BNCTL Mobile Banking vs Spender Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BNCTL Mobile Banking
Manage your finances conveniently with this mobile banking app. Access account balances, perform internal and external transfers, and top up quotas. Registration requires a visit to a branch.
- Internet banking registration
- Account dashboard
- Transfer between own accounts
- Internal account transfers
- Transfer to payee
- Change username and password
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The BMB App is BNCTL's latest Internet banking and mobile banking application based on Internet data, making it easy for BNCTL's customers to transact via Application without having to wait in line at the branch. BMB App Features: 1. Internet banking registration To access Mobile Banking, customers must visit the branch office to register by filling the form with their account number and email address, after which they will get a notification of their user name and password. 2. Menu Account - Dashboard: To access the balances for all deposit and credit products that you have. - Transfer Between my accounts: Customers are able to make transfers to different account numbers a under the same name. - Internal Transfer: Customers can transfer from one account to another account from different names between BNCTL accounts. - Transfer to payee: Customers will be able to top-up their quota. 3. More - Change username - Change password - LOG OUT 4. QR Payments (TUQR) 5. Pay by Phone 6. Request to Pay
Spender Tracker
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Spender is a personal expense tracker that helps you record, categorise, and understand your spending. Add expenses manually, snap a photo to identify products automatically, or share receipts from Mail, Photos, and Files. View your spending trends with built-in analytics and export your data as PDF or CSV.
Screenshots
Verdict
The clearest difference is iOS requirement: BNCTL Mobile Banking at 18.6 against Spender Tracker's 26.2. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BNCTL Mobile Banking ships an update every 5 weeks, Spender Tracker monthly. The most recent releases landed on October 7, 2026 and October 6, 2026 respectively.
| Parameter | BNCTL Mobile Banking | Spender Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (14 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 14 — better | — |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone |
| Requires iOS | 18.6 — better | 26.2 |
| Further details — not scored | ||
| Size | 59 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Banco Nacional de Comercio de Timor-Leste | Krzysztof Dabrowski |
In-app purchases
BNCTL Mobile Banking
No in-app purchases
Spender Tracker
No in-app purchases
Questions
Is BNCTL Mobile Banking free?
Is Spender Tracker free?
Do BNCTL Mobile Banking or Spender Tracker have ads?
Which is updated more often, BNCTL Mobile Banking or Spender Tracker?
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