Spending Tracker vs Monthly Expense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Manage your money effectively by tracking income and expenses, setting financial goals, and participating in engaging challenges. Analyze spending habits with visual reports and stay updated on currency exchange rates. Export your data for further analysis.
- Expense & Income Tracking
- Advanced Analytics
- Financial Goals
- Financial Challenges
- Currency Exchange Rates
- Data Export
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Take control of your finances with Spendly - budget planner, the ultimate personal finance app designed to help you track your income and expenses, set financial goals, and stay motivated with engaging financial challenges. Whether you're looking to save money, analyze your spending habits, or keep up with currency exchange rates, Spendly has everything you need in one intuitive app. Key Features: - Expense & Income Tracking – Log your daily transactions effortlessly and get a clear view of your financial health. - Advanced Analytics – Gain insights into your spending patterns with visual reports and smart breakdowns. - Financial Goals – Set savings goals and track your progress to stay on top of your financial aspirations. - Financial Challenges – Stay engaged and improve your budgeting habits with fun, interactive challenges. - Currency Exchange Rates – Stay updated on real-time exchange rates for major currencies and cryptocurrencies. - Data Export (CSV & JSON) – Export your financial records in multiple formats for further analysis or backup. Take charge of your financial future today! Download Spendly - Budget Tracker and start managing your money smarter. Privacy Policy: https://armdev.pro/policy/saver_policy.html Terms of Use: https://armdev.pro/policy/saver_terms.html
Monthly Expense
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1. Enter budget 2. Select start date 3. Click Update These simple steps allow you to control your budget over the specified period. By default, the days correspond to one month. However, the specified days can be changed as desired. By selecting the current day (shown in light blue), the expenses must be entered and confirmed with “Update.” If the expenses are less than the available amount, they are marked in green; otherwise, they are marked in red. After entering the amount, the remaining amount will be distributed over the remaining days. The % column shows the percentage of expenditure. The “C/N” key (Credit Note) can be used to add a credit note to the total amount available. An Excel file can be sent at any time via a standard communication channel using CSV. Clicking “New” resets the data and allows you to start a new month with a new budget.
Screenshots
Verdict
The clearest difference is in-app purchases: Monthly Expense at none against Spending Tracker's 4. Monthly Expense also leads on update cadence (every 2 weeks vs every 3 months) and iOS requirement (15.0 vs 17.6). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 4 in-app purchases, starting at $1.99 per 7 days. Monthly Expense asks for nothing beyond the download.
Spending Tracker ships an update every 3 months, Monthly Expense every 2 weeks. The most recent releases landed on August 26, 2026 and June 1, 2026 respectively.
| Parameter | Spending Tracker | Monthly Expense |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 3 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 17 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Armenak Mkhitarian | August Aeppli |
In-app purchases
Spending Tracker
- Weekly$1.997 Days
- Monthly$5.991 Month
- Yearly$19.991 Year
- Lifetime Purchase$39.99
Monthly Expense
No in-app purchases
Questions
Is Spending Tracker free?
Is Monthly Expense free?
Do Spending Tracker or Monthly Expense have ads?
Which is updated more often, Spending Tracker or Monthly Expense?
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