Manage your finances privately with this open-source app. Track debt, plan budgets, and project investments without subscriptions or sign-ups. Your financial data stays on your device.
1.10.0
August 31, 2026
A fresh coat of paint and a smarter budget. • Bills that settle themselves - set a bill up once with your best estimate. When the real charge arrives, from your bank or typed in, file it against the bill and the actual replaces the estimate for that month. No double counting, no editing the plan. • Credit cards that track themselves - link a card on the Debts tab to the bank account behind it and its balance updates after every sync. • Spending pace - category limits now show where you should be by today, so you know you're ahead before the month is over. • Quick-start budgets - new installs can seed a full first budget (single, couple, debt-heavy, or zero-based) from take-home pay. • Budget quality of life - real dates on manual entries, "Save + another", suggestion chips that remember your entries, inline category creation, a one-screen Limits editor, and a tracking strip on the Bridge. • Split an expense across the people in your household. • Safer data - a deep pass over storage and sync: background syncs and restores can no longer be undone by an open screen, deleted budget limits now stay deleted on your partner's device, and errors are shown instead of swallowed. As always: free, no subscription, and your data stays encrypted on your device.
MoreBudgetArk is a free, private, and open-source personal finance app designed for users who want control over their money without subscriptions or ads. It allows for tracking debt, planning budgets, and projecting investments.
Yes, BudgetArk is completely free to use. It does not require any subscriptions, account sign-ups, or in-app purchases.
BudgetArk prioritizes privacy by not requiring any sign-up or cloud account. All your financial data is stored locally on your device, and you can export and import it whenever you wish.
BudgetArk supports both the Avalanche and Snowball debt payoff strategies. It also allows you to separate debt types and use owner tags (Mine, Partner, Joint) for smarter planning.
Yes, BudgetArk is couples-friendly and includes features for shared debt ownership and payoff planning, allowing for joint management of finances.
BudgetArk was last updated on May 4, 2026, with version 1.4.14. As an open-source project, updates are driven by community feedback and development.
BudgetArk is available for iPhone, iPad, and iPod devices, running on iOS.
No, BudgetArk is ad-free. The app is built with a privacy-first approach and does not display any advertisements to users.