3B App vs Valu Jo
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
3B App
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3B is a contactless smart-school solution for student payments, attendance, and monitoring. Using NFC bracelets, AI-powered attendance, and integrated digital platforms, 3B connects students, parents, teachers, and schools in one ecosystem, enabling secure payments, real-time attendance tracking, student monitoring, communication, and greater visibility for parents.
Valu Jo
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Valu is The Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. At its core, Valu offers a Buy Now, Pay Later (BNPL) and a lifestyle-enabling solution that gives you seamless access to what you need, when you need it. Shop across a wide network of merchants and enjoy flexible payment plans tailored to your lifestyle. With a fully digital experience, Valu allows you to split your purchases, manage your payments, and stay in control, all in one place. Whether itβs everyday essentials or bigger purchases, Valu makes it easier to access more with flexibility and convenience.
Screenshots
Verdict
The clearest difference is device support: Valu Jo at 3 against 3B App's 1. Valu Jo also leads on iOS requirement (15.6 vs 18.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
3B App ships an update every 2 weeks, Valu Jo every 8 days. The most recent releases landed on October 4, 2026 and October 5, 2026 respectively.
| Parameter | 3B App | Valu Jo |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Every 8 days β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPad, iPod β better |
| Requires iOS | 18.6 | 15.6 β better |
| Further details β not scored | ||
| Size | 97 MB | 108 MB |
| Age rating | 4+ | 4+ |
| Developer | SMART GUARDIAN OF TECHNOLOGY SOLUTIONS | Valu for Payments and Technical Solutions S.A.E. |
In-app purchases
3B App
No in-app purchases
Valu Jo
No in-app purchases
