OUTsurance vs PayProp Owner
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OUTsurance
Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.
- Manage insurance policies
- Start new insurance quotes
- Submit and track claims
- Request emergency assistance
- Refer friends for discounts
- Join SmartDrive program
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There’s only one way to get the most OUT of your insurance. And that’s with the OUTsurance app. Whether it’s managing your policy, helping you in an emergency, making claims easy, or even getting discounts when you successfully refer a friend, it’s all doable wherever you are, 24/7. Top features: • Start quotes for car, home contents, buildings, life and business insurance products. • Buy a funeral plan or OUTthere on-demand life cover in a few taps. • Add a new valuable to your existing policy. • View your policy details and OUTbonus amount with the respective due date. • Refer friends and family and get R1000 off our premium for every successful referral. • Register for our SmartDrive programme and receive up to 10% discount on your premium. • Request emergency assistance for your car and your home, 24/7. • Add a contact person to your policy and edit your own contact details. • Request changes to your current policies. • Request documents, such as confirmation of cover and policy schedules. • Update your vehicle registration details. • Complete a windscreen and geyser claim in record time. • Submit a claim for your products. • Track your entire claims process.
PayProp Owner
Access real-time transactional data for your rental properties directly from your bank. Monitor tenant payments, security deposits, and contractor or utility bill payments instantly. Eliminate the need for monthly statements and gain peace of mind with direct financial oversight.
- Real-time transactional data
- Tenant payment monitoring
- Security deposit tracking
- Contractor and utility bill payments
- Customizable transactional reports
- Portfolio management view
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Want to know if your tenant still owes money, or if the damage deposit is in place? Wondering why you received funds and if contractors and utility bills have been paid? Just log in for direct access to transactional data directly from the bank. Say goodbye to once-a-month statements forever! The PayProp Owner app is only available to owners of properties that are managed by property managers who use the PayProp rental payment automation platform. The app gives landlords a real-time data feed of transactions and actions affecting the management of their property or portfolio of properties. Because PayProp is bank-integrated, the payment data on the app represents actual transactional data, directly from bank files. This means no more waiting for monthly statements or accountants to see what happened on your property – or is happening right now! Simple and easy to navigate, owners can now draw transactional reports over any time period, to monitor funds received and paid out. They can also get real-time views of current tenant payment balances and of deposits held as security for the property. And with records of all payments made and received on the property, you’ll always have the peace-of-mind you deserve.
Screenshots
Verdict
OUTsurance and PayProp Owner both sit at 4.8 stars, but that hides the real split: 62% of OUTsurance's written reviews are positive against 23% of PayProp Owner's. OUTsurance also leads on ratings volume (384 vs 3) and update cadence (fortnightly vs monthly). PayProp Owner's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for OUTsurance against 4.7 for PayProp Owner. That said, the two scores are not equally well evidenced: OUTsurance has 384 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 62% of OUTsurance's written reviews are positive against 23% of PayProp Owner's.
OUTsurance ships an update fortnightly, PayProp Owner monthly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | OUTsurance | PayProp Owner |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (384 ratings) — better | 4.7 (3 ratings) |
| Positive reviews | 62.1% of reviews — better | 23.1% of reviews |
| Number of ratings | 384 — better | 3 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 11.0 — better |
| Further details — not scored | ||
| Size | 81 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | OUTsurance | PayProp Holdings |
Customer experience
OUTsurance
PayProp Owner
Bugs and requests
OUTsurance
Reported bugs
13 issues- App keeps logging out frequently
- Smart Drive requires location services but permission is not requested
- App crashes after updates
- Inaccurate policy data displayed in the app
- Cannot add members to policy
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- Vehicle tracking not recording trips
- Biometric login is not functional
- Registration process for existing clients is broken
- App does not open after latest update
- Scanning barcode on license disc closes the app
- App doesn't show tracking on iPhone
- Email required error when loading info during vehicle insurance
- App keeps saying email is required when it's provided
Requested features
8 requests- Add ability to view last five years of claims details
- Increase font size based on device settings
- Allow points man requests after trip completion
- Enable fingerprint access for login
- Improve Smart Drive functionality for non-policyholders
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- Add dark mode option
- Improve app compatibility with older devices
- Allow viewing of policy details for multiple vehicles under one policy
PayProp Owner
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OUTsurance
No in-app purchases
PayProp Owner
No in-app purchases
Questions
Is OUTsurance free?
Is PayProp Owner free?
Which has better reviews, OUTsurance or PayProp Owner?
Do OUTsurance or PayProp Owner have ads?
Which is updated more often, OUTsurance or PayProp Owner?
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