CIBC US BNB vs SubsTracker+

CIBC US BNB Bank anytime, anywhere with the convenience of the CIBC US BNB app. The CIBC US BNB offers a simpler and faster way to bank, right from the palm of your hand. With the CIBC US BNB app you can quickly and securely view your account(s), pay your bills or transfer funds right from your device. What’s new in Version • Bank name change to CIBC US. Account Management • View account balances and recent transactions for all of your accounts at the CIBC US BNB, including checking, savings and debit cards Transfer Funds • Transfer funds between your accounts at CIBC US. Mobile Deposits • Take a photo of your checks to deposit them • Check on the status of your mobile deposits Pay Bills • Pay your bills electronically • Schedule future payments Contact CIBC US • Contact a representative for questions related to your account To use the app, you must have a deposit account at CIBC US and use CIBC US BNB NetBanking. Visit www.cibc.com/US to add CIBC US NetBanking Services to your Account at CIBC US or enter your existing CIBC US NetBanking User ID and password once you have downloaded the app to access mobile banking. Questions or comments about our mobile app? Contact us at US.ebanking_support@cibc.com or by phone at 877-448-6500. CIBC US does not charge fees for mobile banking. Message and data rates may apply. Mobile deposits require verification and are not available for immediate withdrawal. An eligible CIBC US deposit account, CIBC US NetBanking account, and supported mobile device are required to use our mobile banking app. Please see our Mobile Banking Terms and Conditions for further information. Member FDIC All features may not be available in the tablet application.

SubsTracker+ is your personal subscription assistant, designed to help you track, analyze, and optimize all your recurring payments in one beautiful, privacy-first app. Add Subscriptions Instantly - Whether you enter them manually or let Apple Intelligence automatically detect them from your emails, getting started takes seconds. Our intelligent email scanning recognizes subscription confirmations, renewals, and trial notifications — adding them to your dashboard without any typing. See the Complete Picture - View all your subscriptions at a glance with powerful filtering by frequency (weekly, monthly, yearly), status (active, trial, cancelled), and subscriber. Perfect for families managing multiple accounts or simply keeping your personal subscriptions organized. Real-Time Cost Tracking - Know exactly how much you're spending. SubsTracker+ automatically converts all currencies to your local currency and calculates your true monthly cost across all frequencies. See yours pending patterns by payment method, category, and time period. Price Change Tracking - Log price changes and keep a clear history of how each subscription has evolved. SubsTracker+ shows past price adjustments and applies scheduled changes so your dashboard always reflects the current price. Powerful Analytics & Insights - Our comprehensive insights dashboard reveals spending patterns you never knew existed: - Category breakdown showing where your money really goes - Payment method analysis to optimize your cashback rewards - Lifetime value tracking for each subscription - Future spending predictions for the next 3, 6, or 12 months - Renewal pattern analysis to balance your monthly budget Smart Notifications - Stay in control with intelligent renewal reminders. Get notified one day before any subscription renews so you can cancel if needed. Enable weekly reminders in settings to receive a convenient summary of upcoming renewals for the week ahead. Perfect for managing trials and avoiding unwanted charges. All notifications respect your privacy and work completely offline. Widget Support - Keep your upcoming renewals right on your home screen. Our beautiful widgets show your next renewals at a glance, filterable by subscriber. Available in multiple sizes to fit your home screen perfectly. Multi-Subscriber Support - Managing subscriptions for your family? Track separate subscribers with color-coded organization and individual spending totals. Perfect for families, couples, or roommates sharing accounts. Privacy by Design - Your data never leaves your device. All processing happens locally using Apple Intelligence. No cloud storage, no tracking, no data sharing. Your emails stay private, and only subscription metadata is stored locally on your iPhone. Beautiful Design - A clean, modern interface that makes subscription management actually enjoyable. Dark mode support, smooth animations, and thoughtful details throughout. Key Features at a Glance - Automatic subscription detection from emails (requires Apple Intelligence) - Manual subscription entry with 500+ pre-loaded service providers - Price change history and scheduled updates - Smart renewal notifications with customizable reminders - Multi-currency support with automatic conversion - Home screen widgets with upcoming renewals - Comprehensive analytics and spending insights - Category-based organization with customizable categories - Trial expiration tracking - Multi-subscriber management with color coding - Complete privacy—everything stays on your device - Dark mode and accessibility support - No ads, no subscriptions, no in-app purchases --- Apple Intelligence features require iOS 18 or later and a compatible device (iPhone 15 Pro, iPhone 16 series, or Mac with Apple Silicon).