Comparison

OUTsurance vs PayProp Owner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OUTsurance

Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.

Highlights
  • Manage insurance policies
  • Start new insurance quotes
  • Submit and track claims
  • Request emergency assistance
  • Refer friends for discounts
  • Join SmartDrive program
Read full description

There’s only one way to get the most OUT of your insurance. And that’s with the OUTsurance app. Whether it’s managing your policy, helping you in an emergency, making claims easy, or even getting discounts when you successfully refer a friend, it’s all doable wherever you are, 24/7. Top features: • Start quotes for car, home contents, buildings, life and business insurance products. • Buy a funeral plan or OUTthere on-demand life cover in a few taps. • Add a new valuable to your existing policy. • View your policy details and OUTbonus amount with the respective due date. • Refer friends and family and get R1000 off our premium for every successful referral. • Register for our SmartDrive programme and receive up to 10% discount on your premium. • Request emergency assistance for your car and your home, 24/7. • Add a contact person to your policy and edit your own contact details. • Request changes to your current policies. • Request documents, such as confirmation of cover and policy schedules. • Update your vehicle registration details. • Complete a windscreen and geyser claim in record time. • Submit a claim for your products. • Track your entire claims process.

About

PayProp Owner

Access real-time transactional data for your rental properties directly from your bank. Monitor tenant payments, security deposits, and contractor or utility bill payments instantly. Eliminate the need for monthly statements and gain peace of mind with direct financial oversight.

Highlights
  • Real-time transactional data
  • Tenant payment monitoring
  • Security deposit tracking
  • Contractor and utility bill payments
  • Customizable transactional reports
  • Portfolio management view
Read full description

Want to know if your tenant still owes money, or if the damage deposit is in place? Wondering why you received funds and if contractors and utility bills have been paid? Just log in for direct access to transactional data directly from the bank. Say goodbye to once-a-month statements forever! The PayProp Owner app is only available to owners of properties that are managed by property managers who use the PayProp rental payment automation platform. The app gives landlords a real-time data feed of transactions and actions affecting the management of their property or portfolio of properties. Because PayProp is bank-integrated, the payment data on the app represents actual transactional data, directly from bank files. This means no more waiting for monthly statements or accountants to see what happened on your property – or is happening right now! Simple and easy to navigate, owners can now draw transactional reports over any time period, to monitor funds received and paid out. They can also get real-time views of current tenant payment balances and of deposits held as security for the property. And with records of all payments made and received on the property, you’ll always have the peace-of-mind you deserve.

Screenshots

OUTsurance4 screens
PayProp Owner3 screens

Verdict

The call

OUTsurance and PayProp Owner both sit at 4.8 stars, but that hides the real split: 62% of OUTsurance's written reviews are positive against 23% of PayProp Owner's. OUTsurance also leads on ratings volume (384 vs 3) and update cadence (fortnightly vs monthly). PayProp Owner's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for OUTsurance against 4.7 for PayProp Owner. That said, the two scores are not equally well evidenced: OUTsurance has 384 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 62% of OUTsurance's written reviews are positive against 23% of PayProp Owner's.

UpkeepUpdate frequency

OUTsurance ships an update fortnightly, PayProp Owner monthly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
OUTsurance versus PayProp Owner: the parameters behind the verdict, then further details
ParameterOUTsurancePayProp Owner
PriceFreeFree
Rating4.8 (384 ratings) — better4.7 (3 ratings)
Positive reviews62.1% of reviews — better23.1% of reviews
Number of ratings384 — better3
Update frequencyFortnightly — betterMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.611.0 — better
Further details — not scored
Size81 MB23 MB
Age rating4+4+
DeveloperOUTsurancePayProp Holdings

Customer experience

OUTsurance

All ratings380 ratings
Positive97.9%
Neutral0.5%
Negative1.6%
Written reviews66 reviews
Positive62.1%
Neutral13.6%
Negative24.2%

PayProp Owner

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews13 reviews
Positive23.1%
Neutral0.0%
Negative76.9%

Bugs and requests

OUTsurance

Reported bugs

13 issues
  • App keeps logging out frequently
  • Smart Drive requires location services but permission is not requested
  • App crashes after updates
  • Inaccurate policy data displayed in the app
  • Cannot add members to policy
Show 8 more
  • Vehicle tracking not recording trips
  • Biometric login is not functional
  • Registration process for existing clients is broken
  • App does not open after latest update
  • Scanning barcode on license disc closes the app
  • App doesn't show tracking on iPhone
  • Email required error when loading info during vehicle insurance
  • App keeps saying email is required when it's provided

Requested features

8 requests
  • Add ability to view last five years of claims details
  • Increase font size based on device settings
  • Allow points man requests after trip completion
  • Enable fingerprint access for login
  • Improve Smart Drive functionality for non-policyholders
Show 3 more
  • Add dark mode option
  • Improve app compatibility with older devices
  • Allow viewing of policy details for multiple vehicles under one policy

PayProp Owner

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

OUTsurance

No in-app purchases

None

PayProp Owner

No in-app purchases

Questions

Is OUTsurance free?
OUTsurance is free to download, with no in-app purchases.
Is PayProp Owner free?
PayProp Owner is free to download, with no in-app purchases.
Which has better reviews, OUTsurance or PayProp Owner?
OUTsurance is rated higher. OUTsurance averages 4.8 out of 5 from 384 ratings, while PayProp Owner averages 4.7 from 3 ratings.
Do OUTsurance or PayProp Owner have ads?
OUTsurance shows ads; PayProp Owner does not.
Which is updated more often, OUTsurance or PayProp Owner?
OUTsurance ships an update fortnightly, and PayProp Owner monthly. Most recently, OUTsurance was updated on October 26, 2026 and PayProp Owner on October 24, 2026.

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