Manage your finances privately with this open-source app. Track debt, plan budgets, and project investments without subscriptions or sign-ups. Your financial data stays on your device.
1.9.0
August 7, 2026
BudgetArk 1.9.0 is our biggest update yet. Connect your bank, credit card, or brokerage using accounts you own (no BudgetArk server, ever) and approve imported transactions in a new Review Inbox while balances keep your net worth current automatically. Also new: encrypted receipt photos, business expense reports, W-2/1099 income tracking, a live safe-to-spend Cash Flow card, search across everything, private entries, App Lock, automatic encrypted backups, a credit card keep-alive watch, new Charts tools (purchase planner, what-if spending, take-home pay, currency exchange, debt-free countdown), seven new themes, and a rebuilt onboarding. Plus fixes for timezone date slips, partner sync, and speed throughout.
MoreBudgetArk is a free, private, and open-source personal finance app designed for users who want control over their money without subscriptions or ads. It allows for tracking debt, planning budgets, and projecting investments.
Yes, BudgetArk is completely free to use. It does not require any subscriptions, account sign-ups, or in-app purchases.
BudgetArk prioritizes privacy by not requiring any sign-up or cloud account. All your financial data is stored locally on your device, and you can export and import it whenever you wish.
BudgetArk supports both the Avalanche and Snowball debt payoff strategies. It also allows you to separate debt types and use owner tags (Mine, Partner, Joint) for smarter planning.
Yes, BudgetArk is couples-friendly and includes features for shared debt ownership and payoff planning, allowing for joint management of finances.
BudgetArk was last updated on May 4, 2026, with version 1.4.14. As an open-source project, updates are driven by community feedback and development.
BudgetArk is available for iPhone, iPad, and iPod devices, running on iOS.
No, BudgetArk is ad-free. The app is built with a privacy-first approach and does not display any advertisements to users.