Comparison

BNCTL Mobile Banking vs Spender Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BNCTL Mobile Banking

Manage your finances conveniently with this mobile banking app. Access account balances, perform internal and external transfers, and top up quotas. Registration requires a visit to a branch.

Highlights
  • Internet banking registration
  • Account dashboard
  • Transfer between own accounts
  • Internal account transfers
  • Transfer to payee
  • Change username and password
Features
Read full description

The BMB App is BNCTL's latest Internet banking and mobile banking application based on Internet data, making it easy for BNCTL's customers to transact via Application without having to wait in line at the branch. BMB App Features: 1. Internet banking registration To access Mobile Banking, customers must visit the branch office to register by filling the form with their account number and email address, after which they will get a notification of their user name and password. 2. Menu Account - Dashboard: To access the balances for all deposit and credit products that you have. - Transfer Between my accounts: Customers are able to make transfers to different account numbers a under the same name. - Internal Transfer: Customers can transfer from one account to another account from different names between BNCTL accounts. - Transfer to payee: Customers will be able to top-up their quota. 3. More - Change username - Change password - LOG OUT 4. QR Payments (TUQR) 5. Pay by Phone 6. Request to Pay

About

Spender Tracker

Features
Read full description

Spender is a personal expense tracker that helps you record, categorise, and understand your spending. Add expenses manually, snap a photo to identify products automatically, or share receipts from Mail, Photos, and Files. View your spending trends with built-in analytics and export your data as PDF or CSV.

Screenshots

BNCTL Mobile Banking4 screens
Spender Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: BNCTL Mobile Banking at 18.6 against Spender Tracker's 26.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BNCTL Mobile Banking ships an update every 5 weeks, Spender Tracker monthly. The most recent releases landed on October 7, 2026 and October 6, 2026 respectively.

Scorecard1 real difference · 9 level
BNCTL Mobile Banking versus Spender Tracker: the parameters behind the verdict, then further details
ParameterBNCTL Mobile BankingSpender Tracker
PriceFreeFree
Rating4.0 (14 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings14 — better—
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone
Requires iOS18.6 — better26.2
Further details — not scored
Size59 MB6 MB
Age rating4+4+
DeveloperBanco Nacional de Comercio de Timor-LesteKrzysztof Dabrowski

In-app purchases

None

BNCTL Mobile Banking

No in-app purchases

None

Spender Tracker

No in-app purchases

Questions

Is BNCTL Mobile Banking free?
BNCTL Mobile Banking is free to download, with no in-app purchases.
Is Spender Tracker free?
Spender Tracker is free to download, with no in-app purchases.
Do BNCTL Mobile Banking or Spender Tracker have ads?
Neither BNCTL Mobile Banking nor Spender Tracker shows ads.
Which is updated more often, BNCTL Mobile Banking or Spender Tracker?
BNCTL Mobile Banking ships an update every 5 weeks, and Spender Tracker monthly. Most recently, BNCTL Mobile Banking was updated on October 7, 2026 and Spender Tracker on October 6, 2026.

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