Comparison

Richify vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Richify

Features
Read full description

Richify is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator

About

Net Worth Tracker

Track your net worth privately with this local-first finance app. Monitor all your assets and liabilities, including crypto and investments, and visualize your financial growth over time. Plan for the future with projections and scenario planning.

Highlights
  • Unlimited free accounts for cash, crypto, and debt
  • Net-worth trend visualization
  • Live crypto and exchange rate updates
  • Asset allocation overview
  • What-if scenarios and retirement planner
  • Data export to CSV/JSON
  • Private, local-first data storage
Features
Read full description

Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE β€’ Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards β€’ Multi-currency with live exchange rates, shown in your home currency β€’ A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY β€’ Net worth trend and asset allocation at a glance β€’ A full activity ledger with search, so every deposit, transfer and payment is on record β€’ Savings goals with progress you can see PLAN AHEAD β€’ FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers β€’ Snapshot reminders so the trend never has gaps YOURS, ALWAYS β€’ CSV import with a column mapping step, so your spreadsheet comes with you β€’ Export to CSV, JSON or Markdown at any time. Backup and restore are free β€’ Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy

Screenshots

Richify4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Net Worth Tracker at every 10 days against Richify's every 3 months. Richify's advantage is iOS requirement (16.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Richify ships an update every 3 months, Net Worth Tracker every 10 days. The most recent releases landed on September 26, 2026 and September 22, 2026 respectively.

Scorecard2 real differences Β· 6 level
Richify versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterRichifyNet Worth Tracker
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyEvery 3 monthsEvery 10 days β€” better
AdsNoNo
In-app purchasesNoNo
Monetizationβ€”Freemium
DevicesiPhone, iPadiPhone, iPad, Mac β€” better
Requires iOS16.0 β€” better18.0
Further details β€” not scored
Size86 MB67 MB
Age rating4+4+
DeveloperDSK Investment Advisors Private LimitedJawahar Natarajan

In-app purchases

None

Richify

No in-app purchases

None

Net Worth Tracker

No in-app purchases

Questions

Is Richify free?
Richify is free to download, with no in-app purchases.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with no in-app purchases.
Do Richify or Net Worth Tracker have ads?
Neither Richify nor Net Worth Tracker shows ads.
Which is updated more often, Richify or Net Worth Tracker?
Richify ships an update every 3 months, and Net Worth Tracker every 10 days. Most recently, Richify was updated on September 26, 2026 and Net Worth Tracker on September 22, 2026.

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