SubsTender vs Cardeyra
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SubsTender
Manage all your recurring service payments in one place. Track subscriptions, monitor spending, and avoid unexpected charges with intelligent analytics. Enjoy lifetime access with a single payment.
- Track all internet subscriptions
- View subscription details at a glance
- Customizable categories and sorting
- Intelligent spending analytics
- Monitor spending in real time
- One-time payment for lifetime use
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Are you tired of losing track of what services you've subscribed to? Getting caught off guard by unexpected monthly charges? SubsTender gives you a one-stop portal to view all your subscriptions and stay on top of your spending! SubsTender aggregates all your internet subscriptions like video, music, news, cloud storage, and more. The main interface shows all subscription details at a glance, with customizable categories and sorting to organize your subscriptions. The intelligent analytics feature automatically calculates expected monthly and yearly spending for each subscription. No more surprise charges! Monitor your spending in real time and budget wisely. We promise one-time payment for lifetime use, no sneaky subscription charges. Your data is secure and safeguarded. Give it a try for the ultimate subscription management experience!
Cardeyra
Manage all your subscriptions and recurring bills in one place. Track renewal dates, monitor spending, and receive timely reminders to avoid unwanted charges. Organize your financial commitments with ease.
- Subscription cards with filtering and reordering
- Renewal and free trial ending reminders
- Monthly/daily spending averages and payment records
- Automatic bookkeeping and wallet management
- AI-powered screenshot scanning for OCR
- Home and Lock Screen widgets
- iCloud sync and WebDAV backup (Pro)
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Cardeyra is an iPhone subscription tracker that keeps website memberships, app subscriptions, and recurring bills together as cards in one wallet. See renewal dates, payment records, and what you spend at a glance. FREE FEATURES • Subscription cards: filter by category, drag to reorder, switch between a card stack and a list, and pause, archive, or keep a wishlist. • Renewal reminders: choose how many days and what time before a charge you want to be notified, with a separate alert when a free trial is ending (the free plan includes one reminder per subscription). • Bills and spending: monthly and daily averages, payment records, and upcoming bills, with multi-currency conversion. • Wallets and automatic bookkeeping: record top-ups and balances and link them to subscription payments. Automatic bookkeeping only updates your payment records; it never pays, renews, or cancels anything for you. • Screenshot scanning: AI is enabled by default, with consent before the first upload. Turn AI off for on-device OCR. Built-in AI sends your chosen image through Cardeyra to a third-party model provider. If its allowance is used up, it is busy, or certain service errors occur, the app tries on-device scanning. You can also configure your own API Key or compatible service; images then go directly to that service. Your provider’s own charges and limits apply. • Widgets: Home Screen widgets show monthly spending and your next payment, plus a free Lock Screen widget. CARDEYRA PRO Buy Pro once or subscribe yearly. Either way you unlock the same 16 advanced features, and everything else stays free: • Analysis and organization: spending trends, category analysis, and budgets; multiple wallets; tags and custom fields; multiple reminder times with Calendar sync; photo attachments. • Advanced tools: price monitoring; public App Store in-app purchase offers and popular plans; Shortcuts; game search setup. • Sync and security: iCloud sync; WebDAV backup; Face ID app lock with a configurable auto-lock time; app switcher privacy cover and hidden amounts and names in widgets. • Appearance: all card styles and wallet covers; alternate app icons; all widgets. Annual subscriptions renew automatically within 24 hours before the end of the current period unless you turn off auto-renewal at least 24 hours before it ends. You can manage or cancel any time in your Apple Account settings. Prices are as shown in the App Store. Public in-app purchase offers may omit some plans or promotions, so verify actual prices in the store. PRIVACY No ads and no tracking. Every free feature works without an account; signing in is optional (Sign in with Apple, Google, or an email code) and is used only to carry Pro across your devices; several sign-in methods can be linked to one account. You can delete the account inside the app. Your subscription data stays on your device, and with Pro you can sync it through your own iCloud. Third-party credentials are kept in the local Keychain. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cardeyra.com/en/privacy
Screenshots
Verdict
The clearest difference is price: Cardeyra at Free against SubsTender's $8.99. Cardeyra also leads on update cadence (daily vs every 10 days). SubsTender's advantage is iOS requirement (16.6 vs 18.0). On rating, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Cardeyra is free to download; SubsTender costs $8.99 up front. SubsTender sells 1 one-off in-app purchase and Cardeyra sells 2 in-app purchases, starting at $3.99 per year. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for SubsTender against 5.0 for Cardeyra. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
SubsTender ships an update every 10 days, Cardeyra daily. The most recent releases landed on October 9, 2026 and October 20, 2026 respectively.
| Parameter | SubsTender | Cardeyra |
|---|---|---|
| Price | $8.99 | Free — better |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 10 days | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Paid | Freemium — better |
| Devices | iPhone | iPhone |
| Requires iOS | 16.6 — better | 18.0 |
| Further details — not scored | ||
| Size | 11 MB | 27 MB |
| Age rating | 17+ | 4+ |
| Developer | 春华 黄 | 贵麟 倪 |
Customer experience
SubsTender
Cardeyra
In-app purchases
SubsTender
- Lifetime Premium$2.99
Cardeyra
- Cardeyra Pro Yearly$3.991 Year
- Cardeyra Pro Lifetime$9.99









