Debt beater
I just downloaded this app today so check back in a month and I will tell u how much I have saved and paid out.
Excited to start
I hope to be out of Debt soon thank you
80 dollars a year
To save you time cause they make you sign up before telling you the price
I 💚 Ditch
This app is great. I’ve paid off almost $4k towards my debt through micropayments without even realizing it!! Super user-friendly interface. Love that I can really customize my goals so easily too.
I want to love this app, but…
This app would be amazing and well worth the yearly subscription cost except it also charges a dollar for a processing fee every time you send a payoff to your bills. The best option in the app is to send a low set dollar amount to your highest APR bill in order to pay it down but then it costs you an extra $5 to $20 a month depending how often you’re sending payments. That’s an additional $240 a year. While I would love to have everything set up automatically and use this app, I’m not willing to fork out additional hundreds of dollars on top of the yearly subscription.
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Makes you do a 5 star to continue
You gotta pay btw
The app wants you to leave a review before it’ll let you actually use it which is hilarious.
That’s all
Savings account
If the money goes towards a savings account this app would be perfect and I’ll def subscribe, I already know so many ppl that would love this feature!!
Loan
Best app and perfect time
Fast and Easy
Ditch finds everything for you and does all the work! You just say yes
It’s good but imports are unable to read.
When your bank preferences every debit with “purchase approved” I’m unable to see who the merchant is to be able to quickly skip it or like it. This should be improved. I’m sure every bank is similar in doing this too and the $1.00 fee is a turnoff. Increase your subscription cost to cover the fee. Don’t take it out of the spare change.
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The app is unusable unless you rate it.
I’m fairly certain this is against Apple’s Developer Program License Agreement. The app refuses to function unless you leave a rating for it in the App Store. It will not proceed past the initial walkthrough until it sees that you have left a rating. Most apps encourage you to leave a rating, and as such they also encourage you to leave five stars, but seeing as this app does that before even letting you try it, I feel that this is completely disingenuous and unethical. It causes the app’s overall rating on the App Store to be artificially inflated and is spam-like behavior used to create fake “trust”. For this reason alone I am rating 1 star, but the 1-star reviews left by other users are also notable and affirm my decision.
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It’s the real deal
I saw this and was skeptical. Well over the last two weeks o have paid nearly 200 off
One of my cards
One of my cards
$79 a year
Yup it’s not free or low cost
The greatest payoff tool
I found ditch through a Facebook add & the entire principle is great, for every single debit card transaction from a coffee to Amazon to getting gas that goes through my card the rounding up to the nearest $1 gets placed into my ditch account and it is automatically sent after a certain dollar amount $30 is sent as payment to whichever credit bill or loan that I need to payoff. This has already been saving me the no stress option to not have to worry about generalized payback payments by me whenever I have a few bucks extra.
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Not compatible
Would have loved to use this app one star because I’m disappointed that none of my accounts can link because they’re not eligible to be paid off with a 3rd party app. So for me it’s useless.
Keeps money
Total scam
Awful!
First they have hidden fees they don’t disclose until you subscribe. Every transaction cost $1. So you are paying monthly access to the SaaS then get charged a $1 for every payment they make to one of your credits, which discourages frequent payments. Second the first recommended account they pushed for me to make Payoffs on was an account that was paid off and closed two months back and had a $0 balance. The funds got stuck in limbo hell. Third and worst of all, they offered to refund the Payoff that got stuck in limbo via a third party FinTech app that was requiring me to pay a $250/ year annual subscription to claim the refund. Fortunately my bank did a chargeback on the payoff. Truly an awful experience and it’s riddled with AI slop to top all of that off.
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Great Idea
Great idea for an app, but costs either $12.99 per month OR $79.99 annually.
Someone who is paying off debt won’t want to pay that lol
Someone who is paying off debt won’t want to pay that lol
Jags Pooh
I have t used yet but I hope it works
