Manage your finances privately with this open-source app. Track debt, plan budgets, and project investments without subscriptions or sign-ups. Your financial data stays on your device.
1.4.14
May 4, 2026
- The Bridge - a new home tab for net worth at a glance, tracked accounts (savings, retirement, brokerage, HSA), and an auto-saving daily history graph so you can see your trajectory over time. - Spreadsheet backup - full CSV/XLSX round-trip import and export. Move your data into Excel or Google Sheets, edit it there, and bring it back without losing rows. - Layout Density - pick Compact, Comfortable, or Spacious in Profile > Appearance to retune padding and font sizes across the whole app. - Guided Walk-through - a first-launch spotlight tour highlights the key elements on every tab, with a step counter and Skip-all option. Replay any time from Profile, or tap "How to use BudgetArk" for a per-tab reference. - Stronger partner sync - pairing codes are now 8 alphanumeric characters with a fingerprint-verification step, and incoming diffs are fully validated before anything is written locally. - Backup reminder - a one-time banner on Profile nudges you to take a fresh export after each app upgrade, then clears as soon as you do. - Debt class split - Add Debt now separates Car from House. The list groups credit/personal first, car next, mortgage last; car and house promote to the front only after the Hull milestone is complete and credit is paid off. - Debt payoff celebration -confetti, payoff stats, and a quick shortcut to Payment History when a balance hits zero. - Monthly insights - Budget screen surfaces the biggest spending trend before you open the full review, plus a category-by-category comparison against your trailing 3-month average.
MoreBudgetArk is a free, private, and open-source personal finance app designed for users who want control over their money without subscriptions or ads. It allows for tracking debt, planning budgets, and projecting investments.
Yes, BudgetArk is completely free to use. It does not require any subscriptions, account sign-ups, or in-app purchases.
BudgetArk prioritizes privacy by not requiring any sign-up or cloud account. All your financial data is stored locally on your device, and you can export and import it whenever you wish.
BudgetArk supports both the Avalanche and Snowball debt payoff strategies. It also allows you to separate debt types and use owner tags (Mine, Partner, Joint) for smarter planning.
Yes, BudgetArk is couples-friendly and includes features for shared debt ownership and payoff planning, allowing for joint management of finances.
BudgetArk was last updated on May 4, 2026, with version 1.4.14. As an open-source project, updates are driven by community feedback and development.
BudgetArk is available for iPhone, iPad, and iPod devices, running on iOS.
No, BudgetArk is ad-free. The app is built with a privacy-first approach and does not display any advertisements to users.