Total Expert vs TheRuleTool

Messaging Built for Loan Officers Stay connected to your borrowers anywhere you go. Total Expert empowers modern financial professionals with a secure, purpose-built mobile experience designed to help you build trust and grow relationships through real conversations. Whether you're coordinating follow-up meetings, managing contact tasks, or checking in with borrowers, Total Expert's mobile app keeps you at the center of the conversation — no desk required. Real-Time SMS Messaging – Seamlessly send and receive text messages with opted-in contacts. Use emojis, maintain conversation history, and stay in sync across devices. Contact Search – Instantly find your contacts by name, email, or phone number. Task Management – Create, edit, complete, and delete one-time tasks directly at the contact level. View tasks organized by due date — overdue, due today, due this week, and beyond — so nothing slips through the cracks. Notes – Log important details and outcomes on the go, right from your phone. Notifications – Never miss a message. Push notifications bring you back into the conversation the moment a borrower replies. Secure Login – Sign in faster with Face ID or biometrics after your first SSO login — no need to repeat the full authentication flow every time. Stay productive, stay personal, and stay compliant — with a mobile experience purpose-built for loan originators. Download now and keep your conversations moving, wherever you are.

TheRuleTool is your go-to app for effortless mortgage processing. Streamline your workflow with instant access to the latest guidelines from leading agencies like Fannie Mae, Freddie Mac, FHA, VA, USDA, and more. Whether you’re a seasoned loan officer or part of a larger lending office, TheRuleTool’s AI-driven search, comprehensive guides, and instant text message support empower you to find precise mortgage information anytime, anywhere. THERULETOOL FEATURES AI-POWERED SEARCH Instantly locate accurate mortgage guidelines using cutting-edge AI technology. Designed to boost your efficiency and precision. Simplifies complex searches, saving you valuable time. COMPREHENSIVE GUIDES Access a wide array of integrated mortgage guides from top agencies. Includes resources for Jumbo and Non-Conforming loans. Streamlines your mortgage processing and improves workflow. INSTANT TEXT SUPPORT Get quick answers on the go with convenient text message conversations. Receive real-time support whenever and wherever you need it. Enhance productivity by having crucial information at your fingertips. DAILY UPDATES Stay informed with daily expert updates on mortgage guidelines and investor overlays. Always have the most current and relevant data for informed decision-making. Ensures compliance with the latest industry standards. Join thousands of mortgage professionals who trust TheRuleTool to enhance their productivity and accuracy. Experience a smarter way to manage mortgage guidelines and elevate your business. SUBSCRIPTION PRICING AND TERMS TheRuleTool offers an auto-renewing monthly subscription at $20/month, providing you with unlimited access to all features while you maintain an active subscription. We also offer a 30-day free trial for new subscribers. Payment will be charged to the credit card connected to your Apple Account when you confirm the initial subscription purchase or at the end of your free trial period. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. Your account will be charged for renewal within 24 hours prior to the end of the current period, and the cost of the renewal will be identified. You may manage your subscription and auto-renewal may be turned off by going to your Apple Subscription Settings after the purchase. Any unused portion of a free trial period will be forfeited upon purchasing a subscription. Read more about our terms and conditions here: Terms of Service: https://app.theruletool.com/terms Privacy Policy: https://app.theruletool.com/policy