Comparison

ONPointe Token vs Amex Expense

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ONPointe Token

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Allows customers to access Old National's ONPointe Treasury online banking solution using multifactor authentication.

About

Amex Expense

Streamline your business expenses by capturing receipts and submitting them for quick approval. Track spending in real-time and receive alerts for necessary actions, ensuring compliance with company policies.

Highlights
  • Capture receipts and submit expenses
  • View spending and card activity
  • Real-time alerts for action
  • Company policy alignment guidance
  • Approve employee expenses on mobile
Features
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Amex Expense helps employees capture receipts, submit expenses quickly, and stay aligned with company policy. Approvers can review submissions, view spending activity, and take action directly from their mobile device. With real-time alerts and visibility into Card transactions, Amex Expense helps keep expense activity moving wherever work happens. • Capture receipts and submit expenses quickly • View spending and Card activity in real time • Get alerts when action is needed • Built-in guidance to help stay aligned with company policy* • Review and approve employee expense from a mobile device Manage expense with the trusted support and backing of American Express. *Customer must set up the policies for your Company. The Amex Expense app and its features are available only to eligible customers who have the American Express Corporate CashBack Program in the United States. The mobile app is available for download only in U.S. app stores. Access is limited to spenders or approvers with a U.S. residential address whose company is enrolled. The company must create a spender or approver profile and invite the spender or approver to establish an American Express user ID and password. Once credentials are created, the spender or approver may log in and submit or review expenses through the mobile app. Message and data rates may apply.

Screenshots

ONPointe Token2 screens
Amex Expense4 screens

Verdict

The call

The clearest difference is update cadence: Amex Expense at every 9 days against ONPointe Token's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ONPointe Token ships an update every 5 months, Amex Expense every 9 days. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 9 level
ONPointe Token versus Amex Expense: the parameters behind the verdict, then further details
ParameterONPointe TokenAmex Expense
PriceFreeFree
Rating—4.0 (11 ratings) — better
Positive reviews—50.0% of reviews
Number of ratings—11 — better
Update frequencyEvery 5 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad — betteriPhone
Requires iOS17.016.4 — better
Further details — not scored
Size4 MB171 MB
Age rating4+4+
DeveloperOld National BankAmerican Express

In-app purchases

None

ONPointe Token

No in-app purchases

None

Amex Expense

No in-app purchases

Questions

Is ONPointe Token free?
ONPointe Token is free to download, with no in-app purchases.
Is Amex Expense free?
Amex Expense is free to download, with no in-app purchases.
Do ONPointe Token or Amex Expense have ads?
Neither ONPointe Token nor Amex Expense shows ads.
Which is updated more often, ONPointe Token or Amex Expense?
ONPointe Token ships an update every 5 months, and Amex Expense every 9 days. Most recently, ONPointe Token was updated on November 8, 2026 and Amex Expense on November 5, 2026.

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