Comparison

SubsTracker+ vs Finy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SubsTracker+

Features
Read full description

SubsTracker+ is your personal subscription assistant, designed to help you track, analyze, and optimize all your recurring payments in one beautiful, privacy-first app. Add Subscriptions Instantly - Whether you enter them manually or let Apple Intelligence automatically detect them from your emails, getting started takes seconds. Our intelligent email scanning recognizes subscription confirmations, renewals, and trial notifications — adding them to your dashboard without any typing. See the Complete Picture - View all your subscriptions at a glance with powerful filtering by frequency (weekly, monthly, yearly), status (active, trial, cancelled), and subscriber. Perfect for families managing multiple accounts or simply keeping your personal subscriptions organized. Real-Time Cost Tracking - Know exactly how much you're spending. SubsTracker+ automatically converts all currencies to your local currency and calculates your true monthly cost across all frequencies. See yours pending patterns by payment method, category, and time period. Price Change Tracking - Log price changes and keep a clear history of how each subscription has evolved. SubsTracker+ shows past price adjustments and applies scheduled changes so your dashboard always reflects the current price. Powerful Analytics & Insights - Our comprehensive insights dashboard reveals spending patterns you never knew existed: - Category breakdown showing where your money really goes - Payment method analysis to optimize your cashback rewards - Lifetime value tracking for each subscription - Future spending predictions for the next 3, 6, or 12 months - Renewal pattern analysis to balance your monthly budget Smart Notifications - Stay in control with intelligent renewal reminders. Get notified one day before any subscription renews so you can cancel if needed. Enable weekly reminders in settings to receive a convenient summary of upcoming renewals for the week ahead. Perfect for managing trials and avoiding unwanted charges. All notifications respect your privacy and work completely offline. Widget Support - Keep your upcoming renewals right on your home screen. Our beautiful widgets show your next renewals at a glance, filterable by subscriber. Available in multiple sizes to fit your home screen perfectly. Multi-Subscriber Support - Managing subscriptions for your family? Track separate subscribers with color-coded organization and individual spending totals. Perfect for families, couples, or roommates sharing accounts. Privacy by Design - Your data never leaves your device. All processing happens locally using Apple Intelligence. No cloud storage, no tracking, no data sharing. Your emails stay private, and only subscription metadata is stored locally on your iPhone. Beautiful Design - A clean, modern interface that makes subscription management actually enjoyable. Dark mode support, smooth animations, and thoughtful details throughout. Key Features at a Glance - Automatic subscription detection from emails (requires Apple Intelligence) - Manual subscription entry with 500+ pre-loaded service providers - Price change history and scheduled updates - Smart renewal notifications with customizable reminders - Multi-currency support with automatic conversion - Home screen widgets with upcoming renewals - Comprehensive analytics and spending insights - Category-based organization with customizable categories - Trial expiration tracking - Multi-subscriber management with color coding - Complete privacy—everything stays on your device - Dark mode and accessibility support - No ads, no subscriptions, no in-app purchases --- Apple Intelligence features require iOS 18 or later and a compatible device (iPhone 15 Pro, iPhone 16 series, or Mac with Apple Silicon).

About

Finy

Features
Read full description

¿Llegás a fin de mes sin saber en qué se fue el sueldo? Finy lo resuelve en segundos. Registra gastos por voz, foto o texto con IA. Finy los categoriza solo y te muestra exactamente en qué gastas cada mes. • IA financiera: mandá un audio "gasto de $5000 en supermercado" y listo • Escaneo de tickets: saca foto al comprobante y se carga automático • Importación de resumen bancario en PDF • Sincronización con MercadoPago • Presupuestos, metas de ahorro y recordatorios • Estadísticas claras de tus gastos por categoría Sin planillas. Sin complicaciones. Solo control real de tu plata. Términos de uso (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Términos del servicio: https://www.finyapp.io/condiciones-servicios Política de privacidad: https://www.finyapp.io/politica-privacidad

Screenshots

SubsTracker+4 screens
Finy4 screens

Verdict

The call

The clearest difference is price: Finy at Free against SubsTracker+'s $5.99. Finy also leads on update cadence (every 6 days vs every 2 weeks) and device support (3 vs 1). SubsTracker+'s advantage is in-app purchases (none vs 5). On ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Finy is free to download; SubsTracker+ costs $5.99 up front. Finy sells 5 in-app purchases, starting at $2.99 per month. SubsTracker+ asks for nothing beyond the download.

UpkeepUpdate frequency

SubsTracker+ ships an update every 2 weeks, Finy every 6 days. Both last shipped on October 24, 2026.

Scorecard5 real differences · 1 level
SubsTracker+ versus Finy: the parameters behind the verdict, then further details
ParameterSubsTracker+Finy
Price$5.99Free — better
Update frequencyEvery 2 weeksEvery 6 days — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS26.015.0 — better
Further details — not scored
Size13 MB30 MB
Age rating4+4+
DeveloperMarcel Mendes FilhoGONZALO TARNOFSKY

In-app purchases

None

SubsTracker+

No in-app purchases

5 purchases

Finy

Subscriptions4
  • Finy Plus$2.991 Month
  • Finy Pro$4.991 Month
  • Finy Plus$24.991 Year
Show 1 more
  • Finy Pro$39.991 Year
One-time1
  • Finy Pro Lifetime$99.99

Questions

Is SubsTracker+ free?
SubsTracker+ costs $5.99, with no in-app purchases.
Is Finy free?
Finy is free to download, with in-app purchases available.
Do SubsTracker+ or Finy have ads?
Neither SubsTracker+ nor Finy shows ads.
Which is updated more often, SubsTracker+ or Finy?
SubsTracker+ ships an update every 2 weeks, and Finy every 6 days. Most recently, SubsTracker+ was updated on October 24, 2026 and Finy on October 24, 2026.

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