Comparison

OUTsurance vs CRFund

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OUTsurance

Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.

Highlights
  • Manage insurance policies
  • Start new insurance quotes
  • Submit and track claims
  • Request emergency assistance
  • Refer friends for discounts
  • Join SmartDrive program
Read full description

There’s only one way to get the most OUT of your insurance. And that’s with the OUTsurance app. Whether it’s managing your policy, helping you in an emergency, making claims easy, or even getting discounts when you successfully refer a friend, it’s all doable wherever you are, 24/7. Top features: • Start quotes for car, home contents, buildings, life and business insurance products. • Buy a funeral plan or OUTthere on-demand life cover in a few taps. • Add a new valuable to your existing policy. • View your policy details and OUTbonus amount with the respective due date. • Refer friends and family and get R1000 off our premium for every successful referral. • Register for our SmartDrive programme and receive up to 10% discount on your premium. • Request emergency assistance for your car and your home, 24/7. • Add a contact person to your policy and edit your own contact details. • Request changes to your current policies. • Request documents, such as confirmation of cover and policy schedules. • Update your vehicle registration details. • Complete a windscreen and geyser claim in record time. • Submit a claim for your products. • Track your entire claims process.

About

CRFund

This app provides retirement solutions for local government employees and councillors in South Africa. It offers market-leading investment returns, flexible benefits, and aims to empower users to make informed decisions for a financially secure retirement.

Highlights
  • Retirement solutions
  • Investment returns
  • Flexible benefits
  • Financial security tools
  • Informed decision-making
  • Long-term planning
Features
Read full description

With over 50,000 members, the Consolidated Retirement Fund is one of the largest and fastest growing local government funds in South Africa. We welcome local government employees and councillors, nationwide, and provide all our members with excellent retirement solutions. The CRF asset base is over R27 billion (as of 30 June 2019) and we have more than 50,000 contributing members and councillors. This is our promise to members and councillors: We are committed to providing you with market-leading investment returns over the long term. We work hard to provide you with a choice of flexible, cost-efficient benefits tailored to best suit your unique needs. Our aim is to run the CRF in an environment of uncompromising ethics, sound governance, and transparency. Our intention is to empower you to make informed and responsible decisions regarding your retirement savings, ensuring that you have all the tools to retire financially secure We plan to keep you informed every step of the way - from the day you join the CRF until the day you retire.

Screenshots

OUTsurance4 screens
CRFund4 screens

Verdict

The call

The clearest difference is review sentiment: OUTsurance at 62% against CRFund's 0%. OUTsurance also leads on update cadence (fortnightly vs monthly). CRFund's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

OUTsurance ships an update fortnightly, CRFund monthly. The most recent releases landed on October 9, 2026 and October 2, 2026 respectively.

Scorecard4 real differences · 6 level
OUTsurance versus CRFund: the parameters behind the verdict, then further details
ParameterOUTsuranceCRFund
PriceFreeFree
Rating4.8 (380 ratings) — better—
Positive reviews62.1% of reviews — better0.0% of reviews
Number of ratings380 — better—
Update frequencyFortnightly — betterMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size81 MB40 MB
Age rating4+4+
DeveloperOUTsuranceConsolidated Retirement Fund for Local Government

Customer experience

OUTsurance

All ratings380 ratings
Positive97.9%
Neutral0.5%
Negative1.6%
Written reviews66 reviews
Positive62.1%
Neutral13.6%
Negative24.2%

CRFund

Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

OUTsurance

Reported bugs

13 issues
  • App keeps logging out frequently
  • Smart Drive requires location services but permission is not requested
  • App crashes after updates
  • Inaccurate policy data displayed in the app
  • Cannot add members to policy
Show 8 more
  • Vehicle tracking not recording trips
  • Biometric login is not functional
  • Registration process for existing clients is broken
  • App does not open after latest update
  • Scanning barcode on license disc closes the app
  • App doesn't show tracking on iPhone
  • Email required error when loading info during vehicle insurance
  • App keeps saying email is required when it's provided

Requested features

8 requests
  • Add ability to view last five years of claims details
  • Increase font size based on device settings
  • Allow points man requests after trip completion
  • Enable fingerprint access for login
  • Improve Smart Drive functionality for non-policyholders
Show 3 more
  • Add dark mode option
  • Improve app compatibility with older devices
  • Allow viewing of policy details for multiple vehicles under one policy

CRFund

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

OUTsurance

No in-app purchases

None

CRFund

No in-app purchases

Questions

Is OUTsurance free?
OUTsurance is free to download, with no in-app purchases.
Is CRFund free?
CRFund is free to download, with no in-app purchases.
Do OUTsurance or CRFund have ads?
OUTsurance shows ads; CRFund does not.
Which is updated more often, OUTsurance or CRFund?
OUTsurance ships an update fortnightly, and CRFund monthly. Most recently, OUTsurance was updated on October 9, 2026 and CRFund on October 2, 2026.

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