest accrual on your account. - Experience the power of real-time fund transfers and quick QR-based merchant payments. - Seamlessly convert foreign currencies for your international transactions. - Access outstanding balance and effortlessly retrieve bill payments. - Request funds from anyone in just a few taps. - Split bills effortlessly among friends and family, making payments a breeze. At Digital Kidu, we're not just a bank; we're your financial partner on your journey to a smarter, more prosperous future. Embrace the convenience of modern banking and experience a world of financial possibilities with Digital Kidu. Download the app today and step into a new era of banking in Bhutan. Your financial freedom awaits!

About

pay.bt

Features
Read full description

pay.bt is the official companion app for Bhutan's international payment aggregator. Designed for businesses, freelancers, and entrepreneurs, our app gives you the power to manage your global revenue right from your pocket.

Screenshots

DK Bank4 screens
pay.bt4 screens

Verdict

The call

The clearest difference is update cadence: pay.bt at weekly against DK Bank's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DK Bank ships an update monthly, pay.bt weekly. The most recent releases landed on October 9, 2026 and October 13, 2026 respectively.

Scorecard1 real difference · 9 level
DK Bank versus pay.bt: the parameters behind the verdict, then further details
ParameterDK Bankpay.bt
PriceFreeFree
Rating4.0 (13 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings13 — better—
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.515.0 — better
Further details — not scored
Size103 MB29 MB
Age rating17+4+
DeveloperDK LimitedaBIt pvt ltd

In-app purchases

None

DK Bank

No in-app purchases

None

pay.bt

No in-app purchases

Questions

Is DK Bank free?
DK Bank is free to download, with no in-app purchases.
Is pay.bt free?
pay.bt is free to download, with no in-app purchases.
Do DK Bank or pay.bt have ads?
Neither DK Bank nor pay.bt shows ads.
Which is updated more often, DK Bank or pay.bt?
DK Bank ships an update monthly, and pay.bt weekly. Most recently, DK Bank was updated on October 9, 2026 and pay.bt on October 13, 2026.

Other comparisons