OUTsurance vs CRFund
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OUTsurance
Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.
- Manage insurance policies
- Start new insurance quotes
- Submit and track claims
- Request emergency assistance
- Refer friends for discounts
- Join SmartDrive program
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There’s only one way to get the most OUT of your insurance. And that’s with the OUTsurance app. Whether it’s managing your policy, helping you in an emergency, making claims easy, or even getting discounts when you successfully refer a friend, it’s all doable wherever you are, 24/7. Top features: • Start quotes for car, home contents, buildings, life and business insurance products. • Buy a funeral plan or OUTthere on-demand life cover in a few taps. • Add a new valuable to your existing policy. • View your policy details and OUTbonus amount with the respective due date. • Refer friends and family and get R1000 off our premium for every successful referral. • Register for our SmartDrive programme and receive up to 10% discount on your premium. • Request emergency assistance for your car and your home, 24/7. • Add a contact person to your policy and edit your own contact details. • Request changes to your current policies. • Request documents, such as confirmation of cover and policy schedules. • Update your vehicle registration details. • Complete a windscreen and geyser claim in record time. • Submit a claim for your products. • Track your entire claims process.
CRFund
This app provides retirement solutions for local government employees and councillors in South Africa. It offers market-leading investment returns, flexible benefits, and aims to empower users to make informed decisions for a financially secure retirement.
- Retirement solutions
- Investment returns
- Flexible benefits
- Financial security tools
- Informed decision-making
- Long-term planning
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With over 50,000 members, the Consolidated Retirement Fund is one of the largest and fastest growing local government funds in South Africa. We welcome local government employees and councillors, nationwide, and provide all our members with excellent retirement solutions. The CRF asset base is over R27 billion (as of 30 June 2019) and we have more than 50,000 contributing members and councillors. This is our promise to members and councillors: We are committed to providing you with market-leading investment returns over the long term. We work hard to provide you with a choice of flexible, cost-efficient benefits tailored to best suit your unique needs. Our aim is to run the CRF in an environment of uncompromising ethics, sound governance, and transparency. Our intention is to empower you to make informed and responsible decisions regarding your retirement savings, ensuring that you have all the tools to retire financially secure We plan to keep you informed every step of the way - from the day you join the CRF until the day you retire.
Screenshots
Verdict
The clearest difference is review sentiment: OUTsurance at 62% against CRFund's 0%. OUTsurance also leads on update cadence (fortnightly vs monthly). CRFund's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OUTsurance ships an update fortnightly, CRFund monthly. The most recent releases landed on October 9, 2026 and October 2, 2026 respectively.
| Parameter | OUTsurance | CRFund |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (380 ratings) — better | — |
| Positive reviews | 62.1% of reviews — better | 0.0% of reviews |
| Number of ratings | 380 — better | — |
| Update frequency | Fortnightly — better | Monthly |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 81 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | OUTsurance | Consolidated Retirement Fund for Local Government |
Customer experience
OUTsurance
CRFund
Bugs and requests
OUTsurance
Reported bugs
13 issues- App keeps logging out frequently
- Smart Drive requires location services but permission is not requested
- App crashes after updates
- Inaccurate policy data displayed in the app
- Cannot add members to policy
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- Vehicle tracking not recording trips
- Biometric login is not functional
- Registration process for existing clients is broken
- App does not open after latest update
- Scanning barcode on license disc closes the app
- App doesn't show tracking on iPhone
- Email required error when loading info during vehicle insurance
- App keeps saying email is required when it's provided
Requested features
8 requests- Add ability to view last five years of claims details
- Increase font size based on device settings
- Allow points man requests after trip completion
- Enable fingerprint access for login
- Improve Smart Drive functionality for non-policyholders
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- Add dark mode option
- Improve app compatibility with older devices
- Allow viewing of policy details for multiple vehicles under one policy
CRFund
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OUTsurance
No in-app purchases
CRFund
No in-app purchases









