OUTsurance vs DigiDeeds
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OUTsurance
Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.
- Manage insurance policies
- Start new insurance quotes
- Submit and track claims
- Request emergency assistance
- Refer friends for discounts
- Join SmartDrive program
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There’s only one way to get the most OUT of your insurance. And that’s with the OUTsurance app. Whether it’s managing your policy, helping you in an emergency, making claims easy, or even getting discounts when you successfully refer a friend, it’s all doable wherever you are, 24/7. Top features: • Start quotes for car, home contents, buildings, life and business insurance products. • Buy a funeral plan or OUTthere on-demand life cover in a few taps. • Add a new valuable to your existing policy. • View your policy details and OUTbonus amount with the respective due date. • Refer friends and family and get R1000 off our premium for every successful referral. • Register for our SmartDrive programme and receive up to 10% discount on your premium. • Request emergency assistance for your car and your home, 24/7. • Add a contact person to your policy and edit your own contact details. • Request changes to your current policies. • Request documents, such as confirmation of cover and policy schedules. • Update your vehicle registration details. • Complete a windscreen and geyser claim in record time. • Submit a claim for your products. • Track your entire claims process.
DigiDeeds
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Prove your home is yours. Get recognised by banks and the government. You live in your home and your neighbours know it belongs to you. But without official papers, banks won't give you loans and the city can't provide proper services. DigiDeeds helps you create proof of ownership that will be recognised everywhere. Why your home needs to be verified: • Banks require proof before giving loans for business or improvements • Insurance companies need documentation to cover your property • Municipalities need records to provide water, electricity and waste collection • Having official recognition gives you dignity and economic opportunities How the app works: • Photo verification: Take a clear photo to confirm your identity • Location mapping: Use your phone's GPS to mark exactly where your home is • Neighbour confirmation: Your community validates that you own this property • Secure records - All information is safely stored and protected What you'll be able to do soon: In future updates, you'll receive official proof of address and ownership that banks and other financial institutions accept. These documents will help you access loans, insurance and municipal services that were previously unavailable. Built for South African communities: This app is designed for people in townships, informal settlements and rural areas. We understand that community knowledge is valuable and neighbours are trusted sources of information. Safe and secure: Your personal information is protected with bank-level security. Only you control who sees your data, and community verification ensures accuracy. Get started today: Download the app and begin the verification process. Join the movement to make informal homes officially recognised across South Africa.
Screenshots
Verdict
OUTsurance and DigiDeeds are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OUTsurance ships an update fortnightly, DigiDeeds every 2 weeks. The most recent releases landed on September 19, 2026 and September 20, 2026 respectively.
| Parameter | OUTsurance | DigiDeeds |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (380 ratings) — better | — |
| Positive reviews | 62.1% of reviews | — |
| Number of ratings | 380 — better | — |
| Update frequency | Fortnightly | Every 2 weeks — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 81 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | OUTsurance | DigiDeeds |
Bugs and requests
OUTsurance
Reported bugs
13 issues- App keeps logging out frequently
- Smart Drive requires location services but permission is not requested
- App crashes after updates
- Inaccurate policy data displayed in the app
- Cannot add members to policy
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- Vehicle tracking not recording trips
- Biometric login is not functional
- Registration process for existing clients is broken
- App does not open after latest update
- Scanning barcode on license disc closes the app
- App doesn't show tracking on iPhone
- Email required error when loading info during vehicle insurance
- App keeps saying email is required when it's provided
Requested features
8 requests- Add ability to view last five years of claims details
- Increase font size based on device settings
- Allow points man requests after trip completion
- Enable fingerprint access for login
- Improve Smart Drive functionality for non-policyholders
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- Add dark mode option
- Improve app compatibility with older devices
- Allow viewing of policy details for multiple vehicles under one policy
DigiDeeds
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OUTsurance
No in-app purchases
DigiDeeds
No in-app purchases








