Comparison

businessONLINE X vs SplitPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

businessONLINE X

Manage your business finances conveniently from your mobile device. This app offers enhanced features for efficient transaction control, including secure biometric login, a simplified dashboard, and quick payment options. Handle multiple payment approvals and access instant banking services anytime, anywhere.

Highlights
  • Biometric login
  • Simplified dashboard
  • Quick and easy payments
  • Multiple payment approvals
  • Instant banking services
Features
Read full description

businessONLINE X is Emirates NBD’s new mobile banking app designed to empower businesses to manage their finances on-the-go with unparalleled ease and efficiency. Stay in control of your finances with ease and confidence, no matter where your business takes you. With an array of enhanced features and improved performance, our app puts you in control of your business transactions like never before. • Seamless security at your fingertips with biometric login. • Improved efficiency with a simplified dashboard. • Smoother business operations with quick and easy payments. • Multiple payment approvals with the click of a button. • Instant Banking Services anytime, anywhere. To get started, simply download the app and login with your existing businessONLINE credentials.

About

SplitPay

Features
Read full description

SplitPay makes sharing costs with friends, flatmates and travel groups painless. Create a group, add expenses as they happen, and SplitPay works out exactly who owes whom — down to the last rupee. TRACK EVERY SHARED EXPENSE • Create groups for trips, flats, dinners or anything else • Add expenses in seconds: who paid, who's included, done • Split evenly or by custom weights — totals always add up exactly • Attach receipts so nothing is disputed later ALWAYS KNOW WHERE YOU STAND • Live balances for every member • Outstanding amount at a glance on every group card • Activity feed across all your groups SHARE GROUPS WITH AN INVITE CODE • Every group has a short invite code — share it anywhere • Friends enter the code and the same group appears on their phone, live • Add members straight from your contacts with the system picker SETTLE UP THE SMART WAY • Suggested payments minimise the number of transfers • Record partial or full payments — balances update instantly • Settle across groups: combine groups, clear everything at once • Optional bank mode: route all payments through one treasurer UNDERSTAND YOUR SPENDING • Per-group statistics: totals, averages, top spender • Monthly spend chart and category breakdown • Export as CSV, JSON or PDF WORKS OFFLINE Add expenses anywhere — everything syncs when you're back online. NO SIGN-UP REQUIRED No accounts, no passwords. Members are just names in a group, so you start splitting in under a minute.

Screenshots

businessONLINE X4 screens
SplitPay4 screens

Verdict

The call

The clearest difference is update cadence: SplitPay at daily against businessONLINE X's every 3 weeks. businessONLINE X's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

businessONLINE X ships an update every 3 weeks, SplitPay daily. The most recent releases landed on October 15, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 8 level
businessONLINE X versus SplitPay: the parameters behind the verdict, then further details
ParameterbusinessONLINE XSplitPay
PriceFreeFree
Rating2.5 (33 ratings) — better—
Positive reviews14.0% of reviews—
Number of ratings33 — better—
Update frequencyEvery 3 weeksDaily — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size78 MB57 MB
Age rating17+4+
DeveloperEmirates NBD Bank P.J.S.CAppStoneLab Technologies LLP

Bugs and requests

businessONLINE X

Reported bugs

4 issues
  • Login credentials not working
  • Beneficiary account name validation issues
  • Payments not going through due to app errors
  • App getting stuck on loading screens

Requested features

4 requests
  • Support for multiple accounts with easy switching
  • Improved stability and reliability
  • Faster load times and smoother performance
  • More user-friendly and intuitive interface design

SplitPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

businessONLINE X

No in-app purchases

None

SplitPay

No in-app purchases

Questions

Is businessONLINE X free?
businessONLINE X is free to download, with no in-app purchases.
Is SplitPay free?
SplitPay is free to download, with no in-app purchases.
Do businessONLINE X or SplitPay have ads?
Neither businessONLINE X nor SplitPay shows ads.
Which is updated more often, businessONLINE X or SplitPay?
businessONLINE X ships an update every 3 weeks, and SplitPay daily. Most recently, businessONLINE X was updated on October 15, 2026 and SplitPay on October 10, 2026.

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