Comparison

Fuse vs Amex Expense

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fuse

This app redefines digital asset management with Solana's first smart wallet. It uses smart accounts and multifactor authentication to enhance security, replacing traditional seed phrases with a more robust system for managing your onchain wealth.

Highlights
  • Smart account technology
  • Multifactor authentication
  • Progressive security levels
  • Customizable spending limits
  • Gas abstraction for fee payment
  • Social recovery options
Features
Read full description

Fuse is Solana's first smart wallet, designed to leverage smart accounts to redefine personal digital asset management. Fuse is not an iteration of existing crypto wallets; it’s a reimagination of what a crypto wallet can be, meticulously built to support the evolving needs of digital asset management. Fuse is built on Solana’s leading smart account standard—Squads Protocol—to create the most secure wallet for your Solana assets. Fuse replaces seed phrases and single-key pairs with multifactor authentication. Each Fuse wallet deploys a smart account that requires approval from 2 out of 3 designated keys for every transaction. This multisig configuration removes any single point of failure and makes it much harder for unauthorized access to your funds. Fuse’s programmability also lets you rotate keys and enables social recovery, giving you more control and peace of mind. Smart accounts move the industry forward from a one-size-fits-all custody model to one based on programmability and customization. Apart from making wallet access and recovery more seamless, Fuse also unlocks new workflows: - Progressive Security: Start with a simple email for wallet recovery and elevate your security over time. Whether it's integrating a cold wallet as a 2FA mechanism or the flexibility to rotate keys, Fuse adapts to your security needs. - Spending Limits: Define spending limits for any token and timeframe. Spending limits enable transactions without multifactor authentication for predefined operations, blending convenience with control. - Gas Abstraction: Fuse acts as a “gas tank” that automatically pays network fees on your behalf, ensuring a seamless transaction experience at all times. We created Fuse with the belief that robust asset security is crucial for the growth of the onchain economy. We aim to be the premier platform for growing your onchain wealth securely. Try Fuse today. The Prepaid Debit Visa Card (the “Card”) is issued by Lead Bank, pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must be 18 or older to apply. Fees may apply. See Cardholder Agreement and Squads Labs Inc. (“Squads”) website for more details. Bridge Ventures LLC (“Bridge”) is not a bank. Bridge is a financial technology company and is the Program Manager responsible for managing and operating the Card on behalf of Lead Bank. Squads is not a bank. Squads is a financial technology company and is the Platform Provider responsible for the application, access, and management of/for the card.

About

Amex Expense

Streamline your business expenses by capturing receipts and submitting them for quick approval. Track spending in real-time and receive alerts for necessary actions, ensuring compliance with company policies.

Highlights
  • Capture receipts and submit expenses
  • View spending and card activity
  • Real-time alerts for action
  • Company policy alignment guidance
  • Approve employee expenses on mobile
Features
Read full description

Amex Expense helps employees capture receipts, submit expenses quickly, and stay aligned with company policy. Approvers can review submissions, view spending activity, and take action directly from their mobile device. With real-time alerts and visibility into Card transactions, Amex Expense helps keep expense activity moving wherever work happens. • Capture receipts and submit expenses quickly • View spending and Card activity in real time • Get alerts when action is needed • Built-in guidance to help stay aligned with company policy* • Review and approve employee expense from a mobile device Manage expense with the trusted support and backing of American Express. *Customer must set up the policies for your Company. The Amex Expense app and its features are available only to eligible customers who have the American Express Corporate CashBack Program in the United States. The mobile app is available for download only in U.S. app stores. Access is limited to spenders or approvers with a U.S. residential address whose company is enrolled. The company must create a spender or approver profile and invite the spender or approver to establish an American Express user ID and password. Once credentials are created, the spender or approver may log in and submit or review expenses through the mobile app. Message and data rates may apply.

Screenshots

Fuse4 screens
Amex Expense4 screens

Verdict

The call

The clearest difference is rating: Fuse at 4.5 against Amex Expense's 4.0. Fuse also leads on review sentiment (76% vs 50%) and ratings volume (38 vs 11). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Fuse holds the better App Store score, 4.5 against 4.0. Both are backed by a comparable volume of ratings — 38 and 11 respectively. Written reviews point the same way: 76% of Fuse's written reviews are positive against 50% of Amex Expense's.

UpkeepUpdate frequency

Fuse ships an update every 3 weeks, Amex Expense every 9 days. The most recent releases landed on November 12, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 7 level
Fuse versus Amex Expense: the parameters behind the verdict, then further details
ParameterFuseAmex Expense
PriceFreeFree
Rating4.5 (38 ratings) — better4.0 (11 ratings)
Positive reviews76.0% of reviews — better50.0% of reviews
Number of ratings38 — better11
Update frequencyEvery 3 weeksEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS16.416.4
Further details — not scored
Size93 MB171 MB
Age rating12+4+
DeveloperSquads Labs Inc.American Express

Customer experience

Fuse

All ratings38 ratings
Positive86.8%
Neutral0.0%
Negative13.2%
Written reviews25 reviews
Positive76.0%
Neutral4.0%
Negative20.0%

Amex Expense

All ratings11 ratings
Positive72.7%
Neutral0.0%
Negative27.3%
Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Fuse

No in-app purchases

None

Amex Expense

No in-app purchases

Questions

Is Fuse free?
Fuse is free to download, with no in-app purchases.
Is Amex Expense free?
Amex Expense is free to download, with no in-app purchases.
Which has better reviews, Fuse or Amex Expense?
Fuse is rated higher. Fuse averages 4.5 out of 5 from 38 ratings, while Amex Expense averages 4.0 from 11 ratings.
Do Fuse or Amex Expense have ads?
Neither Fuse nor Amex Expense shows ads.
Which is updated more often, Fuse or Amex Expense?
Fuse ships an update every 3 weeks, and Amex Expense every 9 days. Most recently, Fuse was updated on November 12, 2026 and Amex Expense on November 5, 2026.

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