Comparison

AirKey vs RAVENSPLIT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AirKey

Verify your identity by tapping your AirKey-enabled card to your phone. Learn about the technology and review transaction details for secure purchases. Requires an AirKey-enabled card and internet access.

Highlights
  • Tap card to phone for verification
  • Review transaction details
  • Confirm card legitimacy
  • Secure shopping experience
  • Learn about AirKey technology
Features
Read full description

AirKey helps customers verify their identity by simply tapping their AirKey-enabled card to their phone. With the AirKey app, you can learn more about how the AirKey technology works and try it out. All you need is an AirKey-enabled card to get started (just look for the key symbol on the back of your card to determine if your card is AirKey-enabled). What else can you do on the AirKey app? For certain transactions, you can • Review transaction details such as the merchant name, transaction amount, and card details to confirm its legitimacy and • Tap your AirKey-enabled card to your phone to prove the card is in your possession - after successfully authenticating, you continue your shopping experience Internet access is needed to use the AirKey app. Check with your Internet service provider for details of specific fees and charges. Service outages may occur. Features may not be available to all customers. Actual experiences may differ from those depicted. Additional terms and limitations apply.

About

RAVENSPLIT

Effortlessly manage shared expenses for group trips, roommates, and dinners. Scan receipts with AI to automatically assign costs, track payments, and send smart reminders. Get paid back easily without requiring everyone to download the app.

Highlights
  • AI receipt scanner for itemized expense assignment
  • Group trip expense tracking
  • Roommate bill management with recurring payments
  • Shareable payment links
  • Automated SMS payment reminders
  • Multiple payment method integration
Features
Read full description

RAVEN — The Most Social Way to Split Bills Splitting bills shouldn't be awkward. RAVEN makes it effortless — whether you're at dinner, on a group trip, or living with roommates. BUILT TO BE SOCIAL Every other bill-splitting app treats money like a spreadsheet. RAVEN treats it like what it actually is: something you do with people. Add friends by @ravenid. See who you split with most. Comment on receipts. Chat inside your trip. React, settle up, and move on — all in one place. RAVEN is the only bill splitter where the group stays connected before, during, and after the check arrives. It's not a calculator. It's where your group actually hangs out around money. AI RECEIPT SCANNER Snap any receipt and RAVEN's AI instantly reads every line item. Assign each item to the right person in seconds — no manual entry, no math, no confusion. Split by item, percentage, or equally. TRIP HUB Planning a group trip? RAVEN tracks every expense from flights to dinners to Airbnbs. Everyone sees exactly what's owed in real time — plus a shared group chat, receipt comments, and a live feed of who's paid. No spreadsheets. No chasing people down. Just one link that keeps everyone on the same page. ROOMMATE MODE Living with others? Set up recurring bills — rent, utilities, groceries — and RAVEN tracks who's paid and who hasn't. Automatic reminders so you never have to be the bad guy. ONE LINK. EVERYONE PAYS. No app required for your group. Share one link and anyone can see their balance and pay — Venmo, Cash App, Zelle, or however they want. RAVEN just makes sure everyone knows what they owe. SMART REMINDERS RAVEN sends automatic SMS reminders to people who haven't paid. You stay out of it completely. WHY RAVEN? Most bill-splitting apps are glorified calculators — you punch in numbers, send a request, and that's it. RAVEN is the first one that's genuinely social. Your friends list, your group chats, your shared trips, and your split history all live together. Add @melad, split a receipt, talk about it, settle up. That's the whole point. And the person who creates the split uses RAVEN — everyone else just gets a link. It's the easiest way to get paid back, every time. RAVEN IS FREE. No hidden fees. No premium paywalls on core features. Download RAVEN and split your first bill in under 30 seconds. Perfect for: Dinner with friends Group vacations and road trips Roommates splitting rent and utilities Couples tracking shared expenses Office lunches and team events RAVEN. Because money shouldn't ruin friendships.

Screenshots

AirKey3 screens
RAVENSPLIT4 screens

Verdict

The call

The clearest difference is rating: RAVENSPLIT at 5.0 against AirKey's 2.3. RAVENSPLIT also leads on update cadence (every 10 days vs every 3 weeks) and device support (3 vs 1). AirKey's advantage is ratings volume (89 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

RAVENSPLIT holds the better App Store score, 5.0 against 2.3. That said, the two scores are not equally well evidenced: AirKey has 89 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

AirKey ships an update every 3 weeks, RAVENSPLIT every 10 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard4 real differences · 6 level
AirKey versus RAVENSPLIT: the parameters behind the verdict, then further details
ParameterAirKeyRAVENSPLIT
PriceFreeFree
Rating2.3 (89 ratings)5.0 (3 ratings) — better
Positive reviews29.8% of reviews—
Number of ratings89 — better3
Update frequencyEvery 3 weeksEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size58 MB7 MB
Age rating4+4+
DeveloperCapital OneMelad Naibee

Customer experience

AirKey

All ratings87 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews57 reviews
Positive29.8%
Neutral0.0%
Negative70.2%

RAVENSPLIT

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

AirKey

Reported bugs

10 issues
  • Stuck in demo mode
  • App does not work overseas
  • Card scanning/tapping fails
  • Verification process fails
  • App is glitchy
Show 5 more
  • Does not communicate with payment site
  • Requires switching country settings
  • Not functional in certain regions (UK, South Korea, Asia)
  • Transaction verification fails
  • Requires Safari and another app

Requested features

8 requests
  • Fix the demo loop issue
  • Improve international functionality
  • Provide alternative verification methods
  • Offer better customer support
  • Integrate with the main Capital One app
Show 3 more
  • Fix the card scanning/tapping functionality
  • Ensure app works outside the US
  • Make the verification process less cumbersome

RAVENSPLIT

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AirKey

No in-app purchases

None

RAVENSPLIT

No in-app purchases

Questions

Is AirKey free?
AirKey is free to download, with no in-app purchases.
Is RAVENSPLIT free?
RAVENSPLIT is free to download, with no in-app purchases.
Which has better reviews, AirKey or RAVENSPLIT?
RAVENSPLIT is rated higher. AirKey averages 2.3 out of 5 from 89 ratings, while RAVENSPLIT averages 5.0 from 3 ratings.
Do AirKey or RAVENSPLIT have ads?
Neither AirKey nor RAVENSPLIT shows ads.
Which is updated more often, AirKey or RAVENSPLIT?
AirKey ships an update every 3 weeks, and RAVENSPLIT every 10 days. Most recently, AirKey was updated on October 24, 2026 and RAVENSPLIT on October 28, 2026.

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