Comparison

Cashew vs Splitiva

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cashew

This app helps you understand your spending habits by allowing you to set flexible budgets and visualize your financial progress with charts. Track subscriptions, recurring transactions, and manage finances across different currencies with a personalized interface.

Highlights
  • Flexible budgeting (monthly, weekly, custom)
  • Visual spending reports (pie charts, bar graphs)
  • Subscription and recurring transaction tracking
  • Personalized interface (dark mode, accent colors)
  • Multi-currency support with conversion rates
  • Timely reminders for transactions
Read full description

Take control of your money with Cashew, a free all-in-one expense tracker, budget planner, and personal finance manager. Track spending, manage budgets, understand where your money goes, and build better financial habits with a fast, flexible experience you can customize to fit your life. Flexible Budgeting: Create a budget that fits your life. Plan by week, month, year, or any custom period, adjust as your needs change, and stay on top of your spending without rigid rules. Clear Spending Insights: Turn everyday transactions into useful insights with interactive line charts, pie charts, and bar graphs. Spot spending trends, compare periods, and make more informed financial decisions. See Where Your Money Goes: Review your spending history, understand your habits, find unnecessary expenses, and uncover more opportunities to save. Fast Daily Expense Tracking: Add expenses and income in seconds with an intuitive interface built for quick, everyday use. Less friction makes it easier to keep your finances up to date. Stay Ahead of Bills: Track subscriptions, recurring expenses, and upcoming payments in one place, with automatic reminders to help you avoid missed bills. Make It Yours: Customize colors, themes, layouts, categories, and settings so your budget tracker feels personal and works the way you do. Multi-Currency Money Management: Track money across multiple currencies with automatic exchange rates plus accurate balance and net worth calculations. Private & Secure: Your financial data stays on your device. Your data is never collected, shared, or sold. Start building better money habits today. Download Cashew to track expenses, plan your budget, monitor spending, and manage your personal finances with confidence. Privacy Policy: https://cashewapp.web.app/policy.html#policy Terms of Service: https://cashewapp.web.app/policy.html#terms

About

Splitiva

Features
Read full description

No typing. No receipts. Just track. Paste a bank alert. Snap a receipt. Forward a screenshot from your bank app. Splitiva reads the amount, merchant, and category before you've put your phone down — and logs it in one tap. SMART IMPORT On-device Vision Mode uses ML to extract transaction data from any bank screenshot or receipt. Share directly from your bank app or paste SMS text. No server. No upload. Everything happens on your iPhone. SPLIT BILLS FAIRLY Create groups for trips, rent, and shared subscriptions. Split equally, by exact amount, or by percent. Debt simplification calculates the fewest repayments so you stop chasing. See exactly who owes what the moment you open the app. SEE YOUR SPENDING STORY A color-coded activity calendar makes every day's money flow visible at a glance. Behavioral insights reveal your spending velocity, impulse hours, recurring subscription drains, and a live month-end forecast — built automatically from your own transactions. BUDGETS THAT WARN YOU EARLY Set monthly limits per category. Splitiva projects your burn rate and alerts you before you exceed — not after the month ends. PRIVACY THAT MEANS IT E2EE vault. Local-only mode keeps all personal data off the cloud entirely. Biometric lock. Active device management. Your financial data is never sold or shared. SPLITIVA PRO (OPTIONAL) Unlimited Smart Import, share-from-bank-apps, advanced AI financial insights, spending forecasts, CSV + PDF reports, premium themes (OLED Black, Cyberpunk Sunset, Midnight Gold, Diamond, Emerald Luxe), custom Theme Engine, and an ad-free experience. FREE TIER INCLUDES • Expense and income tracking • Activity calendar + spending charts • Group splits and settle-up with debt simplification • Up to 10 Smart Imports/month (watch a short ad for more) • E2EE vault and local-only mode • Home screen widgets • 10 languages: English, हिन्दी, Deutsch, Español, Français, Bahasa Indonesia, 日本語, 한국어, Português, ภาษาไทย Coming from Splitwise? Import your exported CSV directly. Splitiva Pro is an optional subscription with a 14-day free trial. Payment is charged to your Apple ID at purchase confirmation. Subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in Settings → Apple ID → Subscriptions. Privacy Policy: https://splitiva.cleverfolio.me/privacy_policy Terms of Use (EULA): https://splitiva.cleverfolio.me/terms_of_service

Screenshots

Cashew4 screens
Splitiva4 screens

Verdict

The call

The clearest difference is ads: Cashew at none against Splitiva's shown. Splitiva's advantage is update cadence (every 4 days vs every 3 weeks) and iOS requirement (16.0 vs 18.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cashew sells 3 in-app purchases, starting at $1.49 per month and Splitiva sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Cashew ships an update every 3 weeks, Splitiva every 4 days. The most recent releases landed on October 14, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 7 level
Cashew versus Splitiva: the parameters behind the verdict, then further details
ParameterCashewSplitiva
PriceFreeFree
Rating4.9 (520 ratings) — better—
Positive reviews97.5% of reviews—
Number of ratings520 — better—
Update frequencyEvery 3 weeksEvery 4 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.016.0 — better
Further details — not scored
Size103 MB134 MB
Age rating4+4+
DeveloperJames KokoskaAbhijit Sood

Bugs and requests

Cashew

Reported bugs

2 issues
  • Recurring transactions not generating properly
  • Inconsistent behavior when configuring past installments

Requested features

4 requests
  • Add widgets for quick access
  • Implement shared budgets and family access
  • Improve recurring transaction management
  • Export data to Excel/CSV

Splitiva

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Cashew

Subscriptions2
  • Cashew Pro Monthly$1.491 Month
  • Cashew Pro Yearly$11.991 Year
One-time1
  • Cashew Pro Lifetime$19.99
4 purchases

Splitiva

Subscriptions1
  • Splitiva Pro14 Days trial$0.991 Month
One-time3
  • Tip the Developer$0.99
  • Splitiva Pro (Supporter Discount)$1.99
  • Splitiva Pro (Lifetime)$4.99

Questions

Is Cashew free?
Cashew is free to download, with in-app purchases available.
Is Splitiva free?
Splitiva is free to download, with in-app purchases available.
Do Cashew or Splitiva have ads?
Splitiva shows ads; Cashew does not.
Which is updated more often, Cashew or Splitiva?
Cashew ships an update every 3 weeks, and Splitiva every 4 days. Most recently, Cashew was updated on October 14, 2026 and Splitiva on October 8, 2026.

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