Cashew vs Actuali
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cashew
This app helps you understand your spending habits by allowing you to set flexible budgets and visualize your financial progress with charts. Track subscriptions, recurring transactions, and manage finances across different currencies with a personalized interface.
- Flexible budgeting (monthly, weekly, custom)
- Visual spending reports (pie charts, bar graphs)
- Subscription and recurring transaction tracking
- Personalized interface (dark mode, accent colors)
- Multi-currency support with conversion rates
- Timely reminders for transactions
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Take control of your money with Cashew, a free all-in-one expense tracker, budget planner, and personal finance manager. Track spending, manage budgets, understand where your money goes, and build better financial habits with a fast, flexible experience you can customize to fit your life. Flexible Budgeting: Create a budget that fits your life. Plan by week, month, year, or any custom period, adjust as your needs change, and stay on top of your spending without rigid rules. Clear Spending Insights: Turn everyday transactions into useful insights with interactive line charts, pie charts, and bar graphs. Spot spending trends, compare periods, and make more informed financial decisions. See Where Your Money Goes: Review your spending history, understand your habits, find unnecessary expenses, and uncover more opportunities to save. Fast Daily Expense Tracking: Add expenses and income in seconds with an intuitive interface built for quick, everyday use. Less friction makes it easier to keep your finances up to date. Stay Ahead of Bills: Track subscriptions, recurring expenses, and upcoming payments in one place, with automatic reminders to help you avoid missed bills. Make It Yours: Customize colors, themes, layouts, categories, and settings so your budget tracker feels personal and works the way you do. Multi-Currency Money Management: Track money across multiple currencies with automatic exchange rates plus accurate balance and net worth calculations. Private & Secure: Your financial data stays on your device. Your data is never collected, shared, or sold. Start building better money habits today. Download Cashew to track expenses, plan your budget, monitor spending, and manage your personal finances with confidence. Privacy Policy: https://cashewapp.web.app/policy.html#policy Terms of Service: https://cashewapp.web.app/policy.html#terms
Actuali
Manage your personal finances on the go with this native iOS client for a self-hosted budgeting app. Track expenses, view account balances, and generate reports directly from your iPhone, even offline. Syncs seamlessly with your existing server.
- Budget at a glance
- Category budgeting
- Log expenses, deposits, transfers
- Net worth and spending reports
- Offline functionality
- Light & Dark mode
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Actuali is a native iOS client for Actual Budget, the local-first, open-source personal finance app. Connect to the Actual server you already self-host and budget from your phone, online or offline (sync the moment you're back online). Supports most Actual Budget features: Envelope & Tracking Budgets (inc. Encrypted), Categories, Transactions, Rules, Schedules, Reports, OAuth Plus many additional features including: • Bank sync via SimpleFIN • Import Apple Card, Apple Cash, & Savings transactions straight from Wallet • Tap to pay with Apple Wallet & the transaction logs itself, a Shortcuts automation runs Actuali's Log Transaction action the moment you pay • Payee locations: remembers where you transact, so payee suggestions are one tap away • Bills & Schedules Calendar: upcoming bills and scheduled transactions in one dashboard • Credit card support: payment due reminders, statement history • Notifications for new transactions and card payment due dates • Automatic backups, mirrored to a folder you choose • Category funding automation: top up categories from a source you pick • Transaction history with Undo • iOS Widgets & Shortcuts • Quick math in the amount field (+, −, ×, ÷) • Card & Account Mapping • Hide balances app wide • Light/Dark mode • iPad support Your data, your server: Actuali talks only to the Actual Budget server you configure, nothing else. No analytics, no personal data collected. Requirements: your own Actual Budget server (actualbudget.org) to sync. Actuali is an independent companion client and isn't affiliated with the Actual Budget project.
Screenshots
Verdict
The clearest difference is in-app purchases: Actuali at none against Cashew's 3. Cashew's advantage is ratings volume (540 vs 23). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cashew sells 3 in-app purchases, starting at $1.49 per month. Actuali asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.9 for Cashew against 5.0 for Actuali. That said, the two scores are not equally well evidenced: Cashew has 540 ratings behind it against 23, so its average is the more settled of the two. Written reviews are what separate them: 98% of Cashew's written reviews are positive against 100% of Actuali's.
Cashew ships an update every 3 weeks, Actuali every 10 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | Cashew | Actuali |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (540 ratings) | 5.0 (23 ratings) — better |
| Positive reviews | 97.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 540 — better | 23 |
| Update frequency | Every 3 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 | 18.0 |
| Further details — not scored | ||
| Size | 103 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | James Kokoska | Matthew Farrell |
Customer experience
Cashew
Actuali
Bugs and requests
Cashew
Reported bugs
2 issues- Recurring transactions not generating properly
- Inconsistent behavior when configuring past installments
Requested features
4 requests- Add widgets for quick access
- Implement shared budgets and family access
- Improve recurring transaction management
- Export data to Excel/CSV
Actuali
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Cashew
- Cashew Pro Monthly$1.491 Month
- Cashew Pro Yearly$11.991 Year
- Cashew Pro Lifetime$19.99
Actuali
No in-app purchases
Questions
Is Cashew free?
Is Actuali free?
Which has better reviews, Cashew or Actuali?
Do Cashew or Actuali have ads?
Which is updated more often, Cashew or Actuali?
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