Comparison

DSK Mobile vs Billy Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DSK Mobile

Manage your finances digitally with this app. Track accounts, pay bills, transfer money, and even apply for loans quickly and easily. Control your cards, set spending limits, and enjoy a seamless banking experience from anywhere.

Highlights
  • Digital onboarding
  • Account and transaction tracking
  • Card management and activation
  • Instant card blocking
  • Biometric payment verification
  • P2P and IBAN transfers
  • Bill payment and tracking
  • Personal loan applications
Features
Read full description

DSK Mobile Банкирай тук и сега. Управлението на финанси вече е лесно, бързо и изцяло дигитално. Забрави опашките и безкрайното попълване на документи – всичко, от което имаш нужда, е тук. Разполагай с парите си навсякъде и по всяко време с DSK Mobile. Стани клиент за 5 минути онлайн, без да посещаваш офис. Имаш пълен контрол: - Следи всички сметки и трансакции на едно място - Заделяй с лекота с касички Твоите карти, твоите правила: - Одобрявай онлайн плащания с един клик - Виж детайли на картата и копирай номера за секунди - Добави карта към дигитален портфейл, и я използвай още преди да пристигне - Активирай нова или преиздадена карта в приложението - Блокирай веднага, ако картата е загубена или открадната - Настрой своите 24-часови лимити за по-добър контрол Плащай, както ти харесва: - Потвърждение на преводи с биометрия или PIN - Blink P2P преводи: за секунди само по мобилен номер - IBAN преводи: бързо, лесно и сигурно - Валутни преводи: за да не пропускаш възможности Винаги ти излизат сметките: - Следи и плащай битови си сметки с един клик - Плащай онлайн и твоите данъци - Въведи клиентски номер, за да добавиш сметка - Твоите месечни задължения, както и местните ти данъци и такси ще излизат в приложението Когато имаш нужда, решението е бързо: - Заяви потребителски кредит с одобрение до 5 минути - Виж максималната сума, избери колко и как да използваш - Опростен процес, дигитален подпис, без физически документи - Парите пристигат директно по сметката ти Мобилното банкиране, което заслужаваш. И план за ежедневно банкиране, който може да заявиш или надградиш директно в приложението. DSK Mobile Bank here and now We’ve made managing your finances simple, quick, and totally digital. No more waiting in lines or filling out endless paperwork – everything you need is right here. Take control of your money, anywhere, anytime with DSK Mobile. Become a client without visiting an office – just follow the 5-minute digital onboarding process! Keep track where your money goes - See all your accounts and transactions in one place - Enjoy pockets - a free savings feature that works for you Tap, set, go – your cards, your rules - Approve online payments with a single tap - View your card details and copy the number in seconds - Add a card to your digital wallet, even before it arrives - Activate your new or replacement card in the app - Instantly block your card, if it’s lost or stolen - Set your daily spending limits for better control Pay your way, instantly - Easier transfer verification with biometrics or PIN - Blink P2P: send money in seconds, only mobile number required - IBAN transfers: fast, secure, and simple - Currency transfers: because flexibility matters Simplify Your Bills, all-in-one - Add all your utility bills using your customer number - Track and pay everything in the app with a single tap - Make budget payments as well as local taxes quickly and easily Get the cash you need, fast - Apply for a personal loan with approval in 5 minutes - See the maximum amount and decide how to use it - Seamless experience, digital signature and no paperwork - Funds transfer directly to your account Mobile banking, the way it should be. And a daily banking plan which you can request or upgrade directly within the app.

About

Billy Split

Features
Read full description

Snap a photo of the receipt and let Billy Split do the math. Billy Split turns any receipt into a shareable bill in seconds. Scan it, send a link, and everyone picks their own items from their phone — no app download, no sign-up, no spreadsheet. HOW IT WORKS 1. Snap the receipt — items, tax, tip, and fees are read automatically. 2. Share a link or QR code with the table. 3. Everyone taps what they had. 4. See exactly who owes what — fees, discounts, and tip split fairly. WHY YOU'LL LIKE IT • Fast: from receipt to split in under a minute • Fair: shared fees and discounts divided proportionally, not evenly • Frictionless: friends join from a link in their browser — nothing to install • Flexible: edit items, cover someone's share, adjust tip and service • Shareable: email anyone a copy of the final receipt Perfect for dinners, trips, group orders, and roommates. Stop doing math at the table. Split the bill, not the friendship.

Screenshots

DSK Mobile4 screens
Billy Split4 screens

Verdict

The call

The clearest difference is ads: Billy Split at none against DSK Mobile's shown. Billy Split also leads on update cadence (every 3 days vs every 3 weeks). DSK Mobile's advantage is iOS requirement (15.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DSK Mobile ships an update every 3 weeks, Billy Split every 3 days. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
DSK Mobile versus Billy Split: the parameters behind the verdict, then further details
ParameterDSK MobileBilly Split
PriceFreeFree
Rating4.7 (695 ratings) — better—
Positive reviews26.4% of reviews—
Number of ratings695 — better—
Update frequencyEvery 3 weeksEvery 3 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size341 MB54 MB
Age rating4+4+
DeveloperDSK Bank PLCAdam Kulpa

Bugs and requests

DSK Mobile

Reported bugs

16 issues
  • Password creation screen freezes during registration
  • SMS verification codes not received or arrive too late
  • Registration fails with generic error messages
  • App crashes after successful login
  • Face recognition only works once then requires full re-authentication
Show 11 more
  • Server connection errors, especially outside Bulgaria
  • Does not work with mobile data connection
  • Frequent logout requiring re-verification
  • EGN validation errors for valid users
  • iOS app freezes at password selection stage
  • Documents loading fails during sign-up
  • Invalid SMS codes with short lifecycle
  • App crashes when accessing certain functions
  • Notifications not working despite being enabled
  • Cash back points disappearing after updates
  • Account access unavailable during specific hours (22:00-06:00)

Requested features

17 requests
  • Payment templates for recurring transfers
  • Transaction filtering by date, type, and period
  • Home screen widget for quick balance view
  • Ability to view multiple accounts simultaneously
  • Transaction history with authorization date option
Show 12 more
  • Merchant information and category details
  • Balance display at time of each transaction
  • Multi-device login capability
  • Customizable home screen
  • Support for foreign ID numbers (ЛНЧ)
  • Saved contacts and templates from old app
  • Quick access to bills payment tab
  • VPN compatibility for login
  • Privacy feature to hide numbers in public
  • Extended transfer reason details visibility
  • Automatic FaceID loading on login screen
  • Better home screen optimization for account visibility

Billy Split

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

DSK Mobile

No in-app purchases

None

Billy Split

No in-app purchases

Questions

Is DSK Mobile free?
DSK Mobile is free to download, with no in-app purchases.
Is Billy Split free?
Billy Split is free to download, with no in-app purchases.
Do DSK Mobile or Billy Split have ads?
DSK Mobile shows ads; Billy Split does not.
Which is updated more often, DSK Mobile or Billy Split?
DSK Mobile ships an update every 3 weeks, and Billy Split every 3 days. Most recently, DSK Mobile was updated on November 7, 2026 and Billy Split on October 31, 2026.

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