Comparison

OPay Business vs Bitsfex

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OPay Business

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Highlights
  • Omnichannel payment collection
  • Unique account for transfers
  • POS application and management
  • Branch and employee management
  • Downloadable business statements
  • Access to 200+ billers
Features
Currently charting
Read full description

OPay is a well-known and leading financial service company in Nigeria with 40 million+ users who trust, rely on, and use the platform. OPay consistently adheres to its mission which is "make financial services more inclusive through technology" and keeps advancing its infrastructure and product to provide services that are "Beyond Banking" in Nigeria. OPay Business App addresses the retail needs for all kinds of business providing omnichannel collection methods, employee & store management, bill payments, and other excellent features to make your business secure, profitable, and more efficient. With the OPay Business App, you can: • Collect payments in any way you want • Get a unique account for receiving transfers • Apply for and manage your OPay POS easily • Manage your branches and employees in one app • Download statements and reports that bring insight to your business • Access to over 200 billers…airtime, data, utilities and more Take your business to the next level with OPay Business. Contact us We have a dedicated support team available 24/7 for all your questions and complaints. Helplines: 07008888329 Website: https://opayweb.com/merchants/ Facebook: @OPay agents

About

Bitsfex

Features
Read full description

Bitsfex is a secure crypto and Naira wallet app designed to make digital asset transactions simple and accessible. With Bitsfex, users can manage supported crypto assets, view wallet balances, buy and sell crypto, swap supported assets, transfer crypto, withdraw Naira to a bank account, and track transaction history from one app. Key features: • Manage crypto and Naira wallets • Buy and sell supported crypto assets • Swap supported assets • Transfer crypto securely • Withdraw Naira to a bank account • View transaction history and receipts • Complete identity verification for account security Bitsfex is built for a smooth, secure, and convenient crypto experience.

Screenshots

OPay Business4 screens
Bitsfex4 screens

Verdict

The call

The clearest difference is chart position: OPay Business at #107 against Bitsfex's unranked. OPay Business also leads on update cadence (every 2 weeks vs monthly). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

OPay Business ships an update every 2 weeks, Bitsfex monthly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 9 level
OPay Business versus Bitsfex: the parameters behind the verdict, then further details
ParameterOPay BusinessBitsfex
PriceFreeFree
Rating3.6 (840 ratings) — better—
Positive reviews21.6% of reviews—
Number of ratings840 — better—
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
Best chart rank#107 — better—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.1 — better15.5
Further details — not scored
Size105 MB114 MB
Age rating12+4+
DeveloperOPay Digital Services Pte.Ltd.BITSFEX TECHNOLOGIES LTD

Bugs and requests

OPay Business

Reported bugs

18 issues
  • Loan icon missing from updated app
  • Transaction history not showing previous transactions
  • Sub-account creation failing on iPhone
  • Sub-account withdrawal not working on iPhone
  • Business account transfer features unavailable for iOS users
Show 13 more
  • Airtime and data purchase not functioning
  • Bill payment features not working
  • App displaying 'Coming Soon' for multiple features
  • Account freezing without clear resolution
  • Upgrade prompt appearing with no available update in App Store
  • Accept large transfer stuck on iOS
  • Nigeria phone number registration not supported
  • OTP delivery only via SMS, email option missing
  • Money stuck in accounts with no withdrawal option
  • Account balance discrepancies
  • App crashing or not opening
  • Version mismatch (v2 vs v3) on fresh installations
  • Restricted accounts unable to perform transactions

Requested features

13 requests
  • Restore loan icon functionality
  • Display complete transaction history with totals
  • Add bill payment capability
  • Restore airtime and data purchase functionality
  • Restore electricity bill payment
Show 8 more
  • Enable email-based OTP option
  • Support for Nigeria phone number registration
  • Fix sub-account functionality on iPhone
  • Improve app performance and speed
  • Parity between iOS and Android features
  • Option to downgrade from merchant account
  • Accept pending transfer functionality for business accounts
  • Restore previous app version features

Bitsfex

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

OPay Business

No in-app purchases

None

Bitsfex

No in-app purchases

Questions

Is OPay Business free?
OPay Business is free to download, with no in-app purchases.
Is Bitsfex free?
Bitsfex is free to download, with no in-app purchases.
Do OPay Business or Bitsfex have ads?
Neither OPay Business nor Bitsfex shows ads.
Which is updated more often, OPay Business or Bitsfex?
OPay Business ships an update every 2 weeks, and Bitsfex monthly. Most recently, OPay Business was updated on October 25, 2026 and Bitsfex on October 24, 2026.

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