Comparison

Subscription & Budget Tracker vs SubsTracker+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscription & Budget Tracker

Manage your recurring payments and savings goals in one place. Track subscriptions, precious metals, and cryptocurrency with real-time price updates and detailed financial analysis. Receive payment reminders and visualize your financial health.

Highlights
  • Subscription tracking and spending analysis
  • Savings and asset tracking (precious metals, crypto)
  • Real-time price updates for assets
  • Payment due date reminders
  • Portfolio distribution charts
  • Customizable notifications
  • Secure login with FaceID/TouchID
Features
Read full description

Subscription and Savings Tracker The most comprehensive app to track your subscriptions, savings, precious metals, and crypto assets all in one place. Control your budget, reach your financial goals. Take complete control of your finances with both subscription and savings management: Savings & Asset Tracking: Track gold, silver, and precious metal prices in real-time Monitor your Bitcoin, Ethereum, and other crypto holdings Manage your investment positions with exchange rates (USD, EUR, GBP, CHF) View your asset allocation with portfolio distribution charts Track daily price changes instantly View your transaction history in the asset detail screen Subscription Tracking: Calculate your monthly payments and track your spending Extensive subscription list with company logos - search and easily add Get reminder notifications when payment is due Track subscription price fluctuations with price change charts Perform detailed analysis with statistical graphs Other Features: Customize your notification times Secure login with FaceID and TouchID Dark mode support Amazing lock screen and home screen widgets Track your subscriptions from your Apple Watch app Premium: Unlimited asset tracking + Zero Ads Important: To use the Apple Watch app, ensure Apple ID and iCloud are enabled on your device.

About

SubsTracker+

Features
Read full description

SubsTracker+ is your personal subscription assistant, designed to help you track, analyze, and optimize all your recurring payments in one beautiful, privacy-first app. Add Subscriptions Instantly - Whether you enter them manually or let Apple Intelligence automatically detect them from your emails, getting started takes seconds. Our intelligent email scanning recognizes subscription confirmations, renewals, and trial notifications — adding them to your dashboard without any typing. See the Complete Picture - View all your subscriptions at a glance with powerful filtering by frequency (weekly, monthly, yearly), status (active, trial, cancelled), and subscriber. Perfect for families managing multiple accounts or simply keeping your personal subscriptions organized. Real-Time Cost Tracking - Know exactly how much you're spending. SubsTracker+ automatically converts all currencies to your local currency and calculates your true monthly cost across all frequencies. See yours pending patterns by payment method, category, and time period. Price Change Tracking - Log price changes and keep a clear history of how each subscription has evolved. SubsTracker+ shows past price adjustments and applies scheduled changes so your dashboard always reflects the current price. Powerful Analytics & Insights - Our comprehensive insights dashboard reveals spending patterns you never knew existed: - Category breakdown showing where your money really goes - Payment method analysis to optimize your cashback rewards - Lifetime value tracking for each subscription - Future spending predictions for the next 3, 6, or 12 months - Renewal pattern analysis to balance your monthly budget Smart Notifications - Stay in control with intelligent renewal reminders. Get notified one day before any subscription renews so you can cancel if needed. Enable weekly reminders in settings to receive a convenient summary of upcoming renewals for the week ahead. Perfect for managing trials and avoiding unwanted charges. All notifications respect your privacy and work completely offline. Widget Support - Keep your upcoming renewals right on your home screen. Our beautiful widgets show your next renewals at a glance, filterable by subscriber. Available in multiple sizes to fit your home screen perfectly. Multi-Subscriber Support - Managing subscriptions for your family? Track separate subscribers with color-coded organization and individual spending totals. Perfect for families, couples, or roommates sharing accounts. Privacy by Design - Your data never leaves your device. All processing happens locally using Apple Intelligence. No cloud storage, no tracking, no data sharing. Your emails stay private, and only subscription metadata is stored locally on your iPhone. Beautiful Design - A clean, modern interface that makes subscription management actually enjoyable. Dark mode support, smooth animations, and thoughtful details throughout. Key Features at a Glance - Automatic subscription detection from emails (requires Apple Intelligence) - Manual subscription entry with 500+ pre-loaded service providers - Price change history and scheduled updates - Smart renewal notifications with customizable reminders - Multi-currency support with automatic conversion - Home screen widgets with upcoming renewals - Comprehensive analytics and spending insights - Category-based organization with customizable categories - Trial expiration tracking - Multi-subscriber management with color coding - Complete privacy—everything stays on your device - Dark mode and accessibility support - No ads, no subscriptions, no in-app purchases --- Apple Intelligence features require iOS 18 or later and a compatible device (iPhone 15 Pro, iPhone 16 series, or Mac with Apple Silicon).

Screenshots

Subscription & Budget Tracker4 screens
SubsTracker+4 screens

Verdict

The call

The clearest difference is price: Subscription & Budget Tracker at Free against SubsTracker+'s $5.99. Subscription & Budget Tracker also leads on iOS requirement (16.0 vs 26.0). SubsTracker+'s advantage is in-app purchases (none vs 1) and update cadence (weekly vs every 3 weeks). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Subscription & Budget Tracker is free to download; SubsTracker+ costs $5.99 up front. Subscription & Budget Tracker sells 1 one-off in-app purchase. SubsTracker+ asks for nothing beyond the download.

UpkeepUpdate frequency

Subscription & Budget Tracker ships an update every 3 weeks, SubsTracker+ weekly. The most recent releases landed on October 16, 2026 and October 11, 2026 respectively.

Scorecard4 real differences · 6 level
Subscription & Budget Tracker versus SubsTracker+: the parameters behind the verdict, then further details
ParameterSubscription & Budget TrackerSubsTracker+
PriceFree — better$5.99
Rating5.0 (1 ratings) — better—
Positive reviews77.8% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone
Requires iOS16.0 — better26.0
Further details — not scored
Size11 MB16 MB
Age rating4+4+
DeveloperEmre CakirMarcel Mendes Filho

In-app purchases

1 purchases

Subscription & Budget Tracker

One-time1
  • Buy Premium$4.99
None

SubsTracker+

No in-app purchases

Questions

Is Subscription & Budget Tracker free?
Subscription & Budget Tracker is free to download, with in-app purchases available.
Is SubsTracker+ free?
SubsTracker+ costs $5.99, with no in-app purchases.
Do Subscription & Budget Tracker or SubsTracker+ have ads?
Neither Subscription & Budget Tracker nor SubsTracker+ shows ads.
Which is updated more often, Subscription & Budget Tracker or SubsTracker+?
Subscription & Budget Tracker ships an update every 3 weeks, and SubsTracker+ weekly. Most recently, Subscription & Budget Tracker was updated on October 16, 2026 and SubsTracker+ on October 11, 2026.

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