Comparison

SpendWave Expense tracker App vs Expense Tracker budget app

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendWave Expense tracker App

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

About

Expense Tracker budget app

Easily track daily expenses, set budgets, and visualize spending with clear charts. Manage all your finances in one place by adding bank accounts and credit cards. Take control of your money with a simple, user-friendly interface.

Highlights
  • Add and categorize expenses quickly
  • Visualize spending with charts and graphs
  • Track bank accounts and credit cards
  • Set monthly budgets
  • iCloud sync for cross-device access (premium)
Features
Read full description

Managing your finances doesn’t have to be complicated. Whether you’re tracking daily expenses, setting budgets, or planning for future goals, Expense Tracker is designed to make your life easier. With a clean, user-friendly interface and powerful features, you can finally take full control of your money – without any of the hassle. Why You'll Love This App: • Add and categorize your expenses in seconds. Stay on top of your spending effortlessly. • Get a clear picture of where your money is going with beautifully designed charts and graphs. • Easily add bank accounts and credit cards so you can track all your finances in one place. • Set monthly budgets to keep your spending on track. • With iCloud sync (available via upgrade), your financial data is always at your fingertips, whether you're on your phone, tablet, or desktop. Designed for You, by People Like You We understand that managing money can feel overwhelming. That’s why we built Expense Tracker to be simple, fast, and enjoyable to use. Whether you’re a budgeting pro or just starting to keep track of your spending, this app is made for real people with real financial needs. Upgrade for Premium Features! Unlock the full potential of Expense Tracker by upgrading to the premium version. Get access to advanced analytics, unlimited account tracking, and seamless iCloud sync so you can view and manage your finances across all your devices. Start Managing Your Money Like a Pro Today!  Download Expense Tracker now and join the thousands of users who have taken control of their financial future. It’s time to feel confident with your money. Terms and conditions: https://thepenguin.tech/legal/expenses-terms-of-use.html

Screenshots

SpendWave Expense tracker App4 screens
Expense Tracker budget app4 screens

Verdict

The call

The clearest difference is rating: Expense Tracker budget app at 5.0 against SpendWave Expense tracker App's 4.8. SpendWave Expense tracker App's advantage is ratings volume (9 vs 1) and device support (4 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month and Expense Tracker budget app sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Expense Tracker budget app holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: SpendWave Expense tracker App has 9 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

SpendWave Expense tracker App ships an update fortnightly, Expense Tracker budget app monthly. The most recent releases landed on September 23, 2026 and September 10, 2026 respectively.

Scorecard3 real differences · 7 level
SpendWave Expense tracker App versus Expense Tracker budget app: the parameters behind the verdict, then further details
ParameterSpendWave Expense tracker AppExpense Tracker budget app
PriceFreeFree
Rating4.8 (9 ratings)5.0 (1 ratings) — better
Positive reviews66.7% of reviews—
Number of ratings9 — better1
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPad
Requires iOS17.616.6 — better
Further details — not scored
Size19 MB24 MB
Age rating4+4+
DeveloperRobin Guido SchmidtSaif Ullah Sajid

Customer experience

SpendWave Expense tracker App

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Expense Tracker budget app

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

SpendWave Expense tracker App

Subscriptions3
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Monthly7 Days trial$1.991 Month
  • SpendWave+ Yearly7 Days trial$14.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99
2 purchases

Expense Tracker budget app

Subscriptions2
  • Expenses Pro Monthly$1.991 Month
  • Expenses Pro Yearly$17.991 Year

Questions

Is SpendWave Expense tracker App free?
SpendWave Expense tracker App is free to download, with in-app purchases available.
Is Expense Tracker budget app free?
Expense Tracker budget app is free to download, with in-app purchases available.
Which has better reviews, SpendWave Expense tracker App or Expense Tracker budget app?
Expense Tracker budget app is rated higher. SpendWave Expense tracker App averages 4.8 out of 5 from 9 ratings, while Expense Tracker budget app averages 5.0 from 1 ratings.
Do SpendWave Expense tracker App or Expense Tracker budget app have ads?
Neither SpendWave Expense tracker App nor Expense Tracker budget app shows ads.
Which is updated more often, SpendWave Expense tracker App or Expense Tracker budget app?
SpendWave Expense tracker App ships an update fortnightly, and Expense Tracker budget app monthly. Most recently, SpendWave Expense tracker App was updated on September 23, 2026 and Expense Tracker budget app on September 10, 2026.

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