MyRICB vs pay.bt
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyRICB
Manage your insurance policies and loans with this secure mobile application. Make loan repayments, deposit premiums, view policy details, and generate statements. You can also make payments on behalf of others.
- Loan installment repayment
- Life insurance premium deposit
- Deferred annuity premium deposit
- View loan and policy details
- Pay on behalf of others
- Generate online statements
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MyRICB is a mobile application of Royal Insurance Corporation of Bhutan Limited. It is a free, secured and convenient insurance application designed to facilitate the following functionalities: 1. Repayment of Loan Installments 2. Deposit of Life Insurance Premium 3. Deposit of Deferred Annuity Premium 4. Viewing details of Loans and Insurance Policies 5. Payment on behalf of others (Friends, Relatives and Family) 6. Generating online statements such as Loan, Private Provident Fund and Group Insurance Scheme statements Features: * Click New User? Sign up and provide details. * Confirm your registration by inserting the OTP number SMS in your mobile. * Login to view details of your Insurance Policies and Loans with us. * You can pay your Loan Installments and Insurance Premiums by connecting to secured RMA Payment Gateway. * You will be notified by SMS once your Loans and Insurance policies are updated. * By Selecting "Pay For Others" you can also track and simultaneously pay on behalf of your friends, family and relatives. * Generate online statements such as Loan Statement, Private Provident Fund Statement and Group Insurance Scheme memos. * You can avail all our services for free of charge. We aspire to serve you better by adding more new services in future. For any further clarification contact us at our Toll-Free No # 1811/1511 or write to us at feedback@ricb.bt.
pay.bt
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pay.bt is the official companion app for Bhutan's international payment aggregator. Designed for businesses, freelancers, and entrepreneurs, our app gives you the power to manage your global revenue right from your pocket.
Screenshots
Verdict
The clearest difference is update cadence: pay.bt at weekly against MyRICB's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyRICB ships an update monthly, pay.bt weekly. The most recent releases landed on October 5, 2026 and October 13, 2026 respectively.
| Parameter | MyRICB | pay.bt |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) — better | — |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 24 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Royal Insurance Corporation of Bhutan | aBIt pvt ltd |
In-app purchases
MyRICB
No in-app purchases
pay.bt
No in-app purchases
