FinFlows vs FARM

FinFlows brings your cash, bank accounts, cards, bills and the people you share money with into one calm, private place. Set it up once, and your bank's SMS log each payment for you. LOGGED BY ITSELF • Bank SMS auto-logging: every UPI, card and account payment is saved, sorted into a category and put in the right wallet • Works with banks in India, the UAE, the UK and the US • Payment screenshots and pasted messages are read too EVERY WALLET, ALWAYS UP TO DATE • Cash in hand, savings, cards and e-wallets, each with its own balance • Move money between wallets and see your net worth at a glance NEVER MISS A DUE DATE • Bills, rent, subscriptions, insurance and loan EMIs with reminders before each one • EMI calculator and loan progress • FinFlows spots payments that repeat and suggests them as bills • Mark a bill paid from the widget or the Lock Screen LEND, BORROW, SETTLE • See who owes you and whom you owe • Split expenses and settle up in a tap SEE WHERE IT GOES • Spending by category, week, month or year • Budgets with alerts • A monthly statement as a PDF to share or save EVERYWHERE YOU ARE • Home Screen and Lock Screen widgets • Apple Watch app with your balance, bills and quick add • Siri: "Add food expense in FinFlows" • iPhone and iPad, Light and Dark Mode, 8 themes PRIVACY Your data stays on your devices and in your own iCloud. FinFlows has no accounts, no ads and no tracking. Face ID keeps it locked. FinFlows is free for up to 50 transactions. FinFlows Pro unlocks unlimited transactions, budgets, recurring transactions and trends, monthly or yearly. Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period; manage them in your Apple ID settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Take control of your finances, effortlessly. FARM helps you track expenses, manage accounts, plan ahead, and understand your money with clarity. Designed for everyday use, it gives you powerful financial tools without unnecessary complexity. Track transactions in seconds Record income, expenses, and transfers using intuitive forms and smart autocompletion. Organize everything with accounts, categories, tags, notes, logos, and receipts. Understand your money Explore clear dashboards, reports, balances, comparisons, and trends. See where your money goes and how your financial situation evolves over time. Plan ahead • Recurring transactions • Reminders and notifications • Widgets for upcoming transactions • Loan and compound interest calculators • Financial planning tools Keep your data protected Back up your information with iCloud and restore it whenever you need it. You can also export and import your FARM data and media. Connect FARM with ChatGPT Use FARM’s MCP integration to work with your financial information from ChatGPT. Send receipts, prepare transaction proposals for review, ask questions about your finances, and receive clear analysis to help you make better decisions. Private by design Your financial information remains under your control. FARM is built with privacy in mind and only uses connected services when you choose to enable them. Simple, fast, and reliable No clutter. No unnecessary steps. Just a clean and practical way to manage your personal finances every day. Free and FARM Pro FARM includes all the essential tools for managing your finances at no cost. Free features include: • Unlimited transactions • Unlimited accounts, categories, and tags • Recurring transactions • Reminders and notifications • Upcoming transactions widgets • Reports and financial tools • Loan and compound interest calculators • iCloud backup • Data and media export and import FARM Pro includes: • Unlimited FARM Cloud usage • Unlimited FARM MCP usage with ChatGPT FARM Pro is available through a subscription or lifetime purchase. Download FARM and manage your finances with confidence — free to start, with FARM Pro available when you want unlimited cloud and ChatGPT connectivity.