Cashew vs BudgetArk
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cashew
This app helps you understand your spending habits by allowing you to set flexible budgets and visualize your financial progress with charts. Track subscriptions, recurring transactions, and manage finances across different currencies with a personalized interface.
- Flexible budgeting (monthly, weekly, custom)
- Visual spending reports (pie charts, bar graphs)
- Subscription and recurring transaction tracking
- Personalized interface (dark mode, accent colors)
- Multi-currency support with conversion rates
- Timely reminders for transactions
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Take control of your money with Cashew, a free all-in-one expense tracker, budget planner, and personal finance manager. Track spending, manage budgets, understand where your money goes, and build better financial habits with a fast, flexible experience you can customize to fit your life. Flexible Budgeting: Create a budget that fits your life. Plan by week, month, year, or any custom period, adjust as your needs change, and stay on top of your spending without rigid rules. Clear Spending Insights: Turn everyday transactions into useful insights with interactive line charts, pie charts, and bar graphs. Spot spending trends, compare periods, and make more informed financial decisions. See Where Your Money Goes: Review your spending history, understand your habits, find unnecessary expenses, and uncover more opportunities to save. Fast Daily Expense Tracking: Add expenses and income in seconds with an intuitive interface built for quick, everyday use. Less friction makes it easier to keep your finances up to date. Stay Ahead of Bills: Track subscriptions, recurring expenses, and upcoming payments in one place, with automatic reminders to help you avoid missed bills. Make It Yours: Customize colors, themes, layouts, categories, and settings so your budget tracker feels personal and works the way you do. Multi-Currency Money Management: Track money across multiple currencies with automatic exchange rates plus accurate balance and net worth calculations. Private & Secure: Your financial data stays on your device. Your data is never collected, shared, or sold. Start building better money habits today. Download Cashew to track expenses, plan your budget, monitor spending, and manage your personal finances with confidence. Privacy Policy: https://cashewapp.web.app/policy.html#policy Terms of Service: https://cashewapp.web.app/policy.html#terms
BudgetArk
Manage your finances privately with this open-source app. Track debt, plan budgets, and project investments without subscriptions or sign-ups. Your financial data stays on your device.
- Debt tracking with progress insights
- Budget planning by category
- Investment projection tools
- Couples-friendly debt planning
- Avalanche and Snowball payoff strategies
- Local data storage
- Open-source with community feedback
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BudgetArk is a free, private, open-source personal finance app built for people who want control without subscriptions, ads, or account signups. Track your money in one place: - Debt tracking with progress insights - Budget planning by category - Investment projection tools - Flexible currency and locale formatting - Couples-friendly debt ownership and payoff planning Privacy first: - No sign-up required - No cloud account required - Data stored locally on your device - Export and import your data whenever you want Debt tools that help you take action: - Avalanche and Snowball payoff strategies - Separate debt types for smarter Snowball ordering - Owner tags (Mine, Partner, Joint) - Bulk debt type review tools Budgeting made practical: - Fast entry flow with month selection - Categories including Grocery, Restaurant, Tech, Giving, Retirement, and Investing - One-time helper to split older Food entries into Grocery or Restaurant Built with the community: BudgetArk is open source, and your feedback helps shape what comes next. You can suggest feature ideas and improvements through the project repository and support channels. Whether you’re paying down debt, building better habits, or planning long-term wealth, BudgetArk keeps your financial data private and your workflow simple. Issues: let me know at https://github.com/RickeyNet/BudgetArk/issues Feature requests: Suggest ideas at https://github.com/RickeyNet/BudgetArk/discussions
Screenshots
Verdict
The clearest difference is in-app purchases: BudgetArk at none against Cashew's 3. BudgetArk also leads on iOS requirement (16.4 vs 18.0). Cashew's advantage is ratings volume (542 vs 4). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cashew sells 3 in-app purchases, starting at $1.49 per month. BudgetArk asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.9 for Cashew against 5.0 for BudgetArk. That said, the two scores are not equally well evidenced: Cashew has 542 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 98% of Cashew's written reviews are positive against 100% of BudgetArk's.
Cashew ships an update every 3 weeks, BudgetArk monthly. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.
| Parameter | Cashew | BudgetArk |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (542 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 97.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 542 — better | 4 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 103 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | James Kokoska | RICKEY AUSTIN CORNETT |
Customer experience
Cashew
BudgetArk
Bugs and requests
Cashew
Reported bugs
2 issues- Recurring transactions not generating properly
- Inconsistent behavior when configuring past installments
Requested features
4 requests- Add widgets for quick access
- Implement shared budgets and family access
- Improve recurring transaction management
- Export data to Excel/CSV
BudgetArk
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Cashew
- Cashew Pro Monthly$1.491 Month
- Cashew Pro Yearly$11.991 Year
- Cashew Pro Lifetime$19.99
BudgetArk
No in-app purchases









