Ditch vs Budgit App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ditch
Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.
- Automated purchase roundups to debt
- Smart debt tracking and progress visualization
- AI financial assistant for insights
- Debt-friendly budgeting tools
- Personalized recommendations
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Debt sucks, but paying it off doesn't have to. With Ditch, every purchase you make brings you closer to debt-free. No stress, no spreadsheets, and no overthinking. Just effortless Payoffs that chip away at your debt while you live your life. Ready to take control of your financial future with Ditch? Try Ditch free for one week. Here’s how Ditch makes debt-free living possible: - Roundups to Debt: Send roundups from your purchases directly to your loans. Every spare cent counts! Add a boost to amplify your impact and watch as automated Payoffs chip away at your debt in the background. - Smart Debt Tracking: See all your loans and progress in one place. Track balances and payments, and get personalized recommendations. - AI Financial Assistant: Get tailored insights and answers about debt, spending, and budgeting whenever you need them. - Debt-Friendly Budgeting: Learn where your money is going, and find easy ways to save and pay off debt faster. - Secure & Private: Your data belongs to you, always. Delete anytime with no strings attached. Why Ditch? Debt doesn’t have to define you. Let Ditch turn small steps into big results, bringing your debt-free future closer with every transaction. Popular Use Cases: - Automate spare change to pay off student loans. - Track and pay down credit card debt effortlessly. - Plan for a debt-free life with easy budgeting and smart AI tools. - Start your debt payoff journey today—download Ditch and take control of your finances. Privacy & Terms Your security matters. Access our privacy policy at https://ditch.io/privacypolicy and terms of service at https://ditch.io/termsofservice. By downloading this app, you agree to Apple's standard Terms of Use, which you can find here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ You can find our privacy policy at: https://ditch.io/privacypolicy And our terms of service at: https://ditch.io/termsofservice By downloading this app, you agree to Apple's standard Terms of Use, which you can find here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Budgit App
Organize your finances effortlessly with real-time spending tracking and automated budget adjustments. Connect bank accounts, categorize transactions, and receive timely alerts to stay on track with your financial goals. Prioritizes privacy and security with bank-level encryption.
- Real-time spending organization
- Automated budget adjustments
- Bank account connection
- Automatic transaction categorization
- Timely alerts and spending insights
- Password-free sign-in with PIN verification
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Budgit is designed for real life. Keep things simple and proactive. Your spending is organized in real time, trends are easy to understand, and your budget adjusts as you go – without constant manual input. It's time to finally retire that old faithful spreadsheet. Connect your bank accounts, automatically categorize transactions, and build flexible budgets in minutes. Budgit gives you timely alerts and spending insights so you can stay on track. Privacy and security come first. Budgit uses password-free sign-in with one-time passcodes and PIN verification on new devices. Sensitive data is 100% encrypted at rest with bank-level encryption. Finally, your data is never sold. Budgit helps you spend with confidence and save more. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Budgit App at none against Ditch's shown. Budgit App also leads on review sentiment (100% vs 67%) and update cadence (every 4 days vs every 8 days). Ditch's advantage is ratings volume (4.1K vs 16) and chart position (#13 vs unranked). On price, rating, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Ditch sells 13 in-app purchases, starting at $5.99 per month and Budgit App sells 1 in-app purchase, starting at $14.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.8 for Ditch against 4.9 for Budgit App. That said, the two scores are not equally well evidenced: Ditch has 4.1K ratings behind it against 16, so its average is the more settled of the two. Written reviews are what separate them: 67% of Ditch's written reviews are positive against 100% of Budgit App's.
Ditch ships an update every 8 days, Budgit App every 4 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | Ditch | Budgit App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.1K ratings) | 4.9 (16 ratings) — better |
| Positive reviews | 66.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 4.1K — better | 16 |
| Update frequency | Every 8 days | Every 4 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | #13 — better | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 77 MB | 30 MB |
| Age rating | 17+ | 12+ |
| Developer | Ditch Technologies | Jared Hilton |
Customer experience
Ditch
Budgit App
In-app purchases
Ditch
- Ditch: Monthly7 Days trial$5.991 Month
- Ditch$5.991 Month
- Ditch7 Days trial$8.991 Month
Show 10 moreShow fewer
- Ditch1 Month trial$8.991 Month
- Ditch7 Days trial3 variants$12.991 Month
- Ditch7 Days trial$14.991 Month
- Ditch: 6 Months7 Days trial$29.996 Months
- Ditch: 12 Months$44.991 Year
- Ditch$49.991 Year
- Ditch7 Days trial$79.991 Year
- Ditch7 Days trial2 variants$89.991 Year
- Ditch1 Month trial$89.991 Year
- Ditch7 Days trial2 variants$99.991 Year
Budgit App
- Founding Member$14.991 Month









