Comparison

Spending Tracker vs Monthly Expense

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Manage your money effectively by tracking income and expenses, setting financial goals, and participating in engaging challenges. Analyze spending habits with visual reports and stay updated on currency exchange rates. Export your data for further analysis.

Highlights
  • Expense & Income Tracking
  • Advanced Analytics
  • Financial Goals
  • Financial Challenges
  • Currency Exchange Rates
  • Data Export
Read full description

Take control of your finances with Spendly - budget planner, the ultimate personal finance app designed to help you track your income and expenses, set financial goals, and stay motivated with engaging financial challenges. Whether you're looking to save money, analyze your spending habits, or keep up with currency exchange rates, Spendly has everything you need in one intuitive app. Key Features: - Expense & Income Tracking – Log your daily transactions effortlessly and get a clear view of your financial health. - Advanced Analytics – Gain insights into your spending patterns with visual reports and smart breakdowns. - Financial Goals – Set savings goals and track your progress to stay on top of your financial aspirations. - Financial Challenges – Stay engaged and improve your budgeting habits with fun, interactive challenges. - Currency Exchange Rates – Stay updated on real-time exchange rates for major currencies and cryptocurrencies. - Data Export (CSV & JSON) – Export your financial records in multiple formats for further analysis or backup. Take charge of your financial future today! Download Spendly - Budget Tracker and start managing your money smarter. Privacy Policy: https://armdev.pro/policy/saver_policy.html Terms of Use: https://armdev.pro/policy/saver_terms.html

About

Monthly Expense

Features
Read full description

1. Enter budget 2. Select start date 3. Click Update These simple steps allow you to control your budget over the specified period. By default, the days correspond to one month. However, the specified days can be changed as desired. By selecting the current day (shown in light blue), the expenses must be entered and confirmed with “Update.” If the expenses are less than the available amount, they are marked in green; otherwise, they are marked in red. After entering the amount, the remaining amount will be distributed over the remaining days. The % column shows the percentage of expenditure. The “C/N” key (Credit Note) can be used to add a credit note to the total amount available. An Excel file can be sent at any time via a standard communication channel using CSV. Clicking “New” resets the data and allows you to start a new month with a new budget.

Screenshots

Spending Tracker4 screens
Monthly Expense4 screens

Verdict

The call

The clearest difference is in-app purchases: Monthly Expense at none against Spending Tracker's 4. Monthly Expense also leads on update cadence (every 2 weeks vs every 3 months) and iOS requirement (15.0 vs 17.6). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 4 in-app purchases, starting at $1.99 per 7 days. Monthly Expense asks for nothing beyond the download.

UpkeepUpdate frequency

Spending Tracker ships an update every 3 months, Monthly Expense every 2 weeks. The most recent releases landed on August 26, 2026 and June 1, 2026 respectively.

Scorecard3 real differences · 6 level
Spending Tracker versus Monthly Expense: the parameters behind the verdict, then further details
ParameterSpending TrackerMonthly Expense
PriceFreeFree
Rating5.0 (3 ratings) — better—
Number of ratings3 — better—
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.615.0 — better
Further details — not scored
Size17 MB50 MB
Age rating4+4+
DeveloperArmenak MkhitarianAugust Aeppli

In-app purchases

4 purchases

Spending Tracker

Subscriptions3
  • Weekly$1.997 Days
  • Monthly$5.991 Month
  • Yearly$19.991 Year
One-time1
  • Lifetime Purchase$39.99
None

Monthly Expense

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Monthly Expense free?
Monthly Expense is free to download, with no in-app purchases.
Do Spending Tracker or Monthly Expense have ads?
Neither Spending Tracker nor Monthly Expense shows ads.
Which is updated more often, Spending Tracker or Monthly Expense?
Spending Tracker ships an update every 3 months, and Monthly Expense every 2 weeks. Most recently, Spending Tracker was updated on August 26, 2026 and Monthly Expense on June 1, 2026.

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