Optimal Blue vs TheRuleTool

Access the industry’s most widely used product, pricing and eligibility engine anywhere! Optimal Blue PPE (OB) Mobile provides key functionality to support loan officers and other mortgage industry professionals on-the-go. The app allows you to track the Optimal Blue Mortgage Market Indices (OBMMI™) and receive push notifications for updates. OBMMI™ provides the most comprehensive, accurate, timely, and interactive analysis of pricing ever conducted in the mortgage industry. Calculated from actual locked rates with consumers across 42% of all mortgage transactions nationwide, OBMMI includes multiple mortgage pricing indices developed around the most popular mortgage products. For Optimal Blue customers, you can also log in to price scenarios and save favorites to your dashboard for quick access. Scenarios can be automatically refreshed with a single tap, allowing you to easily see the best product, rate, price and more. This capability helps you understand how interest rates are moving on a given day, directly from your mobile device – no paper rate sheet required! These easily accessible scenarios can assist in conversations with prospective borrowers before an application is taken. With the app, Optimal Blue customers can access the full array of pricing inputs you’re used to seeing on the web version of the Optimal Blue PPE, including any custom fields. This allows for an instant, accurate quote. Additionally, search results include the full granularity you’re used to accessing on the web. All eligible products and rates are displayed, including any adjustments, notes and advisories. Ineligible products are displayed along with an ineligibility reason.

TheRuleTool is your go-to app for effortless mortgage processing. Streamline your workflow with instant access to the latest guidelines from leading agencies like Fannie Mae, Freddie Mac, FHA, VA, USDA, and more. Whether you’re a seasoned loan officer or part of a larger lending office, TheRuleTool’s AI-driven search, comprehensive guides, and instant text message support empower you to find precise mortgage information anytime, anywhere. THERULETOOL FEATURES AI-POWERED SEARCH Instantly locate accurate mortgage guidelines using cutting-edge AI technology. Designed to boost your efficiency and precision. Simplifies complex searches, saving you valuable time. COMPREHENSIVE GUIDES Access a wide array of integrated mortgage guides from top agencies. Includes resources for Jumbo and Non-Conforming loans. Streamlines your mortgage processing and improves workflow. INSTANT TEXT SUPPORT Get quick answers on the go with convenient text message conversations. Receive real-time support whenever and wherever you need it. Enhance productivity by having crucial information at your fingertips. DAILY UPDATES Stay informed with daily expert updates on mortgage guidelines and investor overlays. Always have the most current and relevant data for informed decision-making. Ensures compliance with the latest industry standards. Join thousands of mortgage professionals who trust TheRuleTool to enhance their productivity and accuracy. Experience a smarter way to manage mortgage guidelines and elevate your business. SUBSCRIPTION PRICING AND TERMS TheRuleTool offers an auto-renewing monthly subscription at $20/month, providing you with unlimited access to all features while you maintain an active subscription. We also offer a 30-day free trial for new subscribers. Payment will be charged to the credit card connected to your Apple Account when you confirm the initial subscription purchase or at the end of your free trial period. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. Your account will be charged for renewal within 24 hours prior to the end of the current period, and the cost of the renewal will be identified. You may manage your subscription and auto-renewal may be turned off by going to your Apple Subscription Settings after the purchase. Any unused portion of a free trial period will be forfeited upon purchasing a subscription. Read more about our terms and conditions here: Terms of Service: https://app.theruletool.com/terms Privacy Policy: https://app.theruletool.com/policy