Amex KSA vs Amex Expense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Amex KSA
Manage your American Express card account in Saudi Arabia. Track spending, view rewards, activate cards, and access account services. Find ATMs, plan trips, and redeem points.
- Activate your card
- View account balance and transactions
- Manage Membership Rewards points
- Find nearby ATMs
- Save Amex Offers
- Submit service requests
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The Official American Express Saudi Arabia App Welcome to the world of American Express where we continuously strive to meet and exceed your expectations by introducing innovative products and providing a superior experience. Start now by downloading the official American Express Saudi Arabia App for your smartphone. Features: -Activate your Card -View your account balance -View your recent transactions -Search for previous transactions -View your last four statements -View your Membership Rewards balance and redeem your points -View your Card Cash PIN -Submit a Service Request -Manage account alerts and credit-related notices -Plan your trips -View the nearby ATM where you can use your American Express Card -Directions on how to settle your statement -Save offers to your Card directly with Amex Offers -View your Membership Rewards points and browse through our website interactive catalog. -FAQs Eligible Cards: All Personal and Business Cards are issued by American Express Saudi Arabia. All-access to the App is subject to and governed by the American Express End-User License Agreement.
Amex Expense
Streamline team expense management with real-time submission, digital receipt capture, and instant spending alerts. Approve expenses and monitor spending as it happens to identify savings and ensure policy compliance.
- Digital receipt capture
- Real-time expense submission
- Spending alerts for policy violations
- Expense approval workflow
- Real-time spending oversight
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Amex Expense helps employees capture receipts, submit expenses quickly, and stay aligned with company policy. Approvers can review submissions, view spending activity, and take action directly from their mobile device. With real-time alerts and visibility into Card transactions, Amex Expense helps keep expense activity moving wherever work happens. • Capture receipts and submit expenses quickly • View spending and Card activity in real time • Get alerts when action is needed • Built-in guidance to help stay aligned with company policy* • Review and approve employee expense from a mobile device Manage expense with the trusted support and backing of American Express. *Customer must set up the policies for your Company. The Amex Expense app and its features are available only to eligible customers who have the American Express Corporate CashBack Program in the United States. The mobile app is available for download only in U.S. app stores. Access is limited to spenders or approvers with a U.S. residential address whose company is enrolled. The company must create a spender or approver profile and invite the spender or approver to establish an American Express user ID and password. Once credentials are created, the spender or approver may log in and submit or review expenses through the mobile app. Message and data rates may apply.
Screenshots
Verdict
The clearest difference is rating: Amex KSA at 4.7 against Amex Expense's 4.0. Amex KSA also leads on ratings volume (365 vs 11). Amex Expense's advantage is review sentiment (50% vs 26%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Amex KSA holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Amex KSA has 365 ratings behind it against 11, so its average is the more settled of the two. Written reviews complicate that: 26% of Amex KSA's written reviews are positive against 50% of Amex Expense's, so the app with the better star average is not the one people write more warmly about.
Amex KSA ships an update fortnightly, Amex Expense every 9 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | Amex KSA | Amex Expense |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (365 ratings) — better | 4.0 (11 ratings) |
| Positive reviews | 26.3% of reviews | 50.0% of reviews — better |
| Number of ratings | 365 — better | 11 |
| Update frequency | Fortnightly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.4 |
| Further details — not scored | ||
| Size | 139 MB | 172 MB |
| Age rating | +4 | 4+ |
| Developer | American Express (Saudi Arabia) Ltd. | American Express |
Customer experience
Amex KSA
Amex Expense
Bugs and requests
Amex KSA
Reported bugs
9 issues- App does not allow registration after device reset without CS intervention
- App never opens
- App lags frequently and freezes randomly
- App is down (internal service error)
- App keeps rebooting
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- Not accepting card information due to internal error
- Slow login process
- Horrible login experience
- Inconsistent exchange rate for settling amounts via SADAD
Requested features
5 requests- Ability to remove previously registered devices/sessions during registration
- Ability to pay balance owed through the app
- Add more features and focus on customer needs
- Allow adding multiple Amex cards
- Invest more in app development
Amex Expense
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Amex KSA
No in-app purchases
Amex Expense
No in-app purchases









