SpendWave Expense tracker App vs Monthly Expense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendWave Expense tracker App
Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.
- Multiple accounts and currencies
- Quick transaction recording
- Financial calendar overview
- Customizable spending categories
- Savings goal tracking
- Detailed financial analysis
- Data encryption for security
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SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.
Monthly Expense
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1. Enter budget 2. Select start date 3. Click Update These simple steps allow you to control your budget over the specified period. By default, the days correspond to one month. However, the specified days can be changed as desired. By selecting the current day (shown in light blue), the expenses must be entered and confirmed with “Update.” If the expenses are less than the available amount, they are marked in green; otherwise, they are marked in red. After entering the amount, the remaining amount will be distributed over the remaining days. The % column shows the percentage of expenditure. The “C/N” key (Credit Note) can be used to add a credit note to the total amount available. An Excel file can be sent at any time via a standard communication channel using CSV. Clicking “New” resets the data and allows you to start a new month with a new budget.
Screenshots
Verdict
The clearest difference is in-app purchases: Monthly Expense at none against SpendWave Expense tracker App's 4. Monthly Expense also leads on iOS requirement (15.0 vs 17.6). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Monthly Expense asks for nothing beyond the download.
SpendWave Expense tracker App ships an update fortnightly, Monthly Expense every 2 weeks. The most recent releases landed on September 23, 2026 and June 1, 2026 respectively.
| Parameter | SpendWave Expense tracker App | Monthly Expense |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (9 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 9 — better | — |
| Update frequency | Fortnightly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 17.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 19 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Robin Guido Schmidt | August Aeppli |
In-app purchases
SpendWave Expense tracker App
- SpendWave+ Monthly3 Days trial$0.991 Month
- SpendWave+ Monthly7 Days trial$1.991 Month
- SpendWave+ Yearly7 Days trial$14.991 Year
- SpendWave+ one-time purchase$29.99
Monthly Expense
No in-app purchases
Questions
Is SpendWave Expense tracker App free?
Is Monthly Expense free?
Do SpendWave Expense tracker App or Monthly Expense have ads?
Which is updated more often, SpendWave Expense tracker App or Monthly Expense?
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