BudgetArk

BudgetArk

Budget, Debt & Investing

4 ratings
2 reviews
Free

Details

Released
March 12, 2026
Updated
October 6, 2026
BudgetArk screenshot #1 for iPhone
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BudgetArk screenshot #7 for iPhone
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About

Manage your finances privately with this open-source app. Track debt, plan budgets, and project investments without subscriptions or sign-ups. Your financial data stays on your device.

✓Debt tracking with progress insights
✓Budget planning by category
✓Investment projection tools
✓Couples-friendly debt planning
✓Avalanche and Snowball payoff strategies
✓Local data storage
✓Open-source with community feedback
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What's New in BudgetArk

1.11.0

October 6, 2026

Welcome aboard, in your language! • Six languages: BudgetArk now comes in German, Russian, Ukrainian, Swedish and Norwegian alongside English. It follows your phone's language automatically, or pick one under Profile -> Settings -> Language. • Feature guide: find any feature fast. Search it, see where it lives, and follow step-by-step how-tos from Profile -> Help. • Update spotlight: the feature tour is renamed and now shows only what's new in this release. • Simpler Data menu: Export and Import each open one menu with every option in it. Fixes • Bank balances now refresh automatically at startup, even if you never open the Profile tab. • Pending bank charges no longer get counted twice once they post. • The bank connection wizard no longer freezes on its Done screen. • The Review Inbox keeps your place after you approve or skip a transaction. • Calendars line up correctly under their weekdays, and bills no longer show one day early. As always, your data stays encrypted on your device.

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User reviews

Awesome App!

This app is awesome and easy to use! Very clear and simple to navigate. Has helped me budget within just minutes!

Great app and it is easy to use!

I’ve started using the app for my daily life. From budgeting to debt management, BudgetArk is very user friendly and convenient. Most importantly, you don’t have to purchase anything and it’s made for what it was intended for without the hassle of ads. I highly recommend BudgetArk!

FAQ

What is BudgetArk?

BudgetArk is a free, private, and open-source personal finance app designed for users who want control over their money without subscriptions or ads. It allows for tracking debt, planning budgets, and projecting investments.

Is BudgetArk free to use?

Yes, BudgetArk is completely free to use. It does not require any subscriptions, account sign-ups, or in-app purchases.

How does BudgetArk protect my privacy?

BudgetArk prioritizes privacy by not requiring any sign-up or cloud account. All your financial data is stored locally on your device, and you can export and import it whenever you wish.

What debt payoff strategies does BudgetArk support?

BudgetArk supports both the Avalanche and Snowball debt payoff strategies. It also allows you to separate debt types and use owner tags (Mine, Partner, Joint) for smarter planning.

Can BudgetArk be used by couples?

Yes, BudgetArk is couples-friendly and includes features for shared debt ownership and payoff planning, allowing for joint management of finances.

How often is BudgetArk updated?

BudgetArk was last updated on May 4, 2026, with version 1.4.14. As an open-source project, updates are driven by community feedback and development.

What devices does BudgetArk support?

BudgetArk is available for iPhone, iPad, and iPod devices, running on iOS.

Does BudgetArk have ads?

No, BudgetArk is ad-free. The app is built with a privacy-first approach and does not display any advertisements to users.